Renting & Real Estate - July 2007

the basements are never finished. been looking at houses. they look like they are built like crap and are so expensive

2007-07-05 15:32:53 · 3 answers · asked by Anonymous

My friend just learned that his apartment, before he signed his lease, was the site of a very violent crime. In fact, he has discovered pictures of his apartment on the internet about news coverage of the violent crimes. It makes him VERY uncomfortable. He would like to know if he has cause to break his lease since the landlord didn't tell him about what happened before he got there. My guess is he doesn't have a case, but maybe he does? Thanks!!

2007-07-05 15:27:23 · 3 answers · asked by nodoubt2002002 1

We have been approved by the underwriters for our home loan however when asked to show proof of reserve meaning 2 mo. worth of payment do they look at ending balance or average balance on your bank statement? Right after I get paid we have the 2 mo. reserve but after I pay my bills we fall short will a loan office take this into consideration? I am so confused and don't want to be turned down just because I cant prove the 2 mo. payment requirement. On average we have 5000 dollars worth of deposits each month into our checking but our bank balance is a lot less then this due to monthly bills. Is there any way around this? Our anticipated close date is Aug. 15th so do they just need proof before we close date or is this something that we need right away?

2007-07-05 15:26:23 · 5 answers · asked by Amy T 2

I live in Calif and told my friend who lives in another state that I got a clearance price on my home. It's a 2bdrm 1bth for 275,000. Th owner could have sold it for 500,000 easily. My friend couldn't believe how much the homes are here. She said for the price I paid for my home I could have bought a huge home with all the upgrades for about 230,000 in Utah where she lives. I'm just curious to know what is out there. California is a great place to live , just a little expensive.

2007-07-05 15:06:49 · 10 answers · asked by Me 4

2007-07-05 14:42:07 · 9 answers · asked by texan girl 1

I hear the ads on tv, the newspaper....are the deals really as good as they say? Are you able to have the foundation checked, or is it an auction? Looking for general info plz.

2007-07-05 14:10:30 · 6 answers · asked by belle 5

Why shouldn't the public be allowed to see why an agent is steering them to a property with a higher commission, or in fact boycotting showing a client a "perfect" property because it has a lower commission?
In fact, why is this practice allowed at all since it's against the law...it's against the Sherman Antitrust Act. This is both unethical and illegal.

2007-07-05 14:06:34 · 8 answers · asked by BS,MS,Ph.D 2

we have just paid off one big bill and are working hard to pay off all our debts. we make approx 95,000 a year between the two of us. i know that our credit is not perfect but we are working hard on it. thanks for your input.

2007-07-05 13:45:53 · 6 answers · asked by Anonymous

I offered to sell my corner lot to the village I lived in but they are choosing eminent domaine instead. I don't mind the whole eminent domaine process because I expect fair market value but I'm wondering who determines what that would be.

2007-07-05 12:17:34 · 2 answers · asked by Anonymous

As soon as we paid off our land note with the bank, we asked the bank to finance the building of our new home. I was shocked to see they are charging us for a title policy on a new home, on land they held the note on and we just paid off. The courthouse is all computerized and all you have to do is go there and find out in 2 minutes if they have been any liens on the land. Also, the attorney works as his own closer, so he splits the title policy with the title company 60 / 40. Why does a title policy cost so much when it gets pocketed by the title company and other closer? Would all banks require this title policy? It doesn't make sense but I know it is a ripoff. Anybody that works for the title insurance company, please justify these fees when you can go to most courthouses and look up these things in minutes. Why is it a well kept secret that if you pay tile insurance and sell within 7 years, you don't have to pay it all over again?

2007-07-05 11:46:07 · 6 answers · asked by Anonymous

When first moved into apartment owners husband said it was ok if we broke our lease to buy a home. Now he states that since we are not purchasing one from his wife (a real estate agent) then he wants his money even though I have someone that wants to move in after I move out (with rent and deposit, plus my deposit will be left) The real question is can they use their power (being the landlord and a realtor) this way? Gave more than 30 days notice to and repainted the whole place and it's better than when we moved in.

2007-07-05 11:34:15 · 11 answers · asked by bobby_maxwell2000 1

If we make improvements in the house during a lease to own can the leasor decide not to sell it to us and keep those improvements for himself?

2007-07-05 11:17:27 · 6 answers · asked by rosezene 1

I mean is there a general rule for this? For example, is offerering $190,00 on a $220,000 home to low? The home needs some work (it's a cape and the 2 bedrooms upstairs need to be dormed, needs paint, needs new kitchen, etc).

