Business & Finance - 30 December 2006

A Debt Buyer purchased my past due account from the bank, and offered me a settlement agreement to pay off 50% of the balance in in 36 months. When I asked if they could put in writing that they wouldn't sell the account as long as I'm making monthly payments, I was told they could not legally do that, because they don't know what the future holds. But they would agree to put in writing how many payments I'm scheduled to make, and that once I've paid off the debt I won't owe anything further to their office, and they would provide me with monthly receipts and the credit bureaus would show that I'm making payments. Is this standard? If so, what happens if the debt buyer goes out of business and I still have a balance?

2006-12-30 08:10:30 · 2 answers · asked by Anonymous in Credit

I started an online Real Estate Company, but am having a hard time getting the word out about it. Anyone have any ideas?

2006-12-30 08:09:10 · 3 answers · asked by CrazyAces 2 in Search Engine Optimization

2006-12-30 08:08:22 · 4 answers · asked by Anonymous in Personal Finance

About 2 weeks ago I went to a small store in our town to buy a gift for my friend. I knew they accepted debit cards so I figured I would buy my item with it. When I went to the register the lady put throught my debit card and said it would not work. She tried it twice more and couldn't get it to work. I ended up not getting anything and just putting the stuff back because I didnt' have enought cash. I got my bill statement today and I have 3 charges from that store all the exact same amount on the same day. Since I did not buy the item I do not have a receipt and therefore no proof I was even there. It adds up to about 60 bucks charged to my debit so I obviously want to get my money back. Any advice on what to do?

2006-12-30 08:06:05 · 7 answers · asked by magooi1234 3 in Credit

I live in a 3 bedroom apt with 2 other girls. One of the bedroom is a master bedroom - larger in size and has a bathroom inside the room. This room also comes with its own parking space. The other 2 rooms are equal in size (smaller than master) and share 1 bathroom. The total rent is $2,475. We have split the rent to charge the girl with master bedroom $895, and $790 for the other 2 rooms. Now the girl with the master bedroom has her bf living there for the past 6 months. He has moved in all his clothes, computer, TV, etc. He has mail sent there, is there when she is not there, etc. He is clearly living there instead of visiting frequently. How much should this couple be paying in rent for sharing the master bedroom?

$1,015/730/730
$1,005/735/735
$995/740/740
Others?

2006-12-30 07:58:49 · 13 answers · asked by pigge177 1 in Renting & Real Estate

I recently started my own small business. I'll branch out into a bunch of crafts, but right now I am making purses and it gets a little monotonous even though I really enjoy designing them. I have to make as many as possible so I can pay my rent, but it's hard to stay focused since I work at home. Any ideas? Thanks in advance.

2006-12-30 07:54:51 · 2 answers · asked by Anonymous in Small Business

I own a long narrow parcel of land. Sometime in the Nineteenth Century, the boundary hedge was moved approx 2 metres to the East to accommodate an access lane. As this access lane no longer appears in my deeds, who owns it? And can I have it reinstated?

2006-12-30 07:52:24 · 4 answers · asked by Anonymous in Renting & Real Estate

2006-12-30 07:47:56 · 4 answers · asked by gary p 2 in Investing

i just found out today saturday the 30th that i have to work on monday my usual day off.. this is the 3rd time they have given me either the day before or day of notices like this.. is there a law or a right i have to know at least 4 days to a week before???

2006-12-30 07:43:50 · 4 answers · asked by ~broken~ 3 in Careers & Employment

I am a 52 yr Man. I am having a hard time in life as far as Business and Money. At 30 I had the world in my hands. I was a Tech Rep for FUJI FILM company Car great pay etc. Slowy over the years I keeped droping my standards. Now at 52 I work for myself at a Handyman I drive a rusted out 84 Suburban And I am Broke!!!! I seem To under price My work just to get the Job so I can Keep my Lights on etc. I feel like a real Dirt Bag. Well its the New Year And I want to take Bold steps to Change. I am only 52 in good Health have 3 great Kids and A wife . Most men my age Have made it. What can I do? Help!!!!!!!!!!

2006-12-30 07:42:26 · 13 answers · asked by skillwithtools 1 in Careers & Employment

I don't want to mention the name of the company......however, I read several reviews and alot of people went thru the same thing we're going thru.......what are the chances we get our $ credited to the cc????? (hint..the co is named after a fruit)

2006-12-30 07:40:08 · 3 answers · asked by nemofish 4 in Other - Business & Finance

2006-12-30 07:39:37 · 10 answers · asked by bobbie d 1 in Credit

The payment can not be mayed on time perhaps because of: lack of funds,difficulties,or other problems.Does not adding a late fee make it more difficult,should not the reverse work better by perhaps lowering the payment?

