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Business & Finance - 3 July 2007

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Advertising & Marketing · Careers & Employment · Corporations · Credit · Insurance · Investing · Other - Business & Finance · Personal Finance · Renting & Real Estate · Small Business · Taxes

Let me be specific: I have 130,000$ cash, but am unemployed. I received this money as an inheritance. I intend to buy a house with several floors and tenants. Is a mortgage possible in my case? My intention is to at first keep payments going for the mortgage through the revenue generated by the tenants. This will give me the time to get a new job. Would a bank accept this case despite my being unemployed?

2007-07-03 13:48:14 · 8 answers · asked by Mike 4 in Renting & Real Estate

2007-07-03 13:40:33 · 3 answers · asked by skrbferry123 1 in Insurance

My brother stole my checkbook, & I have more checks. Would it do harm if I wrote in a different check # out of place? I need to pay my rent.

2007-07-03 13:26:47 · 5 answers · asked by Anonymous in Other - Business & Finance

2007-07-03 13:26:35 · 12 answers · asked by thesunshineking 2 in Renting & Real Estate

We're moving from Florida to South Carolina and we need to find a moving company. I know that there are some "horror stories" with some companies. W've read some reviews from Two Men and a Truck..and the reviews were not good.
So have you had any good experience with a company, or know someone who has? If so, who?

Thanks!

2007-07-03 13:21:06 · 3 answers · asked by Anonymous in Other - Business & Finance

My company did it automaticly for me as a 2. I am single and live alone? should i change it?

2007-07-03 12:59:41 · 9 answers · asked by MICHAEL P 2 in United States

We are starting to look at houses now, but we probably won't be able to move (at the soonest) until next spring. We want to take our time and find the right house at the right price, but what do we do about selling our house?

2007-07-03 12:55:05 · 4 answers · asked by Anonymous in Renting & Real Estate

0

find price on insurance for my car note not an insurance quoit,

2007-07-03 12:39:40 · 3 answers · asked by Anonymous in Insurance

I currently make around $50K but I live in the San Francisco Bay Area, so that isn't that much due to the high cost of living. I love painting and have decided to start a side business selling my work.

I plan on making between $5k - $20K this year from the business. How much am I going to have to pay in taxes on this additional income? I am not married. From the research I have done, is this info accurate?

Federal Tax = 25%
California State = 9.3%
Self Imployment Tax = 15.3%
Sales Tax = 8.25%

Total = 57.85% (not including insurance for business, extra licensing, permits to sell work, and the ton of other business expenses)

This is starting to scare me and I am wondering how anyone can ever make a profit? Please help...maybe I won't go into business, it isn't worth my time to only pocket 10% - 20% profit. I don't want to be making less than minimum wage with the skills I have!

2007-07-03 12:38:40 · 6 answers · asked by Erik 1 in United States

Is the money I use to purchase Municipal bonds considered tax deferred until the bond has matured?

2007-07-03 12:22:45 · 3 answers · asked by Julie P 1 in United States

I'm on a hourly (minimum) wage, not a salary. Am I entitled (by law) to be paid for attending the staff meeting?

2007-07-03 12:20:27 · 12 answers · asked by Anonymous in Law & Legal

I'm 19 years old, and I'm trying to get financing for a car (among other things), but I'm having a problem with my credit. It's a 588, there's a cable bill on there from my stepdad that was opened when I was 11 that my parents never paid. So, it's hurting me now. I've been told to contact the credit agencies, but I don't want to get my mom into any trouble, she was the one who called and opened the account. The only other things on there are cell phones, one of which was default (because I opened it at 16 and never paid it until about a year ago, irresponsible kids, eh?) and one of which is current and paid.

I really don't make a lot, and my mom needs a lot of financial help with her house in forclosure, so a secured card at $200 plus other fees isn't something I can just shell out. But, I need a car, and an apartment once my mom moves, and a credit card would be nice for college books and such. Anyone have any suggestions, or know any card companies that might issue me a card?

2007-07-03 12:07:15 · 3 answers · asked by marsdragon13 3 in Credit

Of course there is. But I want to do it without any fees. (Paypal ect)

2007-07-03 12:00:47 · 1 answers · asked by Mike SIU 2 in Personal Finance

I would really like some feedback on opening a vegetarian restaurant.i am about to open a small restaurant and i just want some ideas on customer appreciation,marketing issues etc.

