Business & Finance - 1 February 2007

Which one would be more important when getting a low interest rate on a mortgage?

Your credit?
or
How much down payment you give?

I mean, if I walk into a place and say I want to buy a house and the house is $60,000 and I can give half of it in a down payment right then and there ($30,000) would that have an effect on how much interest rate I will get, even if my credit isn't very good?

(I just can't imagine it having no effect on the rate I would get.)

2007-02-01 12:53:01 · 8 answers · asked by ♥ Mary ♥ 4 in Renting & Real Estate

2007-02-01 12:50:57 · 4 answers · asked by Anonymous in Corporations

Please provide me some info on How to buy corporate bonds trough online brokers? (i.e. like OptionsXpress)

Some advice on decent yield yet relatively safe corporate bonds?

Want them for investment, not to speculate, I may, or may not, keep them to maturity, however.


tnx a lot

2007-02-01 12:49:59 · 4 answers · asked by Carlos G 3 in Investing

The only jobs I've been able to find involve social work but that's not for me. I'm planning to go back to school in the future but in the meantime I want to gain some real world experience. I'm really interested in neuroscience but every entry level job requires experience.

2007-02-01 12:49:36 · 10 answers · asked by Anonymous in Careers & Employment

I was wondering if anyone could help me find the top 5 economic indicators which would have the most inpact on the company Centex (NYSE: CTX)?

2007-02-01 12:48:15 · 5 answers · asked by C.Rob 1 in Corporations

I HAVE MY PARENTS LIVING WITH ME, AND THEY HAVE MORE THAN 3,300 INCOME APIECE. I PAY ALL THEIR BILLS AND SUPPORT THEM MORE THAN 50%. CAN I CLAIM THEM AS DEPENDENTS FOR 2007.

2007-02-01 12:48:05 · 1 answers · asked by david a 1 in United States

he asked me some weird questions... like.... would i take a polygram test.. if i had a spouse.... who do i live with... what does my mom and dad do ( work)

2007-02-01 12:46:55 · 5 answers · asked by Texas Made 1 in Careers & Employment

I am planning to relocate to a place where there are plenty of opportunities for (ABAP and XI Developers). Any feedback will be greatly appreciated.

2007-02-01 12:45:54 · 1 answers · asked by singer_ram 2 in Careers & Employment

If you have a vehicle repossessed, what is the difference to your credit if it is repossessed and sold at auction vs. repossessed and reclaimed?

2007-02-01 12:44:14 · 1 answers · asked by Nikki 1 in Credit

2007-02-01 12:44:14 · 4 answers · asked by bird 67 2 in Renting & Real Estate

I am reposting this cuz somehow it was posted in marriage..
I am so at the end of my rope with my living situation and I feel like I am gonna snap. I hate my landlady, she owns the house and lives there. I hate my one roommate that flipped out on my last night because I wouldn't take her somewhere. I just hate all of it! I love my roommate Rich and we are gonna get an apartment together but until we save the money and find a place we have to deal with a landlady that keeps us up at night making noise and a roomie that is a ghetto ***** and is taking out her frustrations on us. We have talked to the landlady and she sides with the ghetto *****. basically me and my roomie are kind and respectful and we live with ignorant savages. I know we have to get out asap but we need to find a place and save for the sec deposit and such. Anyone have any tips on calming myself down since I have pent up rage and frustration and I can even call home a home since it's so far from a refuge. Please help

2007-02-01 12:38:41 · 9 answers · asked by PhoenixRising 2 in Renting & Real Estate

2007-02-01 12:38:37 · 7 answers · asked by rommel c 1 in Search Engine Optimization

I withdrew from my IRA then within 60 days rolled part of the withdrawal back into the same IRA. When I got my 1099R from costudian, it showed the total amount of the original withdrawal as taxable. (They did not deduct the amount rolled back in. When I called the custodian they said that IRS required them to list the total amount withdrawn as taxable without indicating or deducting the amount returned. If this is true, then how do I deduct the amount rolled back in when I file my form 1040 taxes since the 1099R shows the total amount as taxable without any indication that part of the money was rolled back into the IRA?

2007-02-01 12:38:04 · 4 answers · asked by jim s 2 in United States

How do I go about telling my employer I am unhappy with my year end bonus after all the extra responsibility he gave me during the year. My bonus was the exact same as the previous year but my workload tripled.

2007-02-01 12:35:28 · 4 answers · asked by ritabella_65 1 in Careers & Employment

2007-02-01 12:35:11 · 5 answers · asked by bird 67 2 in Renting & Real Estate

I'm a nursing student and I own a pair of scrubs. Will the doctor find it more impressive to be dressed professionally, or if I wear my scrubs?

2007-02-01 12:32:38 · 11 answers · asked by Rachael 2 in Careers & Employment

I must pay for X percent of the cost, or X percent of the job requires me to travel, or what? Also, in your experience how does the job description match how much traveling you actually had to do? Thanks in advance.

2007-02-01 12:28:55 · 3 answers · asked by TippmannMan 1 in Careers & Employment

I called an apartment today and they said the rent is 695 for one bedroom with all utilities inc except for electricity. They said another option is working with my income to make it a less amount for rent. Is that available to everyone?? I am a college student and I work part time making 17 dollars an hour.

Also what does electricity include?

2007-02-01 12:27:30 · 2 answers · asked by Anonymous in Renting & Real Estate

2007-02-01 12:26:50 · 12 answers · asked by Anonymous in Careers & Employment

2007-02-01 12:24:13 · 4 answers · asked by girlgerry55 2 in Renting & Real Estate

so i want to buy music from this website http://www.imusicshare.com/payment-pages/mail.html and i wanna pay by cash but it just says check or money order so im wondering if a money order could be replaced as cash

2007-02-01 12:21:17 · 4 answers · asked by Pisces 2 in Small Business

I bought the HR Block Tax Program to do my taxes last year. Do I have to buy the program again each year or do I just do updates over the internet? Thanks!

2007-02-01 12:20:47 · 6 answers · asked by David S 1 in United States

2007-02-01 12:19:50 · 6 answers · asked by Anonymous in Careers & Employment

Yes it would be nice to have a £35 grand bmw stood on my drive. But I cant afford one so I do without. Why does everyone seem to live beyond there means these days?

2007-02-01 12:16:50 · 12 answers · asked by Anonymous in Credit

2007-02-01 12:16:48 · 2 answers · asked by ritchizz 1 in Small Business

I recently learned that my landlord has been spying on me because he thinks my boyfriend (who sleeps over a lot, but rents out the apartment next door) is living with me, i.e. - using the water (which our landlord pays for). This is not at all the case and when I assured him of that, I actually caught his car parked outside, the next day, and him looking at our apartment, while I was at home relaxing. I am really concerned that he is invading my privacy. Is this against the law?

2007-02-01 12:15:35 · 8 answers · asked by abbyjrvs 1 in Renting & Real Estate

where should I invest it, stock market, property or go safe with a bank?

2007-02-01 12:15:34 · 23 answers · asked by Anonymous in Personal Finance

2007-02-01 12:15:10 · 6 answers · asked by nofreeride20042003 1 in Personal Finance

I'm in a bind and need to come up with a few hundred bucks in just a couple of days...any ideas? Nothing illegal please!

2007-02-01 12:14:43 · 13 answers · asked by Jen 3 in Personal Finance

2007-02-01 12:12:15 · 1 answers · asked by becca 2 in Renting & Real Estate