Business & Finance - 9 July 2007

We are selling our house for sale by owner and have had realtors bring prospective buyers through. We are willing to pay commission, but 3% is going to hurt a little. We could swing 2.5% or 3% if we absolutely had to and received a fair price for the house. However, 2% would be much more comfortable. Is this an acceptable commission for a buyer's agent? Thanks!

2007-07-09 01:20:59 · 11 answers · asked by Anonymous in Renting & Real Estate

2007-07-09 01:16:10 · 12 answers · asked by Anonymous in Credit

2007-07-09 01:08:17 · 3 answers · asked by ryan m 1 in Small Business

I have had a couple renting an apartment in my home for under a year now. They changed the locks and I never received a copy of the key. Now they are leaving but still refuse to provide a copy of the key, and they are never home so I can never show the apartment to potential new tenants. The police said I am not required to have their key, but what do the police know? Is there anyone who can help? If I cannot show this apartment then I will lose at least one month's rent after they leave. Please help!

2007-07-09 00:59:27 · 12 answers · asked by giroeterno 3 in Renting & Real Estate

I have had a couple renting an apartment in my home for under a year now. They changed the locks and I never received a copy of the key. Now they are leaving but still refuse to provide a copy of the key, and they are never home so I can never show the apartment to potential new tenants. The police said I am not required to have their key, but what do the police know? Is there anyone who can help? If I cannot show this apartment then I will lose at least one month's rent after they leave. Please help!

2007-07-09 00:58:14 · 2 answers · asked by giroeterno 3 in Renting & Real Estate

2007-07-09 00:56:06 · 7 answers · asked by mira, 1 in Investing

2007-07-09 00:53:15 · 2 answers · asked by Kailash N 1 in Other - Taxes

My credit card company sent me a letter today saying that my credit limit had been increased to £11k and that I was pre-approved for an unsecured loan of up to £25k. I don't earn huge sums of money, more or less the national average, and if I borrowed on both these I would be in severe financial dire straights. However, I am sure there will be people out there who do max out there cards and get huge loans and end up in all kinds of trouble because of it.

Should there be a limit on how much credit and individual can borrow. Perhaps related pay. For example, no more than 10% of there annual income? Maybe this could be increased with age as people become less prone to impulse buying.

PS Putting mortgages aside as they are a seperate issue

2007-07-09 00:49:35 · 6 answers · asked by John D 3 in Personal Finance

2007-07-09 00:46:44 · 6 answers · asked by Anonymous in Health Care

I have had a couple renting an apartment in my home for under a year now. They changed the locks and I never received a copy of the key. Now they are leaving but still refuse to provide a copy of the key, and they are never home so I can never show the apartment to potential new tenants. The police said I am not required to have their key, but what do the police know? Is there anyone who can help? If I cannot show this apartment then I will lose at least one month's rent after they leave. Please help!

2007-07-09 00:44:58 · 6 answers · asked by giroeterno 3 in Renting & Real Estate

I'm new in to consultant...Items such as air fare, office expense, long distance calls, etc...do I charge them separately as direct cost or you estimate how much it and added to the project fee.

2007-07-09 00:31:44 · 2 answers · asked by lee34972 1 in Small Business

I just inherited a small amount of money, and want to set aside $1000 for each of my grandchildren. It must be done in some manner that their parents CAN NOT access the money, and the children can't touch it until they are 18 if they go on to higher education or 21 if they don't go to college or tech school. A ROTH IRA is out because they MUST go to college to get the money with that one. Naturally I want the money to have as high a return on the investment as possible, but I don't want the kids to have to pay a bunch of tax when they cash it out. Someone suggested savings bonds, but those are something that can't be restricted from being accessed by their parents or before the desired age. Suggestions???? What have YOU done?

2007-07-09 00:28:25 · 11 answers · asked by grumpyoldlady 3 in Personal Finance

2007-07-09 00:28:11 · 6 answers · asked by vimmy 1 in Other - Business & Finance

I am looking into maybe renting out some property I inherited, and learned something I'd be interested to know more about the pyschology of. I never really thought about it before, but some times people will move out of an apartment or dorm room and leave behind sentimental possessions such as trophies, photo albums, framed pictures, etc. All of that stuff has to get tossed, of course, in the cleaning of the place before the new occupant. That made wonder, for the people who come to clean up, do you ever look at the sentimental stuff like old trophies and family photo albums a former tenant has left behind before you toss them, or just toss them without paying attention to what it is? What's it like to toss items in the trash that normally everyone always saves?

When I was looking into becoming a landlord, I came across the laws about that, and it made me really wonder what having to do that must be like. So if you've done a job like that before, I'd love to hear what it was like

2007-07-09 00:27:41 · 4 answers · asked by heyjaynorwood 1 in Renting & Real Estate

There are sites that offer homes 90% OFF IT's ACTUAL VALUE! There are also sites that auction off great cars in very affrodable prices! Check this out: http://seizedluxuryhomes.com/
http://choosetheprice.com/

PLease tell me if they are for real or just fraud.... Thanks.

2007-07-09 00:24:38 · 7 answers · asked by Gillbates 2 in Renting & Real Estate

2007-07-09 00:23:54 · 1 answers · asked by Janice H 1 in Other - Taxes

I understand that withdrawals are penalized and that taxes are also deducted at the time of the withdrawal. What I'm not sure about is if I still have to include the net portion of the withdrawal on my income taxes. If they have to be included, isn't the same money getting taxed two times? Can someone give me some advice/explanations?

2007-07-09 00:10:13 · 3 answers · asked by DS 1 in Other - Taxes

Not sure if anyone could really answer this for me, but here goes. I'm trying to get disability, and the landlord knew this before we moved in, and she even told me several places to try including Social Security, which I had already done. Well, just 2 weeks ago before July my husband got laid off from work, so there was no income coming in, and I tried calling her and telling her this, but she had told me she had just buried her brother. So, my husband applied for unemployment, and now we have to wait atleast 4 weeks for his check. Then on July 2nd we got a 3 day notice on our door, but when we looked at our receipt from last month, she had put that she received July's Rent and signed it, instead of putting June's Rent. So the question is; if we go to court will we have a case? I've tried looking up Ohio laws, but nothing really explains this. Can someone here help me??

2007-07-09 00:09:04 · 7 answers · asked by MARCIA M 2 in Renting & Real Estate