2007-07-05 10:58:27 · 9 answers · asked by Anonymous

2007-07-05 10:39:18 · 12 answers · asked by saxaphonist 4

I've been sharing a house with house mates for over five years. The carpet is stained and has holes in it. It's probably been there for over 15 years. the house has been around since the 60's. We asked the land lord to have it replaced, he said he would only if we agree to pay for a third of the cost. is this legal? is he required by law to replace the carpet after a number of years?

2007-07-05 10:22:43 · 6 answers · asked by paul p 1

I live in a condo, and we have a 100% mortgage. We have to pay mortgage insurance because it is not under 80%. So now our home is worth 170,000 and we paid 140000 for it, and we bought it in february. Is it bad to refinance this early? Please let me know the pros and cons of doing this. Will it poorly affect my credit? Does it cost alot? etc. etc.

2007-07-05 10:16:34 · 10 answers · asked by Sally Skellington 1

2007-07-05 10:06:28 · 9 answers · asked by lecheluvsmoochi 1

I live in California

2007-07-05 09:32:38 · 12 answers · asked by alan g 2

Just found out that my husband took a line of credit against our home to buy land in the country without disclosing our marriage to the lender.

Even though my name is not on the title to the house (he bought it before we married), it has accrued significant value/equity since our marriage. Also he has of course not put my name on the title to the land he recently purchased.

On the "affadavit of borrower" there is a part that says that he is single (if married spouse must also sign).

He signed this affadavit and other papers pertaining to the loan in front of a notary to get this line of credit/loan.

Is it then considered perjury? Anyone have any idea's or thoughts on this whole subject?

2007-07-05 09:27:47 · 14 answers · asked by Chikadee 2

after college, that is what i am planning to do. 1st bed-mine 2nd bed-computer room-3rd bed guest/roomate's room.
does this sound reasonable?

2007-07-05 08:56:25 · 8 answers · asked by Anonymous

We were living in one apartment and 6 months lease suppose to over on 31st January so we went to give notice on 29th December but by the time we reach.. office was closed. Then weekend and came 1st January holiday due to new year holiday. When we went to give notice on 2nd January .. they didn’t accept and said we were late. But according to our lease we can give our 30 days apartment vacant notice “On or Before 1st of the Month” now technically 1st was national holiday so don’t they should accept our notice on 2nd? Also there is not anything specially written on lease that if 1st day of the month or end of the month falls on holiday then notice must be turn on before those days!!! … so what do you think?

2007-07-05 08:32:28 · 7 answers · asked by sam 2

2007-07-05 08:26:02 · 11 answers · asked by Anonymous

I have lived in my current apartment for 6 months now, I still have another 6 months left on my lease. How can I convince my landlord to let me get a ferret, when part of my lease says no pets? Should I go to him or the management?

2007-07-05 08:17:50 · 5 answers · asked by Dsgnrgrl 2

My broker gave me an estimate on how much it would cost to buy a mobile home (estimated at $80K) and he asked me to fill out the application and fax it to him. (A lot of personal information need to be filled out on this form). At this point, I do not know the exact amount of $$$ I have to pay. What should I do?
Is Loan Application a commitment to buy? or Just a Credit check? Can I refuse to buy this mobile home after the Loan Application is submitted?
Please advise- Thank you so much

2007-07-05 07:19:34 · 5 answers · asked by Fireme 1

2007-07-05 06:49:12 · 14 answers · asked by joker2662 1

Can anyone recommend a flat fee MLS listing service that does not charge a commission? I realize that I will have to pay a commission to a buyer's agent, but I don't want to pay a commission to a MLS listing service. Thanks.

2007-07-05 06:32:59 · 11 answers · asked by Christina D 1

The apt. that I just moved into said that the apt. would be on the third floor but has a car garage next to it so that moving in would be easy since the car can pull up to the apt. On the day of moving in, I found out that the car garage was attached to a seperate building an I had to move my things up to the third floor. They also told me that they provided trash pick up on monday wednesday and friday, but I have had to call them more than 5 times to get the trash taken out after it has been sitting out for 2 weeks. Dealing with the management has been absolutly horrible and I was wondering about any legal action or anything else to get things done.

2007-07-05 06:32:25 · 2 answers · asked by shindig 1

I notice that in certain places like Florida many people do not record the deeds reflecting the purchase of a property. How come?

2007-07-05 06:29:12 · 4 answers · asked by woodluvto 2

if i change my mortgage and take out a fixed deal for say 5 years, can i move house within that 5 year period, transfer the mortgage to the new property and not incurr any charges?

2007-07-05 05:39:58 · 11 answers · asked by Tucker 1

My boy-friend and I are starting the process of buying our first home. We have our pre-approval but is there any advice on how to make this whole process go a little bit smoother?

2007-07-05 05:36:58 · 7 answers · asked by Marie C 2