Renting & Real Estate - November 2007

Do you think he will sell it easy?
Shabby house.
What are our rights?

2007-11-13 06:18:12 · 8 answers · asked by Anonymous

I have excellent credit and was pre-approved for a home loan. I bounced 3 checks last month, which I have never done before and was due to a lack of communication with my husband about what day I get paid at my new job. Anyway, I have to submit my bank statements to the mortgage lender this week. Will this cause a problem? Thanks!

2007-11-13 06:01:31 · 7 answers · asked by Luv2Answer 7

2007-11-13 05:58:02 · 16 answers · asked by sjohnson2294 1

if you owe money for rent and have moved out and they are going to gar, your check how much can they take out of it????

2007-11-13 05:40:21 · 8 answers · asked by judy_little@sbcglobal.net 1

My early move is by mutual consent, however, I paid for the entire month of November on the 1st. Since I'm moving two weeks early, I was wondering when I should expexct a refund from my landlady? I know she has 14-30 days (according to CA law) for my deposti, but what about the extra rent I gave her?

2007-11-13 05:39:30 · 9 answers · asked by Cat 1

Is renters insurance for an apartment quoted at 150.00 dollars a year with a deductible of 500.00 dollars reasonable. This will include theft, fire, hail and wind damage, liability and any overflow damage. Any advice is appreciated. Thanks.

2007-11-13 05:30:49 · 10 answers · asked by kathrine444 1

2007-11-13 05:24:46 · 10 answers · asked by Anonymous

This is a banked owned property, built in 1975. I'm a little concerned because the bank sent off several pages of seller's release of liability forms. The bank is basically saying that they're not going to fix anything, and that we would not be able to go after them if we find major damages in the future.

Although I'd be getting the property for a great deal, I'm concerned about future catostrophic damages (plumbing, mold, etc.) concerning the age of the home.

Any advice from real estate experts or anyone who has been through this would be much appreciated!

2007-11-13 05:18:44 · 16 answers · asked by Tizzo 2

My wife and I are looking into buying a house next year. When I check prices on the internet they seem to be cheaper, however when I drive around and pick up flyers from outside the houses on sale in the same neighborhood that I checked on line the average price for the same type of house goes up $50,000 to $100,000 compared to the prices on line, which makes me suspicious.
I don't want to waste my time checking false prices on the internet and I'm not planning on leaving everything on my realtor's hands I wanna be very involved in the whole process.

Thanks in advance for your input.

2007-11-13 05:13:11 · 11 answers · asked by Diego Rivera 1

I moved from NY to TX in 8/07. My landloard in NY still refused to give me my $1200 deposit. I called + email. He keep postponing it. Now he don't even answer my call + email!!!! It's been over 3 months. Any legal action I could take?

2007-11-13 05:05:22 · 13 answers · asked by justkidding 1

i live in Charlotte NC

2007-11-13 04:58:59 · 0 answers · asked by Anonymous

Wellv here's why i wan't to move:
They've stole cars here
broken into them
robbed people before
nearly raped a girl
neighbors are really loud
there's throw up every week on the stairs
at 3am cars zoom by at 50mph with the radio at an all high
security is a joke

I am afraid i might get robbed b/c i come late from work or school (12-3am). There's aloways people outside...
My car has been tem,pered with b/c they've stolen two nuts (locking nuts) on my car and scratched it.

I wan't to leave without paying the fine. How can I do that?

2007-11-13 04:57:25 · 6 answers · asked by tenkuunoshadow 2

We are currently at an ARM with 7.125. Its due to change next month to 9.125. We only plan to stay in the home for another 2-3 years and then sell. We are being offered an 8.125% for a fixed but with a huge loan amount. Our credit, not the best. Should we consider taking another ARM (like 5/1) for a lower rate knowing we will sell the home in a few years or go with the fixed?

2007-11-13 04:42:28 · 9 answers · asked by Curious123 1

I believe that if you bury a statue of St.Joesph your house will sell faster, has anyone tried this and if so how and where did you bury the statue

2007-11-13 04:28:58 · 7 answers · asked by Anonymous

This is the amt I owe the bank. I have to get at least this much. We will already have to pay the commisions out of pocket.
http://www.visualtour.com/applets/flashviewer/viewer.asp?t=933220&sk=30

2007-11-13 03:39:15 · 8 answers · asked by Julie1 1

As I'm looking for a place to rent in Northern CA? But I have a question what do they mean with (Section 8 OK) is it some kind of prgram? Who qualifies for this program? How does it work? Thanks!!!

