I mailed a certified letter, with signature request, asking for proof of the inflated fees a collector has added to my original debt within the 30 day period. The collector did not respond, so I sent another certified letter a month later. Two days after my last letter, I received a letter from the collector, saying they have NOT heard from me, and will place the information on my credit report in 15 days if they don't hear from me. Liars! Also, this has been on my report before I received their 1st letter, so I don't see the point of them writing to tell me that.
I have not called them, and they do not have my number. I don't want to speak with them until I have verification in my hand so that I know what I'm discussing. Everything has been by mail.
The original account was for $5000, with the original creditor. 30 days after the collector gets it, the amount is inflated to over $11,000 and they continue to add $110 extra each month. What can I do at this point?
2006-11-10
23:47:02
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6 answers
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asked by
Anonymous
in
Credit