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2006-12-21 10:38:50 · 7 answers · asked by beautyzhername 3 in Business & Finance Credit

7 answers

None.

Inquiries are usually lenders looking to see if you would be a good candidate to send promotional stuff to. Most just pull your basic info.

If you have applied for any loans, credit cards or other types of credit, then it would be a check against you. In this case, it is usually around 5 points for every check.

2006-12-21 11:32:06 · answer #1 · answered by jess_offramp 3 · 0 0

For each inquiry, it will deduct 2 points from your report. Which mean that, if you fill out an credit card/loan application at your own will, your points will be deduct. If you're just talking about the 'Pre-Approved' letter from Credit Card company, it will be NONE. Try not to have that many inquiries, that considered a 'negative' on your report, because your potential lenders does not know whether you are shopping for a best deal or in needs of credit(money). So keep an eye on that.

2006-12-22 03:07:50 · answer #2 · answered by a9113257311 3 · 0 0

5

2006-12-22 16:57:20 · answer #3 · answered by aleish 2 · 0 0

5

2006-12-21 18:45:55 · answer #4 · answered by DCON 2 · 0 0

No points are deducted from your credit report for inquity. It actually lists the company and/or person that requested your credit report. Excess inquiry says that many company requested your credit report but didn't issue you any credits.

2006-12-21 19:00:32 · answer #5 · answered by yaryar03 2 · 0 0

Their is never a correct answer to any question begining "How many points..?"

2006-12-21 20:17:09 · answer #6 · answered by STEVEN F 7 · 0 1

I believe just one
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http://www.bestcreditrates.net

2006-12-21 22:13:43 · answer #7 · answered by bijan816 2 · 0 0

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