Business & Finance - 10 July 2007

I am trying to buy a house and expect to close in 45 days. My money is tight due to down payment, closing costs, moving costs, etc. I am thinking of getting a forbearance on my student loan so I save some money but I don't want to do it if it will lessen my credit score and jeopardize my mortgage approval.

2007-07-10 09:04:06 · 10 answers · asked by dsedarisfan 2 in Personal Finance

He wrote up a contract to repay me within 2 weeks of the loan, expecting a big compensation check that never came in time. He was in desperate need to buy a truck, tools, etc. No will, no savings account, no credit card. He has a sister and fiance that say he owed them money too. He has a 17 year old child, they say he gets the truck that I bought and I get none of his possessions. What do I do? New York State, USA.

2007-07-10 09:02:47 · 20 answers · asked by maimatt7 3 in Credit

What's the difference between a parent company owning 80% of a subsidiary and a holding company owning 80% of a subsidiary?

Are they different just by name? Or is there a real difference between the two?

2007-07-10 09:01:31 · 5 answers · asked by Anonymous in Corporations

Is it illegal or wrong in anyway for the realtor to laugh at you and hang up the phone?

My husband and I found a house that we really love, we know the town, the street, and the neighbors very well. (Husbands grandparents live next door to the house). When the house sold to the current owners 7 years ago we know that they bought it for 39,000. We know the cent. h/ac has been put it and we know they haven't done anything else. They are asking 72,000 for the house now, and I have to say that there isn't a house in the area with pricing like that. So I called the realtor and asked her to offer 45,000 for the house (still more than most the houses in the area). She laughed at me and hung up. I know the current owners are building a very expensive house and are currently paying two mortages. The house has been on the market for a year already. Is the realtor using discrimination and not offering the seller our offer.

2007-07-10 09:01:02 · 10 answers · asked by samantha s 3 in Renting & Real Estate

Will the loan company take into consideration a divorce taking a bit of a toll on my credit report in the last two years? I have a consolidated payment that is in perfect standing with all bills that caused report to drop a year ago.

2007-07-10 08:58:43 · 3 answers · asked by New Nana 4 in Credit

Our duplex basement was broken into while we were away, a wall was damaged and now the landlord is blaming us, he now wants us to move, we have a lease that does NOT expire until April 2008. We have NOT violated our lease now the landlord wants us to move by Sept 1, 2007 Legally can he make us move? All information is appreciated. Thank you!

2007-07-10 08:54:46 · 6 answers · asked by Kelly W 2 in Renting & Real Estate

i'm looking for either some websites, books or courses that i could learn more about these, i currentl have 401k through meryil lynch, but they are not aggresive. any info will be greatly appreciated.

2007-07-10 08:53:27 · 5 answers · asked by edawg2362 2 in Investing

2007-07-10 08:40:31 · 2 answers · asked by Anonymous in Corporations

I am looking to hire an accountant for my business. I several questions regarding taxation processes, tax returns, and other general questions. What would be the most cost effective way to get my questions answered by an accountant as well as finding a good accountant for my business?

2007-07-10 08:33:25 · 4 answers · asked by John G 2 in Small Business

2007-07-10 08:33:09 · 2 answers · asked by Anonymous in Corporations

I have an interview coming up and I never know how to answer this question.

2007-07-10 08:32:45 · 8 answers · asked by aimeescooter 1 in Other - Careers & Employment

and also reduce my yearly taxes? The previous owners had torn down a wall on the 1st floor to make a front to back living room, which reduced the amount of bedrooms from 3 to 2 (which is fine with me). I'm wondering if this is going to reduce the tax rate?

2007-07-10 08:31:30 · 8 answers · asked by Anonymous in Renting & Real Estate

2007-07-10 08:28:59 · 6 answers · asked by halaabdoun 2 in Personal Finance

i have a cheque that is a year old (from 2006)and i was wondering if i could still use it..can i ?

2007-07-10 08:26:46 · 4 answers · asked by Anonymous in Other - Business & Finance

We can buy a lot in N.C. but offeror says we can close in Virginia. How?

2007-07-10 08:18:44 · 2 answers · asked by leondsmith 1 in Renting & Real Estate

I read this article http://www.foxnews.com/story/0,2933,288635,00.html
that explains that Sprint wireless is cancelling over 1000 contracts because those customers complain too much. They have sent out between 1000 and 1200 termination letters giving customers 1 month to find another service provider. Sprint says these customers take up too much customer service time for problems Sprint feels are "resolved" problems.

Um, if the problems were resolved, why are your customers still upset and still calling? Obviously the problems are not resolved and instead of providing quality customer service it sounds to me like Sprint would rather cut their ties with the complainers and sweep those problems under the rug.

