Business & Finance - 21 December 2006

So it's coming up to the end of the year, he has 2 days left of vacation unused that will be wiped clean for next year, can he get paid for the unused vacation days? (please state reasons because we're making a letter)

2006-12-21 11:38:37 · 2 answers · asked by Nick T 3 in Careers & Employment

Every experienced investor knows you should diversify your investments a little. I already do, but I have a specific question. Let's say someone is new to investing wants to invest their money and doesn't want to spend a bunch of time learning the types of investments. So I tell them, put all their money in SPY. On one hand, SPY is just "one" investment. On the other hand, SPY is really 500 different companies. By just buying SPY, would you say they're diversified?

2006-12-21 11:36:51 · 9 answers · asked by Anonymous in Investing

I orginally applied for a student credit card beacuse I'am 18, but on the application it asked for a student # which I don't have because Im not in college just yet. How do I get a student credit card without being in college yet? I know people with them who haven't started college yet either...so cam somepne tell me how they are getting them?!

2006-12-21 11:36:18 · 16 answers · asked by courtney 2 in Credit

There is a question during the set up process, that ask about my account profile. The choices are cash and cash&option. What are the differences. Benefits, risks and what do you think the better choic would be for a 24 year old

2006-12-21 11:31:25 · 3 answers · asked by I love sushi 4 in Investing

I graduated college with a degree in Studio Arts 3 years ago looking to find a career in Graphic Design. It's a really, really difficult career to maintain, and I'm disappointed at the fact that veteran designers tell me to shove off because they can't afford to teach the competition.

Then good luck crossed my path when I was offered to work at a defense contractor with other designers, some of which having 30 years experience. It was considered "grunt" work, but I loved every minute of it. I worked until the contract was over (May '06) and now I'm broke again.

Now today I got a phone call from another defense contractor offering me a position in Iraq for 6 months. I'm scared of going, but the reality of living in debt is a fate worse than dying. If something does happen to me at least I'd have some of my debt paid off, so it wouldn't be a burden on my parents. But if I stay here, I'm never going to get the career I trained and studied for. What should I do?

2006-12-21 11:29:11 · 10 answers · asked by David D 2 in Careers & Employment

i am 16 and work in a fast food restaurant. if i work 7-5 (10 hours) should i get paid overtime, or do i have to work 40 hours in one week?

2006-12-21 11:26:28 · 14 answers · asked by clueless 1 in Careers & Employment

any reasonable suggestions are appreciated.

2006-12-21 11:24:07 · 12 answers · asked by Anonymous in Investing

2006-12-21 11:23:25 · 3 answers · asked by Ayotemi 1 in Careers & Employment

Where can I find info on the Web on what it takes to start a mail order food biz?

2006-12-21 11:20:17 · 2 answers · asked by purely g 1 in Small Business

My husbands job is telling him that they have to provide insurance papers from another cokmany or they will have to use their insurance. Also they said that the insurance comany that they have decides if the coverage is good enough for you or not. This is for Health Insurance. Is this Legal?

2006-12-21 11:19:56 · 4 answers · asked by jyw1978 1 in Insurance

2006-12-21 11:17:57 · 7 answers · asked by Susan H 1 in Personal Finance

In the 2006 calendar year I got married and had a baby. I'm trying to detemine the best way to file my taxes in order to maximize my refund. Should my husband and I file jointly or seperately? Also, are there any additional deductions for medical expenses related to the pre and post-natal care of myself and our daughter? I want to have a CPA do our taxes this year, but my husband thinks it would be a waste of money. Would going directly to a CPA be worth the cost or would filing through a program like Turbo Tax with a minimal fee be just as effective?

2006-12-21 11:17:40 · 7 answers · asked by Chelle 3 in United States

2006-12-21 11:07:01 · 8 answers · asked by lincoln9057 1 in Credit

2006-12-21 10:55:42 · 6 answers · asked by marcoporres 4 in United Kingdom

If you buy stocks when they are on an upswing, then sell them after they go up a few points, won't you tend to make money? I understand that a lot of people make irrational decisions, and gamble more than they can afford without understanding the risk. But, if you are sensible about it, what are the pitfalls?

2006-12-21 10:54:33 · 13 answers · asked by martin h 6 in Investing

Hi, I have a question about taxes refunds, I'm not a resident in the USA, I live in Mexico but I usually go to Arizona to do some shopping according to the season, recently someone told me to keep my receips so I could ask for the refunds of the taxes that I paid because I'm not a resident. So I'm wondering if this is correct, that I can ask for the refunds of that money and if it's true, what do I have to do or / and where do I have to go? Thank you very much!

2006-12-21 10:53:47 · 8 answers · asked by Giss 2 in United States

2006-12-21 10:52:45 · 6 answers · asked by A Mitzvah 2 in Other - Taxes

...every bill I have to pay like credit cards,hospital bills..etc.


Thanks

2006-12-21 10:51:12 · 6 answers · asked by marcela_ipa 2 in Credit

Hiya, I want to get my nose pierced but am concerned as to how the nose piercing will affect my job prospects (im currently a 2nd year uni student).

I want to know whether any professionals be you lawyers,teachers, doctor's have nose piercings or is this generally not done.? If you or a professional you know has got one, has it affected your job, do you regret doing it??

In case it matters, I am not of asian descent. I just really really admire nose piercings.

2006-12-21 10:49:20 · 4 answers · asked by simply_superbe 2 in Careers & Employment

2006-12-21 10:43:37 · 7 answers · asked by Anonymous in Other - Business & Finance

2006-12-21 10:42:17 · 17 answers · asked by Anonymous in Other - Business & Finance

I understand that I will be taxed on the capital gain that I received for my mutual fund, higher tax especially when I hold my mutual fund and sell it in less than a year. Now how about stock? I believe the income tax on stock will be different since it is impractical to hold a stock for a year and sell it in order to pay less tax... so how is the income tax rate on stocks (capital gain) comparing to mutual funds (capital gain)? (i.e. higher / lower tax rate)

2006-12-21 10:39:38 · 5 answers · asked by man 1 in United States

2006-12-21 10:38:50 · 7 answers · asked by beautyzhername 3 in Credit

i am always broke...no matter what i do...i work full time and go to school part time..i always have like no money left over after i pay bills...does anyone have a solution or a good way to budget?

2006-12-21 10:36:29 · 7 answers · asked by Kimmie B 4 in Personal Finance

Is it possible to be a permanant english teacher in Japan even though I'm American?

2006-12-21 10:30:33 · 1 answers · asked by rezruf 3 in Careers & Employment

i have a great business idea but my credit is bad and very little money,is there any where i can go.

2006-12-21 10:28:09 · 7 answers · asked by Thomas S 1 in Small Business

2006-12-21 10:27:04 · 5 answers · asked by keepitlo29 1 in Renting & Real Estate

I think I should major in Business Administration. I have no idea though. This is my last year in high school and I need to figure out what to do.

2006-12-21 10:26:59 · 12 answers · asked by gradin_2007 1 in Insurance

I can just invest on my own in mutual funds or the like for retirement. 401(k) seems to be a waster without any employer matching. Thanks.

2006-12-21 10:20:37 · 7 answers · asked by the_man_they_call_pool 2 in Investing

I was out of work nearly a whole year (2005). I had some stock options that I had to exercize or lose, so I exercized them. The result was what appeared to be a $40,000 gain and after all was said and done, I owe them nearly $5,000. I have not been able to pay them so far this year. I got an extension, but I haven't heard from them yet. Who would I have to call to ask that the debt be forgiven?

2006-12-21 10:18:08 · 12 answers · asked by lowesman4e 1 in United States