Business & Finance - 9 July 2007

I am asking because we had hail damage on our roof and it need to be replaced. They sent us a check to cover the cost of new shingles and etc., however when the roofers started tearing the old shingles off today, we discovered that there never was any plywood underneath.... It looked kinda like old hard wood flooring (the thin slats of wood) with huge gaps and holes everywhere... The guy had said that he was shocked that our roof hadn't leaked yet. When we called our insurance company to request addition funds... (2500 dollars) they refused to pay and basically said we were on our own.... I have been taking pics of everything, and I was wondering if you can take them to court or not and make them pay it?? We have used the same company ever since we purchased the house (5 years) and have never made any late payments. The only claim ever made to them is now for the roof... What are our rights???? Thanks for your help!!!

2007-07-09 05:11:45 · 4 answers · asked by Mommy of 2 5 in Other - Business & Finance

This question is for those who work at or have worked at Wal-Mart.
There is a new Wal-Mart opening up in our area and they are taking applications this week. I plan to apply. My questions are: what is typical starting pay? I would really like to hear others opinions on their favorite job at Wal-Mart. I think I would like to work in the baby dept. as a sales associate, should I be that specific on the application or what should I put for position applied for? Any help on the application or interview process would be appreciated. Also, I prefer to work nights--would this shift be difficult to get or easier to get than dayshift?
Thanks in advance!

2007-07-09 05:10:28 · 3 answers · asked by jilldaniel_wv 7 in Corporations

If a company steadily amasses information about a particular market segment, their demographics, likes, dislikes, purchasing trends etc, to whom can that company sell that intelligence?

2007-07-09 05:10:16 · 3 answers · asked by calios1 1 in Other - Advertising & Marketing

I have a check from Micromedia Corp for selling my cellphone to them. It is drawn on Cathay Bank from New York and I am in New Jersey. Where is a spot to go that will cash this for me?, its only $36

2007-07-09 05:05:11 · 2 answers · asked by Anonymous in Personal Finance

I worked at Eckerd pharmacy and they used to do it all the time. They just sign a slip promising to pay it at a later date. I never saw a single waived co-pay payed for though. We would have stacks and stacks of unpaid co-pays. Some people even waived thier 50 cent co-pays. Its like...come on people.

Do I get to do that? NO! If I can not cough up the dough for my perscription then I am SOL.

2007-07-09 05:01:42 · 3 answers · asked by J. P 3 in Insurance

I have watched Sicko and it's a real eye opener for me. They say that the Universal insurance is better than american health insurance and the people don't have to pay for anything. What do you think?

2007-07-09 04:59:28 · 6 answers · asked by t_hassinger 2 in Insurance

Joe paparazzi has just purchased the film studio of a movie company in comedies.He found that the company did not try to estimate the cost of making a movie.Instead ,it just gave the producer a budget and told him/her to make a movie.Mr. Paparazi desires to establish a formal cost estimation system.
What are some of the potential problems that may be encountered in changing from a budget to a cost estimattion movie-making system?

2007-07-09 04:55:23 · 2 answers · asked by Ampofo A 1 in Other - Business & Finance

Do I want 10% of my gross weekly benefit withheld for Federal Income tax?

2007-07-09 04:54:45 · 3 answers · asked by Katie 2 in Other - Taxes

I make 48k per year. Circumstances that have led to bad credit rating are a 60 day late car payment that occurred two months ago. The car has since been paid off. Credit cards are close to the max but always paid on time. Please only respond with a list of possible lenders thankyou.

2007-07-09 04:49:40 · 8 answers · asked by Renaisannce Man 1 in Credit

2007-07-09 04:46:01 · 5 answers · asked by mike 1 in Other - Business & Finance

2007-07-09 04:44:27 · 8 answers · asked by Gypsy Gal 6 in Other - Advertising & Marketing

Is there anything in these numbers that identifies them as either a debit or credit card?

2007-07-09 04:40:06 · 8 answers · asked by msbean 2 in Credit

2007-07-09 04:38:56 · 3 answers · asked by Peter D 1 in Personal Finance

I am in the US Army and just got back from a deployment, i am looking into the best way to invest 10,000 dollars. Anyone with help?? Whats the difference between a "CD roth IRA, or money market" ??Help me out.

2007-07-09 04:38:52 · 4 answers · asked by yaya 2 in Personal Finance

I was recruited after graduation (3.5 GPA) for a job &
went to 3 interviews and 2 job shadows ...then after the last time I have not heard back...the only thing negative that happened the whole time was in the 1st interview the recruiter said because of my age they would have to find the right team for me to be working with because it wouldn't be right working with younger people...that gave me a weird feeling right away..isn't that like saying to a different race that you can only work with people that are your race...isn't that against the law? I have called the place where the last meeting was and never recieved a call back ( rude?) and also emailed the regional director and said in a nice way that I was open to another meeting or job shadow...should I call the person who was recruiting me? The last meeting was June 19th. I was self employed for years before I went back to school ...so all this corporate stuff is new to me..does it really take 3 weeks to get back to someone

2007-07-09 04:35:01 · 3 answers · asked by n 1 in Other - Careers & Employment

Has anyone gone through the police academy lately? I went through Air Force basic training so I probably kinda know what it's like. But, is it easier or harder than the military basic?

