Business & Finance - 17 August 2007

I am currently in the process of buying a home. My boyfriend will be living with me (we've been together a few years). The loan will be in my name, but he will split the utility bills and other bills w/me.
What are the laws in Louisiana concerning co-habitation? IF we ever split up, will he have any right to the property.
Of course, noone ever expects their love to leave, but who knows where a person will be in 30 years (length of mortgage). Thanks guys for your help!! :-)

2007-08-17 14:00:07 · 5 answers · asked by Anonymous in Renting & Real Estate

Once you pur money in managed funds through a financial advisor and I'm not happy with their services how can I suck them? I don't want to pay 1.5% annual handling charge to an incompetent advisor.
Would it cost money to change financial advisors?

2007-08-17 13:59:22 · 5 answers · asked by truthofmatter 2 in Investing

I just got offered a card with a 0% introductory APR for 15 months on balance transfers and purchaces and the fixed APR thereafter is much lower than what I have with my credit card now. I only have one card with a balance on it but I figured transferring it to this other card would be cheaper and make it easier for me to pay it off... so my question, will my credit score be lowered just for opening the account? I have two other accounts open already too but they both have 0 balance and haven't been used in a long time. Also, I have a really good score at the moment, so, I just wanted to know if it's a good idea...?

2007-08-17 13:57:46 · 9 answers · asked by Me 1 in Personal Finance

The Heymann Company’s bonds have 4 years remaining to maturity. Interest is paid annually;
the bonds have a $1,000 par value; and the coupon interest rate is 9 percent.
a. What is the yield to maturity at a current market price of (1) $829 or (2) $1,104?
b. Would you pay $829 for one of these bonds if you thought that the appropriate rate of interest
was 12 percent—that is, if kd  12%? Explain your answer.

2007-08-17 13:56:44 · 3 answers · asked by Sabrina W 1 in Investing

Hi...I have 2 credit cards. One I owe 400 dollars and the other one I own 1000 dollars. Currently I have 800 dollars to pay off. I heard if you pay your debt off, your credit would go down. So I'm thinking to pay off around 375 dollars for the $400 that I owe, leaving around 25 to 50 dollars in there. I'll pay off the rest to the other account. What do you guys think? What is the best way to pay them off? Thanks.

2007-08-17 13:56:33 · 10 answers · asked by Enigma Soul 1 in Personal Finance

did somebody use this website before?

2007-08-17 13:53:26 · 1 answers · asked by Anonymous in Renting & Real Estate

2007-08-17 13:51:03 · 5 answers · asked by Anonymous in Investing

2007-08-17 13:50:05 · 3 answers · asked by marki5745 1 in Personal Finance

This is a question I ask all my clients. The answers I receive vary quite a bit, but they are always entertaining.

2007-08-17 13:48:43 · 6 answers · asked by sillyshac 3 in Small Business

I recently became a co-manager in a trailer park and when friends/family ask about places to rent and how much, I tell them the price plus it's $5 for each child and pet. And pets they can understand, but they question about being charged extra for their children and want to know if it is legal. Well now, I'm wondering that same question. Being just a manager, I don't want be caught in some legal battle.
(If it makes a difference, the park is in the state of Pennsylvania.)

2007-08-17 13:48:10 · 5 answers · asked by Anonymous in Renting & Real Estate

So everyone freaks out when they hear "interest only" loans. But with a regular loan, all interest is lumped to the front of the loan anyway and you end up paying less than a $100 a month toward principle anyway. So is "interest only" really that bad?

2007-08-17 13:38:09 · 8 answers · asked by FreakyGeeky 3 in Credit

I have the equity in the house. I just want out of debt. Bank at first they would approve it if I brought credit cards within limits. I did that now they saying no. I would try appealling to CMHC but dont know where to start. I'm from canada by the way.

2007-08-17 13:35:25 · 5 answers · asked by Dardie 1 in Credit

I want to start keeping records for my fuel expense I spend going to work. Besides receipts and odometer readings is there anything else I need to record. Also will I get all of this money back I spend or how does it work?

2007-08-17 13:20:57 · 4 answers · asked by LOFT1009 5 in United States

2007-08-17 12:52:03 · 11 answers · asked by john b 1 in Renting & Real Estate

PriceWatehouseCoopers is a big four accounting company but I'm not really sure about what does the Assurance department relates to ??

2007-08-17 12:44:49 · 1 answers · asked by bezanijanet 1 in Other - Business & Finance

I was just wondering how much down if any do you have to have in order to avoid Mortgage Insurance. Please let me know thanks :)

2007-08-17 12:44:16 · 14 answers · asked by First time mom! 2 in Renting & Real Estate

I am promoting my friends listing because I know she needs it.


http://www.prosper.com/lend/listing.aspx?listingID=187391&referrer=momfirst1027&utm_source=referrer-momfirst1027&utm_medium=referral-link&utm_content=link&utm_campaign=referrals-listing

2007-08-17 12:42:48 · 2 answers · asked by Day C 2 in Investing

2007-08-17 12:37:14 · 12 answers · asked by sadiegirl_04 1 in Credit

If you waive inspections and appraisels will the it spped up the closing process for homes?

2007-08-17 12:33:19 · 10 answers · asked by josh d 1 in Renting & Real Estate

I mean I have nothing..no credit file..no nothing. My phone bill is under my husband's name. Well, I do have a checking and a saving account..that doesnt help at all.

I applied for some credit cards..1 is pending and the other 2 was denied within 30 seconds cos I don't have my credit file.

What should I do? I mean I don't have any cards or any loan..how am I gonna make payment to build up my score?

2007-08-17 12:33:06 · 7 answers · asked by verdalie 1 in Credit

2007-08-17 12:09:46 · 12 answers · asked by sheri 1 in Personal Finance

2007-08-17 12:06:28 · 4 answers · asked by Anonymous in Corporations

2007-08-17 12:04:52 · 10 answers · asked by Anonymous in Personal Finance

i really need help so plz help me

2007-08-17 11:57:44 · 5 answers · asked by ian b 1 in Personal Finance

or is this agianst the law? The product is a lip plumping thing and its not opened I just wont us it ... hmmmm any help

2007-08-17 11:52:15 · 9 answers · asked by CookFrNW 3 in Other - Business & Finance

im only 16 if that counts

2007-08-17 11:52:01 · 9 answers · asked by LOL!!! 3 in United Kingdom

On the TV it spoke of $30billion was active, then everyone sold, the market crashed and so many people lost money. Where did it go? Was it just a superimposed amount of money or did it actually generate that much cash, did that sum actually physically exist? They spoke of people making losses and loosing life savings and homes. Did anyone make any money from the crash (apart from debt collectors). If the '$30billion' figure existed and led to the crash then how come a maximum limit isn't set, even a virtual maximum limit? Am I trying to simplify an extremely complicated process?

2007-08-17 11:47:10 · 10 answers · asked by corriecorka 3 in Investing

were can i find 1

2007-08-17 11:37:45 · 2 answers · asked by bine.j1018 1 in Personal Finance

Anyone also know:

1.) Estimated value of all items sold separately or together
2.) Any interested buyers in US or UK

thanks

2007-08-17 11:30:52 · 1 answers · asked by Anonymous in Personal Finance

2007-08-17 11:30:20 · 2 answers · asked by carlos r 1 in Small Business