I'm sorry but I expect good service for what I pay for my cell provider. I actually see this as an advantage to those who are being terminated, they are being let out of a contract and can find good service somewhere else!

What is your opinion?? I think it's bad business.

2007-07-10 08:10:51 · 5 answers · asked by RhapsodyinBlue 2 in Other - Business & Finance

i was told that it would take up to a year to learn this position little did I no that the year would fly by in 8 weeks and now I am not allowed to make a mistake with having to go all the way back and start training all over again which confuses me even more. If I do have a question she doesn't have time as she told me my position is on 10% of the business and she has others to manage that need her however the others have been here a year or more. I am very furstrated as everyone around her seems intimided by her so I feel there is no on to talk to about the situtation. ANY and all suggestions are welcome. signed me out the frying pan and it to the fire what was I thinking

2007-07-10 08:10:03 · 3 answers · asked by tstarr13 1 in Other - Business & Finance

2007-07-10 08:08:43 · 3 answers · asked by RDwannabe 2 in Health Care

They have been having trouble with one of their children (smoking cigarettes), and there are four or five burns in one of the carpeted rooms. I imagine the whole carpet will have to be replaced when they move out. I'm assuming we can keep their security deposit for this. Has anyone else had this happen in their rental?

2007-07-10 08:07:40 · 9 answers · asked by Geronimo5 3 in Renting & Real Estate

2007-07-10 08:07:21 · 1 answers · asked by Anonymous in Insurance

please provide an example. thank you

2007-07-10 08:05:55 · 1 answers · asked by Anonymous in Other - Business & Finance

Due to inability to find work I had to miss a rent payment for the month of May. I still have been unable to find employment, but have managed to pay rent for June and July. My lease is Up August 15th but my Landlord is threatening with an eviction over May's rent only....
Is there anyway, I can be evicted and thrown out by the time my lease is up in the middle of August?

Please stick to the question and don't reply with ask someone for a loan or anything like that....

2007-07-10 08:00:50 · 4 answers · asked by wickedgypsy79 2 in Renting & Real Estate

2007-07-10 08:00:38 · 4 answers · asked by Krista P 1 in Renting & Real Estate

I was claiming 8 and Federal was not being taking out of my check, in addition my hrs were cut. so I was trying to make up for the lost.please help. I do own my home, have a 19mth old son.

2007-07-10 08:00:08 · 5 answers · asked by Anonymous in United States

We moved in to our new apt and found out recently that it was flooded out by the apt above us. The guy moved out before his lease was up it was so bad. They didnt even redo the carpet. I found out it was flooded b/c my clothes and towels smelled like mildew and I was breaking out from it. I guess I am having an allergic reaction. I asked neighbors and they were supprised the manager never told us. Which is why the apt went up for grabs so quickly. I wanted to know the laws on them not telling me b/c not everything I own is ruiend and you cant get mildew out unless you dispose of it and I am haveing a reaction. I know when you buy a house if they dont tell you it floods it is againts the law but what about apts?

2007-07-10 07:59:58 · 4 answers · asked by Anonymous in Renting & Real Estate

I currently claim Federal-1 & State-0 for my tax deductions.
(I'm in California, and single)

Question: I am currently pregnant and was wondering do I have to wait until my baby is born to claim
Fed-2 State-2
or can I do it now.

My main concern is not having to owe taxes come April 15, 2008

2007-07-10 07:56:30 · 4 answers · asked by K.C. 5 in United States

I have about 1/2 a tank of oil left, which I paid for, and am wondering if I am legally entitled to get reimbursed by my landlord for the remaining oil or if I can deduct the cost from my last month's rent.

2007-07-10 07:54:42 · 4 answers · asked by ifcgurl68 1 in Renting & Real Estate

There's a guy I am interested in who's 30...it appears to me that he likes me, but could I be blind? Would it be unusual for a man of 30 to take interest in a 21 yr old?

2007-07-10 07:52:26 · 12 answers · asked by kelly 1 in Other - Advertising & Marketing

As an analyst a typical job in finance and accounting industry requires use of Microsoft Excel programming skills to a large extent. I do not like Excel programming skills. Are there any other analytical jobs in any other industry that does not require use of Excel programming skills?

2007-07-10 07:51:21 · 5 answers · asked by tawnie_name 1 in Other - Careers & Employment

Everyone tells me to put ONE exemption on form W-4, but if I do what the form says, it should be 2. Can someone explain? I'm single with one job:

A: Enter "1" for yourself if you one else can claim you as a dependant... TRUE... so I enter 1

B: Enter "1" if you are single and have only one job; or... TRUE... so I enter another 1

H: Add lines A-G and enter total here: 1+1=2

So why isnt it 2 exemptions for a single person with one job??

Should I put 1 or 2 ???

2007-07-10 07:50:11 · 3 answers · asked by Anonymous in United States