For someone who's getting their first credit card.
2007-08-17 14:08:52 · 11 answers · asked by patr0l_gn 3 in Business & Finance ➔ Credit
I would steer clear of Capital One and Discover may not approve you. Maybe you should get a partially secured card from Bank of America... $99 to get started (It goes into a savings account) and you get a $500 credit limit. After paying on-time for one year, they give you back the $99 and increase your limit. Capital One was my first credit card and it seemed that as my credit score went up, they charged me more money for my card! I really don't recommend it... As your credit gets better... aim for AMEX. They are awesome!!!
2007-08-17 14:25:02 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Discover® More Card - Wildlife Collection
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2007-08-20 00:14:47 · answer #2 · answered by brady ewart 3 · 0⤊ 0⤋
you can get some good credit cards with low apr and some reward programs and then buy the necessary things with this card and pay the bills on time. You can also try some reward cards they are good. All these will make your credit good.Discover has some cards with 0% intro apr rates and also some reward programs.
To know more you can visit
http://www.creditcardbiz.blogspot.com
2007-08-17 22:41:41 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I had Capitol One - insured if I got sick or lost my job, and all I wanted was a $200 credit limit. I got sick (cancer) lost my job because of it, the company wouldn't honor the insurance so my bill didn't get paid. In 3 years, the $200 went to over a $1000 from fees. That is what, 133% interest added per year? No way, never would I ever have dealings with them again.
2007-08-17 14:39:07 · answer #4 · answered by Brenda R 1 · 1⤊ 0⤋
I know discover is very difficult when you don't already have a solid credit history, they really offer anything in between. Capitol one gave me a chance after my bankruptcy, when no one else did. You will pay a higher rate, and there are fees, but it will get you started. I provided you with both of their websites so you can compare for your self.
Hope they help and good luck!
2007-08-17 14:17:34 · answer #5 · answered by Etta P 4 · 0⤊ 0⤋
in case you're transforming into a credit card to end credit get a credit card out of your admired shop the place you purchase clothing i've got been given my daughter a credit card to construct her credit yet i made her pay the finished bill while it got here thats the kind you get sturdy credit i'm paying for her a navagator for yuletide yet i'm putting it on her card and while the bill is available in i will pay for it you may get in alot of difficulty with credit enjoying cards while i became youthful such as you earlier i knew it i had a 5,000 dollar credit card bill so be careful
2016-11-12 19:28:35 · answer #6 · answered by ? 4 · 0⤊ 0⤋
Whichever one you go with, make sure you only charge what you can affort do pay in full at the end of each month. Don't carry balances. Your credit rating will improve faster and you'll save all that interest. Not to mention staying out of debt.
2007-08-17 14:16:38 · answer #7 · answered by bdancer222 7 · 0⤊ 0⤋
Go with Cap One as you will still find businesses in the 21st Century that may not take Discover.
2007-08-17 14:13:19 · answer #8 · answered by Zombie Birdhouse 7 · 0⤊ 0⤋
You pay for any rewards program, but you pay more for cash back programs. Captital One is a good card, but with some research you can find better.
2007-08-17 14:16:40 · answer #9 · answered by Madkins007 7 · 0⤊ 0⤋
Really... neither.
Capital One are a bunch of crooks.
Discover is not widely accepted.
2007-08-17 14:19:23 · answer #10 · answered by Mike 6 · 2⤊ 0⤋