I make 48k per year. Circumstances that have led to bad credit rating are a 60 day late car payment that occurred two months ago. The car has since been paid off. Credit cards are close to the max but always paid on time. Please only respond with a list of possible lenders thankyou.
2007-07-09 04:49:40 · 8 answers · asked by Renaisannce Man 1 in Business & Finance ➔ Credit
lendingtree.com!!!!!!!!!!!!!!!
2007-07-09 04:54:01 · answer #1 · answered by Juliu C 6 · 0⤊ 0⤋
Don't use lending tree unless you want 12 phone calls. The list of lenders isn't possible without more specifics, which I could discuss with you if need be. DO NOT wait too long. Your situation can be resolved with letters of explanation assuming some other criteria is in line. Your credit score is less important than you may think
2007-07-11 13:45:46 · answer #2 · answered by Anonymous · 0⤊ 0⤋
i do no longer think of there's a itemizing like that, why could there be on condition that a loan is desperate on each guy or woman and on many diverse aspects. something it truly is over 3 months old gets a judgment which builds in pastime and makes it incredibly puzzling to pay off so your credit is ruined for good except your grandmother owns up and clears it. you could of direction rfile that to the credit bureaus, of direction it in simple terms appears like an excuse on your area, yet they could be conscious your report or flow after your grandmother "IF" you have been below 18 whilst it got here approximately. or you're in charge for that debt. earning $42K a 300 and sixty 5 days you need to truly be waiting to pay off that credit subject. Why are you waiting? no person is going to lend you something in case you have judgments and unpaid costs. whilst you're thinking $20,000 could be for the 20% down on the abode, no person will lend that to you the two. Why no longer purely pay your costs?
2016-10-20 10:19:42 · answer #3 · answered by finkle 4 · 0⤊ 0⤋
Look for lenders that do "manual underwriting". That is what EVERYONE did before FICO. It refers to actually looking at you finances instead of just your FICO score. Churchill Mortgage in TN is one lender that still offers manual underwriting.
2007-07-09 04:59:54 · answer #4 · answered by STEVEN F 7 · 0⤊ 1⤋
Hometown Banc Corp ; check out their free evaluation form at the source website.
2007-07-09 15:30:41 · answer #5 · answered by stephen l 2 · 0⤊ 1⤋
I believe the answer you're looking for can be found on this site. They've got lots of info about the subject.
2007-07-09 05:14:17 · answer #6 · answered by Anonymous · 0⤊ 1⤋
Search in local newspaper ad for those
2007-07-09 04:52:21 · answer #7 · answered by mohan r 2 · 0⤊ 1⤋
Wow -you are just asking to get taken advantage of.. arnt you?
2007-07-09 05:06:17 · answer #8 · answered by Anonymous · 0⤊ 0⤋