2007-07-09 04:33:32 · 5 answers · asked by Moral Orel 6 in Other - Careers & Employment

Does this policy still exist and if it does how do I get to it? I also paid for an accident policy. This was with a Christian college who is well known for covering their butts and paying out little to nothing even if they fire you unfairly. Any answers out there?

2007-07-09 04:29:21 · 4 answers · asked by red hottie 2 in Law & Legal

Just so you can get out of work for a few weeks? I do.

2007-07-09 04:28:32 · 8 answers · asked by Anonymous in Other - Careers & Employment

Four months ago, I applied for a mortage. Here were my stats then:

- No co-borrower
- Credit score of 690
- $450 in monthly debt payments (car and credit cards)
- Gross montly income of $2800

By my local credit union (where I bank), I was offered $125,000. Since this number wasn't suitable to me, I paid off some debt and got a higher paying position. My new stats are:

- No co-borrower
- Credit score of 715
- $167 in monthly debt payments (car payment only)
- Gross montly income of $3200

I went back to my credit union feeling pretty confident they would offer me more. I mean, why not? I have over $500 more each month than I did the first time! That should mean that I can afford $500 more for a mortgage payment right? WRONG.

They only offered me $127,000.

Can someone PLEASE explain this???

Anyone with similar stats who got a higher offer with another mortgage company? Anyone in the field who can offer a solution?

THANKS!!!!

2007-07-09 04:28:32 · 7 answers · asked by OceanGirl99 2 in Renting & Real Estate

Ok so im confused! can anybody without any smartass remarks let me know what reciept im suppoe to save so that i can itemize at the end of the year.thanks really appreciate it.

2007-07-09 04:27:37 · 7 answers · asked by Idalia G 1 in United States

but lost the address to get in touch would the bank know by the reference number on my bank statement where i could get in touch or just stop the direct debit

2007-07-09 04:26:49 · 3 answers · asked by ccosj 5 in Personal Finance

I need a loan very quick can anyone help?

2007-07-09 04:26:16 · 10 answers · asked by Anonymous in Credit

assuming the pay out option is used, and the funds are not transferred to another fund.

2007-07-09 04:23:21 · 5 answers · asked by aisha l 2 in Personal Finance

Hi,

I am currently an undergraduate student (undergrad Math degree )....i applied for part-time job in Bank to gain experience. I had basic test then they called me for an interview with VP then some phone interview ...now HR lady called and did security checking like asked few questions....

Do i have a good chance to get this Job now ?

2007-07-09 04:20:03 · 4 answers · asked by Anonymous in Other - Careers & Employment

If you mail/fax your resume in, why the phone interview?

2007-07-09 04:18:49 · 19 answers · asked by Anonymous in Other - Careers & Employment

My mother sold a horse to someone. This person gave my mother a $500 deposit and signed a slip stating that she had given this money to my mother as a deposit and outlined what the final selling price would be. Now, she's backing out and threatening to go to court to retrieve her deposit. What is the point in a deposit if people feel they can get them back if they want to back out? Is there any place online that will help define the word "deposit" -- specifically that they are not refundable?

2007-07-09 04:16:08 · 6 answers · asked by John Z 1 in Other - Business & Finance

Just thinking about different avenues to go in life...I am 30 and have both my Bachelors and Masters degree already. Would they help me in a law inforcement job and how much would I make to start, how much is possible? I live in the San Diego area...thanks!

2007-07-09 04:14:54 · 4 answers · asked by seanynanay 2 in Other - Careers & Employment

I have the opportunity to purchase my council property at a good price. I am aware of my obligations to the council but if I were to renovate the property and sell it within a few months at a profit would I be taxed? This would be my only property.

2007-07-09 04:14:27 · 10 answers · asked by Andy L 1 in Renting & Real Estate

I was in Carlsbad this past Dec-Feb and loved it. I have visited S.D. previously (city) and loved that too. I understand the housing market has taken a major nose-dive and I was wondering just how much (percentage/dollar wise) the average home has dropped.

I would love to move there permanently, but the homes I liked were still $200K over my maximum.

Any suggestions? Homes, condos only as close to the water as possible.

2007-07-09 04:13:49 · 1 answers · asked by MadforMAC 7 in Renting & Real Estate

2007-07-09 04:12:15 · 2 answers · asked by Anonymous in Small Business