Business & Finance - 17 July 2007

We have the experience, patience and very reliable. We have to be we are responsible for alot. We understand shuffling time to fit everything in, thats what makes us that much better than employing someone just out of school. Secondly we have loads of experience. Myself I am 39, I have experience squeezing out of every cell.
Us mothers going back to work, have computers and can take unfinished work home with us to finish when we put the kids in bed.
If I was an employer, I would hire me. Do younger people ask that to themselves honestly?

2007-07-17 13:23:10 · 7 answers · asked by Anonymous in Administrative and Office Support

Although I am paying income tax on my pensions, would it not be loyal of me to put myself down before I start to cost the N.H.S. money? At present I work out three times a week at the gym to try and keep fit. However, I feel guilty at taking a state pension which the Government could put towards the olympic games.

2007-07-17 13:14:15 · 16 answers · asked by LEONARD W 4 in United Kingdom

I work a full time job and have a decent extra income. Should I get a federal Tax ID??? Do I need to be making a certain amount before its necessary to have one?

2007-07-17 13:01:17 · 5 answers · asked by yo 2 in United States

I was advised by many people that when I move or change my phone #, do NOT tell the collection agencies-in order to prevent them from harrassing me. Yes I'm in debt & don't have the money to pay them off since I'm on fixed income.

I just moved & I have a different phone # now. I just had this scary thought that if they're trying to sue me, I wouldn't even know that they are. & what if I get a letter forwarded to my new address after the court date, without knowing I had one? Could that lead to me having a warrant out for my arrest & possibly going to jail? Also, is it a bad idea to not let collection agencies know where I moved? Because when I moved last time & they started harrassing me, my brother got mad @ me when I was living with him, & they started threatening him about me. So I feel so mixed up, confused, & worried. I want to pay my debts, but I'm disabled & don't have enough $$ to go bankrupt & don't wanna go bankrupt. Can you tell me what I should do? Please-no rudeness.

2007-07-17 12:59:06 · 3 answers · asked by Anonymous in Credit

2007-07-17 12:55:55 · 3 answers · asked by NOVICE2000 1 in Renting & Real Estate

2007-07-17 12:55:45 · 2 answers · asked by MLs 2 in Renting & Real Estate

So trying to clean up my credit a bit going through all my bills and some companies are offering to settle my account in full by knocking off some money off the full balance. Well if reflect my credit score positively or negatively if I were to pay the settlement amount?

2007-07-17 12:52:34 · 5 answers · asked by nyyankeefan243 1 in Credit

2007-07-17 12:47:39 · 5 answers · asked by K F 1 in United States

I just got prequalified for a mortgage. I know that this is not a guarantee that i will get the loan. has anyone ever not gotten approved after qualifiying. I was doubtful that i would get it in the first place and just dont want to get my hopes up.

2007-07-17 12:29:00 · 6 answers · asked by dillyd156 1 in Renting & Real Estate

2007-07-17 12:26:00 · 2 answers · asked by Texas Cowboy 7 in Small Business

If you have credit cards you owe, can they take money from your salary before you even say how much or if yes? Do you have any say at all? Does your job say yes or no?

2007-07-17 12:21:22 · 11 answers · asked by soleil_fairy 3 in Credit

I just bought a house and me being very young and stupid didn't find out how to get a beneficiary assigned to my house in case something happens to me. I'm not married as of now so how do i go about getting someone else's name on my house? do i have to make a will or is there something easier i can do?

2007-07-17 12:18:18 · 4 answers · asked by JK 1 in Renting & Real Estate

If the internet says there's like a free giftcard is it really free?Or do they send you a bill?Please anwer if you really have had experience with this only.

2007-07-17 12:11:51 · 6 answers · asked by Anonymous in Personal Finance

2007-07-17 12:06:02 · 9 answers · asked by Alex V 1 in Other - Business & Finance

I've tried the usual corporate websites going directly through HR. I have almost 15 years experience on the retail side of auto sales - I even had a regional sales manager for Nissan submit my resume to Nissan with a reference and didn't even get a call! Is there someone who works for a manufacturer that could share their secret to getting a job?

2007-07-17 12:02:36 · 1 answers · asked by StH 1 in Other - Careers & Employment

Okay, so I'm moving into Kenmore, NY (it's around Buffalo, NY). My rent would be $590 a month. No utilities included. I believe it's a duplex, two bedroom. Right now it's just me and my dog. I'm pretty good at keeping things turned off (especially if I'm footing the bill). Water ... I like taking showers, I'll admit it. I can scrimp on washing though and combine loads. I don't know if it's a gas range or electric or any of that. I also don't plan on being home SUPER much. If you know what I mean. I go to school and plan on working when I'm not there.

