Business & Finance - 17 July 2007

how can you have above average return ,,it is very difficult because all available information about a company is quickly reflected in the stock price. To make an above average return, you must have information about a company or sector that other investors don't have or have a superior ability to interpret the available information. If other investors already have this information, the price of the company's stock will already reflect it.

2007-07-17 09:10:17 · 9 answers · asked by albertt 1 in Investing

i herd that before.

2007-07-17 09:06:24 · 14 answers · asked by Anonymous in Other - Careers & Employment

Housing index is worst at this time... what do you think.... How long would it continue.......

2007-07-17 09:02:23 · 2 answers · asked by Anonymous in Investing

Okay, I live in California. I recently had an accident and owe the hospital thousands of dollars. I have been paying on my account every month and have never missed a payment. Well today the hopital told me that they wanted me to sign a contract stating I would pay $200 a month. I told them I could not afford $200 a month. So to make a long story short they said they were going to send my account to the creditors even though I have been making consistent payments every month. Can they really send my account to the creditors are they just trying to make me pay and higher payment?

2007-07-17 08:57:24 · 5 answers · asked by mickyg 3 in Credit

One of the business is TNT Courier Service. Is this a legit business? The other is, Free Lotto Sweepstakes Claims and Release Department. They say that they are government accredited and licensed. British National online international lottery is registered under the data protection act of, registration U971133B. Is this legit?

2007-07-17 08:56:54 · 2 answers · asked by Anonymous in Corporations

In California, my father wants to give me 100000 $ as gift. How much is the tax he has to pay? What are the other terms and conditions apply on this scenario? I am 25 and married.

2007-07-17 08:53:35 · 15 answers · asked by SheLady 2 in Other - Taxes

A few years ago, in order to save on inheritance taxes, my wife and I had an attorney prepare two Q-TIP Trusts. All of our assets belong to the trusts. Now I have been told that you have to be a U.S. citizen to be elegible for a trust. My wife is not a U.S. citizen. Any help would be appreciated.

2007-07-17 08:52:29 · 1 answers · asked by fillol 2 in United States

I have no idea about markets or funds - in every example Ihave come across they use a rate of return of 7%. Where do I find something like this?

2007-07-17 08:49:22 · 4 answers · asked by Jeannette z 1 in Investing

I am currently engaged and was wondering if there are tax advantages if the two of us filed for domestic partnership? I looked at the requirements and we meet all of them.

2007-07-17 08:48:52 · 2 answers · asked by Erik 1 in United States

its supposed to make you money but im NOT getting scammed here. if they want money from me AT ALL im not doing it. dont give me answers just so youll refer me to them and make more money from them. give me good legit answers from YOU. please tell me if theres ANY history of these guys screwing people over.

2007-07-17 08:48:03 · 3 answers · asked by Anonymous in Personal Finance

I have never invested in anything but a 401K before and am looking for some helpful suggestions. I am a newborn when it comes to the stock market. How does one invest? What are some of the best ones if you do not have much money to start with?

2007-07-17 08:46:03 · 5 answers · asked by starstruck713 1 in Investing

I recently bought a 6 month policy with allstate yesterday as it was the cheapest around. I was looking over quote from other companies again and found geico was now $35 cheaper a month. Do i have to wait until my policy ends to change over or can I cancel it and get a refund?

2007-07-17 08:45:01 · 7 answers · asked by Mike 2 in Insurance

where can you find real estate notes?

2007-07-17 08:43:27 · 2 answers · asked by Nickels6 2 in Renting & Real Estate

I have a small business that I am just getting started. and Everyone says I should get an LLC, since I am a woman and a minority, the tax credits would really help. How do I get an LLC? aren't there grants for LLC's? What are some helpful websites?

2007-07-17 08:42:04 · 5 answers · asked by turners_pics 2 in Small Business

what happens when you don't have a lease with your landlord does one has any rights as a tenant? Is mangement still responsable for fixing anything in the tenants apartment?

2007-07-17 08:39:34 · 7 answers · asked by Anonymous in Renting & Real Estate

what kinds of body check will I get for purchasing insurance? im only 22. do i need to get X-rayed? CAT scan? urine test? thanks

2007-07-17 08:38:27 · 7 answers · asked by Anonymous in Insurance

bank of american has a special offer on home loans which includes, $0 application fee, $0 closing fees, and no private mortgage insurance ...has anybody used this deal from bank of american to buy a home and is it really true? or are there hidden fees? and they say it could save me thousands is this true?