2006-12-30 07:38:07 · 6 answers · asked by Robert B 5 in Other - Business & Finance

And why?

2006-12-30 07:35:29 · 9 answers · asked by teetalla 1 in Careers & Employment

For example, where do clothing stores get all their clothes from? Do they design them or buy them from other stores? How much would it cost to put up a store in a mall?

2006-12-30 07:29:38 · 6 answers · asked by Pretty Lady 1 in Small Business

2006-12-30 07:25:03 · 4 answers · asked by amoore4687 1 in Credit

Who would be a good lender to contact? What kind of interest do you think I would pay?

2006-12-30 07:22:53 · 10 answers · asked by wyld_scorpio 1 in Renting & Real Estate

I have started my own business, and would appreciate some advice on how to infiltrate new business accounts to sell Compatible Ink and Toner cartridges. I have researched the competitors and I know that I am the cheapest and best quality but nobody seems interested in saving money and the environment!!

2006-12-30 07:20:40 · 3 answers · asked by Anonymous in Corporations

I open a new business in S-Corporation and have $25,000 in funds in the company checking, can a creditor who I owe personally sue me and force me to pay with my company funds. I know they can garnish wages, but can they do anything else. Thank you for your help.

2006-12-30 07:12:12 · 1 answers · asked by Y Knot 2 in Credit

2006-12-30 07:08:21 · 8 answers · asked by mg_speedy2001 2 in Search Engine Optimization

I want to get rid of my house fast. I cant afford it and I cant get it refinanced. I have good credit but I dont make enough money for the mortgage companies to want to refinance me. I am relocating in August and the house market it bad here so I dont have time to sell my house. I was gonna rent it out but my mortgage is too high and I am sure no one will want to rent it out.

2006-12-30 07:07:49 · 9 answers · asked by Just Wondering 5 in Renting & Real Estate

2006-12-30 07:03:20 · 4 answers · asked by Anonymous in Credit

bank of america

washington mutual

BECU(boin employees credit union)

key bank


thanks!

2006-12-30 06:59:33 · 3 answers · asked by Anonymous in Personal Finance

2006-12-30 06:55:27 · 6 answers · asked by ulaga n 1 in Credit

I'm done with a contest entry but it must be sent through mail and postmarked by tomorrow...there is just one problem. today is saturday and the post office has already closed in my area. And i dont want to throw all my work away useless.

2006-12-30 06:55:08 · 6 answers · asked by Anonymous in Other - Business & Finance

My dad recently passed away after being in the hospital for sometime in the ICU without insurance. His side of the family has signed a quit deed in order to receive his estate without his childrens (us) involvement b/c my fathers sister had power of attorney while he was in hospital. Because he has children and is not married or remarried what happens to his property inside such as his belonging of clothes, tools, etc? Are we at least somewhat able to fight for those items or do they go to his family automatically if they receive paperwork in their name for his home? I know they supposable bought the house from my dad for a $1 a week before he passed (dec 06) according to his deed however their paperwork said it started in march 06 when he wasnt even in the hospital.?? Any help?

2006-12-30 06:54:10 · 7 answers · asked by OUTLAWS 1 in Renting & Real Estate

I work retail.

2006-12-30 06:54:08 · 9 answers · asked by Katie 4 in Careers & Employment

For instance, if someone continues employment after they have mastered all aspects of their and everyone elses job and chooses to stay where they are, while complaining of how bored and tired they are of redundant tasks. Do you think they are afraid of challenge, change or just lazy?

2006-12-30 06:53:29 · 3 answers · asked by Winwon (Cherokee Nation) 2 in Careers & Employment

in am intersted in 2 certain careers but i dont know which one to decide. I am interested in nursing but i also would love to teach english? Do you have any suggestions?

2006-12-30 06:49:37 · 18 answers · asked by Anonymous in Careers & Employment

I'm interviewing new applicants for the first time for my new company. What question do you ask that will tell you as a manager how they will work in your company?? Any help at all from someone's who been through this is greately appreciated!

2006-12-30 06:48:49 · 4 answers · asked by Anonymous in Small Business