2007-11-13 03:28:28 · 4 answers · asked by ♥aMiGoSoZa♥ 3

We filied a Chapter 13 back in 2006 and with that we can't get any loans with out the trustees approval first but i didn't know that till after I got this one small loan and we have moved since all this and found the paper work. I have had the loan for allmost 9mos and has been paid on time and we did it with out the permission If they found out buy our taxes this next yr that we have one. do you Know if they would just dissmiss our bankruptcy or what? It's really bothering me and don't know what to do we have 1 and a 1/2 yrs left for this bankruptcy and we have a % of what we have to pay back to the court for the old creditors so if anyone has gone threw this let me know. We didn't know all the stuff we couldn't do till I found the paper work from the lawyers office they where so slow. Thanks

2007-11-13 03:26:49 · 5 answers · asked by marshmellow 2

2007-11-13 03:25:08 · 2 answers · asked by cattrich 1

If someone has a house listed with a real estate agent, but realizes he or she would rather do a FSBO...can this seller do this without any hitches? As in, would the real estate agent still charge the seller the commission fee, even though no deal was completed?

2007-11-13 03:24:25 · 11 answers · asked by merebear83 2

This a great house. I dont understand why it wont sell.
http://www.visualtour.com/applets/flashviewer/viewer.asp?t=933220&sk=30

2007-11-13 03:19:41 · 6 answers · asked by Julie1 1

Supposedly the market is really bad right now. We live in a townhouse, and every time we have a showing we clean it up really good. We usually get feedback that it showed really well, but no one ever buys it! It's been on the market for almost six months and I am just getting tired of waiting. Is there anything we can do to increase the chances of it selling?

2007-11-13 03:06:26 · 9 answers · asked by Anonymous

My landlord has a bad habit of trying to get me to rat on other tenants when their rent is late. I was on an emergency leave and he went to my boss and told him my rent was late and wanted to know when i planned on getting back. I dont appreciate this at all.

2007-11-13 03:03:42 · 14 answers · asked by Anonymous

Does anyone know of a mortgage company or bank that will finance more than 80% of a four unit building?

2007-11-13 02:29:27 · 5 answers · asked by jgurl20022 2

2007-11-13 02:25:43 · 11 answers · asked by you know. 1

Our tenants have separated and had 3 months remaining on their lease. Even though they have been late with the rent more than once, my husband made a new lease with the remaining tenant for 6 months (up to April 1st). We've been in the house twice since then to replace the furnace. The first, two weeks ago, to inspect the furnace. And yesterday to take out the old one. Both times the house was filthy. I spoke with her last night and told her she needed to clean the house and keep it clean if she wanted to continue to stay there.We had just remodeled the entire inside of the house when they moved in. The carpet (new in January) looks like its never been vacuumed. Can I evict her for a filthy house?

2007-11-13 02:24:20 · 9 answers · asked by justme 2

Had investment properties 4 over 7 years and have been profitable for 5 1/2 of those 7 years. However, after the mortgage companies let everyone w/ no credit or bad credit get home loans...all that's left 2 rent is the scum in Memphis, TN. We've had 5 houses vacant out of 7 for months, get renters & after 1st month they don't pay their rent, they know the eviction law and how long it takes 2 get them out, it costs us $ 2 put out, u can't ruin their credit cause they don't have much of one, don't care, if u try 2 garnish their wages...they just quit their jobs. We've poured all our personal $ over the past 1 1/2 yr. into keeping our credit in good standings, paying 7 mortgages, repairs, insurance, taxes plus our own personal mortgage and expenses. We have borrowed money recently 2 keep them afloat, but when do u abandon ship? Credit will be ruined, mortgage co. will come after us 4 difference in owed amount & sale price...we just want out before we're bankrupt...their 4 sale also.

2007-11-13 02:04:57 · 4 answers · asked by Jae 2

How can I get info. on this property? What bank it belongs to?

2007-11-13 01:59:18 · 2 answers · asked by kubex1 2

Unofficially the value on the internet is +150K, the seller needs to sell as is and there is considerable upgrades needed with heat/ac,water heater,floors (refinish hardwood), paint all interior,bathroom water damage. They are asking 120K and I am doing 100% financing with great credit, trying to avoid PMI mortgage insurance.

2007-11-13 01:58:32 · 4 answers · asked by bgfuzz 1

I am a Realtor. To aid me in providing better service to my clients. What are the pros and cons of suggesting a Mortgage
Broker (who will "shop" various Lenders for a particular Buyer) vs suggesting (say) Bank of America ... or any entity that lends their own money.

2007-11-13 01:43:33 · 5 answers · asked by kjh 3

I am wanting to buy my first home and the home i found needs work. I want to take a home equity loan out to make the repairs but i dont know what kind of time frame i will be looking at to get one. Any advice would be much appreciated.

2007-11-13 01:39:29 · 6 answers · asked by Kelly 1