2007-07-03 11:58:15 · 7 answers · asked by beautyalarm 2 in Other - Advertising & Marketing

My friend (someone who i was pretty sure i trusted) needed cash to get something.. not thinking about it i offered my credit card. He used it for a minute then came back out andgave it to me. When we got back to his car, he immediately offered me the cash for the money he borrowed. 2 Days later I received a phone call from my bank regarding unusual activity within my account- only to find $700 had been charged to my card in various places within 2 days. (The charges happened after the day i lent him my credit card) I cancelled my account (i am not liable for the charges) and then found out that the person charging these things used a counterfeit credit card. I really do not think my friend is capable of this-- but what are the chances he did it? And what are the chances he didn't? How should I act towards him now?

2007-07-03 11:46:53 · 9 answers · asked by Usher890 1 in Credit

In california, and if I fill out my withholdings form correctly (no tax liability and no refund at end of year). Trying to set up budget for a job starting August 30.

2007-07-03 11:35:18 · 4 answers · asked by Jared 1 in United States

what i mean is, if i dont sign up WITH a credit card, but i have a paypal account, does that mean the money will stay inside my paypal until i get my credit card in there?

2007-07-03 11:21:48 · 3 answers · asked by gogogo 3 in Credit

or will the Mr. G. Brown have them on hold to keep the US happy for the time being????

2007-07-03 11:17:54 · 8 answers · asked by bluecow 5 in Investing

I was wondering how a ex-wife can take ex husband off of deed/title to house in the state of NY? Is it easy? Does he need to be involved in it? Especially if he has no interest in writing that he don't want house.

2007-07-03 11:07:23 · 9 answers · asked by misymagicg 2 in Renting & Real Estate

Well, basically, I've sold a couple of computers on eBay recently, a couple I made up from spare odds and sods I had lying about, a couple I made from ordering a few spare parts in. Obviously I'm making a bit of money from it.

Now, I'm generating quite a bit of interest in my computers, because they're reasonably priced, it's getting to the point where it's hard juggling it with my day job. What I want to know is, at what point do I stop being a private trader selling a few bits and pieces to becoming a proper trader who has to pay taxes on his profits?

I, like most people, don't particularly want to pay taxes, but I don't want to get stung by the Inland Revenue either. If business takes off, it's inevitable I will have to pay business taxes, but at what point?

2007-07-03 11:07:01 · 12 answers · asked by GillsMan 3 in Small Business

I'm hoping I could get some advice as i am pretty inexperienced with all this....

I've found something I can sell on e-bay which I will just list under a personal account - and perhaps open a shop if it sells well - I will be registered as self employed so that I pay all taxes due....

I will use a seperate personal account for all the transactions.

Is this all legal and ok?

Would I have to register a business name, get a business account or do anything else?

Also, since I'm not a business - will I still be exempt from business rates on council tax ?

Many thanks for any advice.

2007-07-03 11:04:09 · 2 answers · asked by Anonymous in United Kingdom

We are considering going into foreclosure as a last end resort, however we don't want to kill our credit scores forever, so I wonder can anyone tell me,Is going into foreclosure as bad as bankruptcy?

2007-07-03 11:00:09 · 9 answers · asked by aaboothe 1 in Renting & Real Estate

i sold 16 dvds on ebay and on the auction description it said paypment is recived right after auction ended. but the buyer who has no feedback she said how do i pay for this? i told her paypal, i kept emailing her to send the payment or the item will be relisted and negative feedback will be left so i relisted the item and left her negative feedback. But today she sends the payment when i said she didnt have to pay, so know she is wanting those dvds i relisted. what should i do? thanks

2007-07-03 10:47:26 · 4 answers · asked by baby boy born jan.30th 2009 3 in Small Business

I know that you should not make more than 3 trades in 5 days. Would you be able to buy a stock on Monday, sell on Monday and on Friday buy again and sell on Friday again?

Any other advice about day trading would be greatly appreciated.

2007-07-03 10:35:20 · 3 answers · asked by Anonymous in Investing

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