So ... if anyone has any idea of what that might cost me per month I'd be grateful. An overestimate would be better than an underestimate. Thanks.

2007-07-17 12:01:13 · 6 answers · asked by Jen 3 in Renting & Real Estate

2007-07-17 11:57:01 · 6 answers · asked by Alex V 1 in Personal Finance

2007-07-17 11:55:25 · 3 answers · asked by Anonymous in Investing

I've been keeping track of my checking account with QuickBooks, putting in every check I write and everything else.

I got my bank statement the other day, the dollar amounts match but the cent part doesn't it's like 20 cents off.

Should I not worry about it or what? What would you do?

2007-07-17 11:54:36 · 5 answers · asked by earth_dragonai 1 in Personal Finance

I had it but I think it got shredded and my daughter will be attending college in the fall and the university is requesting it.If I get it from the IRS does anyone know how much it will cost? and how long it will take for me to receive it?

2007-07-17 11:53:07 · 3 answers · asked by tosha38401 3 in United States

2007-07-17 11:51:13 · 2 answers · asked by annswers 6 in Other - Business & Finance

2007-07-17 11:46:24 · 8 answers · asked by Anonymous in Personal Finance

The average person at my place of employment stays employed for less than a year. At the end of each year there are more terminations than average employee positions. (eg. 60 people quit in a year and there are only 50 employee positions in the department). So people are constantly being re-hired to replace the losses. In one year a position might be replaced 2 or 3 times. Upper management is continually expressing their concerns about the organizations working conditions and these concerns are shared with line staff who also agree sometimes even more so. The one or two at the very top attempt to stiffle dissent.

So I'm wondering is this just something common in the workplace or should I quit like many others I've worked with have done and try to find something better?

2007-07-17 11:45:54 · 4 answers · asked by Anonymous in Other - Careers & Employment

I have a credit score of 720 I have a budy who seems to be living pretty good but he has no job or gets financial aid but I notice he is always getting new electronics and stuff on his house...he does not mess with drug because I have known him for a while now.
He has close to 20 credit cards and he has a dept of 95000 dollars or so he says....what is he doing to live so well and does not have to pay anything?

What happends if i owe a large ammount of money on credit cards? I'll be taken to collection please explain the process thanks should he not be in jail? he says he will owe 3 times as much by next year but will move back to our country Brazil when he is done?

2007-07-17 11:45:01 · 4 answers · asked by MNNNN 1 in Credit

Like Grocery Tax?

2007-07-17 11:43:25 · 4 answers · asked by arigont 2 in United States

I'm 21,and i just purchased a car,and i wonder by having a cosigner,will my credit score be raised,along with theirs

2007-07-17 11:42:20 · 5 answers · asked by i can only be me 1 in Credit

My house is is primary residence ( purchased 1.5 ago with 10% down) builder sells it 10% cheaper know and I am not able to make a payments I lost my job. We are family of 3 (one child)
For how long I can live in my house before bank will kick me out from the month I missed mortgage payment ?
I need some time to fix my financial situation.
Thank You !

2007-07-17 11:38:06 · 5 answers · asked by kaifusha777 1 in Renting & Real Estate

1) What happens if you contribute more than 15k into a 401k limit (I am under the age of 50) ?
2) Does the company-HR automatically stop you from contributing or is the money taxed and then put into your 401k ?

I am rapidly approaching the 15k limit and I forgot to change my elections prior to 6/30 (our company allows changes only once a quarter). I sock away about $2500 a month into my 401k. (I started saving late)...

Further : If the answer to the question is yes to 1)...

3) What happens as it sits in the 401(k) ? How does IRS differentiate between taxfree 401k investment vs taxed 401k investment ? How do I keep track of it ?

2007-07-17 11:36:38 · 3 answers · asked by puZZEld 2 in Personal Finance

2007-07-17 11:35:32 · 4 answers · asked by Anonymous in Renting & Real Estate

It's true this programs? May i have free cash? This is going to afect my credit or my taxes?? They ask me for a fee for aplication/registration?? What other implications would I to incur. Thanks.

2007-07-17 11:34:31 · 5 answers · asked by rex01us 1 in Personal Finance