2007-07-17 08:35:56 · 4 answers · asked by Anonymous in Renting & Real Estate

I hear about bonds, how can I get iformation on how to buy one?

2007-07-17 08:34:08 · 3 answers · asked by Anonymous in Renting & Real Estate

Its frustrating.... Do you have some idea about correction ... when would it happen...

Is there any chances to become U.S economy strong in near future.. and dollar will go up.....................

2007-07-17 08:32:33 · 6 answers · asked by Raj m 1 in Investing

I AM RENTING A HOUSE FROM A FAMILY MEMBER
I JUST FOUND OUT HE HASN'T PAID HIS MORTGAGE IN A FEW MONTHS.NOW HE IS TRYING TO SALE IT "QUICKLY
BEFORE THE BANK FORCLOSES.WHERE DOES THIS LEAVE ME? AND DO I STILL PAY HIM RENT ?WHAT IS GOING ON AND WHAT R MY RIGHTS

2007-07-17 08:31:33 · 10 answers · asked by powerlessme 1 in Renting & Real Estate

Urgent Please.

2007-07-17 08:31:08 · 2 answers · asked by Abkaq 2 in Other - Business & Finance

I live in California and there is a new subdivision going up and they are offering 40,000 dollars off the original price on 10 houses that are already being built. They said a lot of people are using that 40,000 to buy down their interest rate....or we could use the 40,000 toward the loan...could this be true or is it just a lie to get us to buy the home??

2007-07-17 08:31:03 · 6 answers · asked by Anonymous in Renting & Real Estate

2007-07-17 08:26:00 · 5 answers · asked by Mysterious 2 in Renting & Real Estate

Do i have to go to college and get my Diagnostic medical sonographer degree or just go through some training? Or both?

2007-07-17 08:20:21 · 4 answers · asked by Ashley 1 in Health Care

Hello,

I am on F-1 visa. For the year 2006, I worked for 3 different employer and all of them withheld SS & medicare tax in error. On the advice of IRS representative (on phone), I filled out 3 different 843 & 8316 forms. This was because, there's only one line for EIN on form 843. I did the application in March.

Now, when I checked the status of application by calling IRS account department, they are saying that they didn't receive any application and advised me to resubmite it. And she advised me to fill out only one 843 and 8316 form, just put any one EIN in the box, write total amount of claim in line 2 for amount to be refunded or abated and in explaination part give explaination about 3 employers, amount witheld by each employer and EINs.

Could you please advice me, how should I fill form 843 and 8316, I mean do I need to fill only one form or 3 different forms?

Thanks in advance,
Varun

2007-07-17 08:19:54 · 1 answers · asked by vandana r 1 in United States

Could I deduct a $7,000 Plasma TV that was stolen and never returned. If I can, how much of it could I deduct. I did form 4684 and I keep getting 0, does that sound right? Thanks!!!

2007-07-17 08:18:53 · 4 answers · asked by angel_rat_83 1 in United States

My credit is score is 529. And I have some credit card debt, and miscellaneous debt that I need to handle. I turn 35 years old today, and I want to seriously make a change with debt and financial situation. BUT, I don't know how to start. ANY IDEAS FOR ME?

I'm a teacher who makes appr. $2075 a month. (i live in Oklahoma). Please help me out. What should I do to increase my credit score, get out of debt, and maintain some sense of financial stability? Thanks for your help.

2007-07-17 08:14:35 · 4 answers · asked by Anonymous in Personal Finance

2007-07-17 08:13:40 · 6 answers · asked by Richard L 2 in Insurance

I have "some college" and have worked in payroll-A/P- A/R- and/or a bookkeeping capacity for the past 8 years- I want to get an accounting degree and become a CPA- how do I start? Will my work experience count for anything? Need to be able to continue to work full-time. Please help any suggestions appreciated- especially those in the field.

2007-07-17 08:11:01 · 3 answers · asked by ♥♥justme♥♥ 3 in Other - Business & Finance

Hi, What is the process in becoming a loan officer in MD. What kind of training do I need? exams I need to take? any information is appreciated. thanks.

2007-07-17 08:09:36 · 5 answers · asked by Anonymous in Renting & Real Estate