Personal Finance - December 2007

I received a letter from the prosecuting attorney, a 10 day notice that criminal charges will be filed against me unless I pay this debt by the 17th of December.This couldn't have come at a worse time. I am in construction work and the past few weeks have been slow and my savings have been used on necessities. I have bad credit and no checking account so payday loans are not the answer. My family and relatives are also struggling financially so they cannot help either. All that I can do is pray and put this out there and maybe someone can help me figure it out. Thank you.

2007-12-14 11:54:47 · 4 answers · asked by Anonymous

I need to file personal bankruptcy because of a failed business. My question is I live in Ohio I am going to be strapped financially for the next 4 years paying of outside business debt. My problem is my refrigerator died yesterday and everyone is telling me to purchase one 90 days before filing. I have never failed to pay a bill but I am unemployed and quite a while before I can ever regain financial freedom. I am at a loss what to do. Does anyone have any advice.

2007-12-14 11:47:10 · 3 answers · asked by Colt45 1

or would you give it away

2007-12-14 11:16:56 · 4 answers · asked by Anonymous

I have used retirement calculators, with success. Has anyone heard of the "rule of three"? I worked for a company that had an ESOP program. Without penalty you could withdraw money in the fourth year, but only the first years money, etc.
Does anyone think thats a good strategic move in a retirement program If the person can do it?

2007-12-14 11:13:51 · 4 answers · asked by Anonymous

2007-12-14 10:54:17 · 5 answers · asked by Huynh T 2

this site=


http://www.fundraising.com/fundraising-products/online-fundraising.aspx



will someoe check it out ad give me a garantee that i wont have to pay an money and i wLL earn moneyfrom it, because i need about $1400 by next november, and i needit actuall sooner then that, like asap, so willthis work???

2007-12-14 10:53:07 · 3 answers · asked by Anonymous

I recently asked my roommate to move out, she did not pay rent for one year, and now I am worried I won't be able to pay my bills. I am leaning playing with the idea of letting my credit cards go, not paying them. I bring home enough money to have about $180 left to live on for two weeks, but it does not seem to be enough money with gas prices etc. I know I did it for one year but now that I am alone it is frightening. Any suggestions. How do other women do it after a divorce?

2007-12-14 10:29:01 · 8 answers · asked by MARIE S 4

I have 2 AMEX gift card worth of $700 total, I want to transfer to cash, is there anywhere I can sell my gift card (except ebay)? please email me if you are interest: chichi_y6@hotmail.com

2007-12-14 10:23:25 · 3 answers · asked by tcyang615 1

PNB Lapu-lapu City branch

2007-12-14 10:19:18 · 3 answers · asked by Anonymous

If I want to send $$ to H.K through HSBC, do I need to make an account in there first?

2007-12-14 10:15:43 · 3 answers · asked by nakita 2

I'm sending out my college apps and I'm not sure if I need more postage. My friend says each stamp is good for about 3 pieces of regular 8x11 printer paper. Is that true? About how many pieces of paper would seven stamps mail?

Or does anyone know how heavy a letter can be for one stamp?

2007-12-14 10:05:33 · 8 answers · asked by Summer 1

2007-12-14 09:56:53 · 3 answers · asked by CR 2

See my step father has two childern from a previous marriage and he has been paying child support and stuff for many years. Well, when they got divorced they had and agreement for him to pay the child support directly to his ex wife anyways now all of a sudden she is trying to say that he is behind like 40,000 dollars and that the money that he has been sending her for the past 10 or so years was just a gift and not for child support. Sowe have been trying to talk to the bank to get copies of the checks but they say that there is not a way to get the back checks. We have found around 11,000 dollars worth of check to prove that he does not owe 40,000 how do I get proof of the rest of the amount? And the child support office acts like they don't evev know what they are doing they are basically saying what ever she says the amount is that is what we are going by. Which is bull crap. So, hopefully someone can help me in this delima.

2007-12-14 09:55:38 · 5 answers · asked by jess 1

This job is working at my father's job, I would be lifting, driving heavy equipment, and doing more tough physical labor. It pays $17.00 per hour, starting pay. This is a dream come true, in some cases, for me (a 19 year old, and I'm a male by the way).

I enjoy challenging myself, and showing myself what I can do (physically wise). My pay checks would be at least 1,000 $'s every two weeks.

Yet, right now, I have a job at a bagel shop, I make sandwiches, change out coffees, and such, I get paid a nice starting pay (compared to my last job, $ 6.75), I get paid $ 7.50, I started that job about 2 months ago, and they are nice, I also work with people (I enjoy that), and I just settled in. I have a soft heart, so I'd honestly would feel like crap for leaving them, and if this job isn't what I hope it to be, I would be stuck with it, yet I need a job, go to college, and to pay for a cell phone (I want to buy), my pay checks NOW are about $ 400.00 - 480.00, and so, I was wondering ...

2007-12-14 09:52:23 · 4 answers · asked by Confessions 2

I got glamour shot & paid for special package that takes the blemishes out. When I got the photos, blemishes were clearly visible. They said they will compensate me but the shop closed down suddenly. I am left stranded. When I called the central office, they gave me a non functional number. What are my options ?? I also wanted a CD of my photos but can't get it now. Please advise.

2007-12-14 09:27:42 · 2 answers · asked by ps 3

I work at a job where they send your pay directly to your checking account. My account is with Navy Federal and my check was iossued on December 13, 2007. I keep checking my account online but my pay still isn't in there. How long will it take for them to process my check into my checking account?

2007-12-14 09:25:30 · 4 answers · asked by KP 2

2007-12-14 09:16:57 · 5 answers · asked by Anonymous

My Grandmother is on her death bed. I don't have the money to travel the 1500 miles to her funeral. My family thinks I should go into debt.

What do you think?

2007-12-14 08:53:40 · 12 answers · asked by It's the hair 5

2007-12-14 08:49:51 · 4 answers · asked by treacle1 2

a shirt if it were made in the USA?

2007-12-14 08:37:29 · 45 answers · asked by Anonymous

only several of them were lost in a house fire years ago. Is there anyway to trace them? or reclaim them or whatever. Such a shame they will be unable to cash them because they don't physically have them. Any ideas? I would appreciate it.

2007-12-14 08:34:43 · 3 answers · asked by mauicat 2

I am using a debt relief company and have fallen behind on payments. I'd like to try another solution

2007-12-14 08:19:54 · 2 answers · asked by Raymond G 1

Ive had a negative balance in my checking account for about a month now, as I had several unexpected emergencies come up Any ways, I get a letter today from my bank saying that they processed a withdrawal from another account, and now my statement online reads that my balance is at 0.00. I have no idea what they are talking about. Does this mean that there was some error, or some good samaritan took care of this? My friend says he thinks that some outside company paid it off, and now I have a debt with them instead. By the way, the even though the letter has my bank's letterhead on it, it is from a company called STA2LOS...Any ideas?

2007-12-14 08:17:26 · 4 answers · asked by Anonymous

2007-12-14 08:15:53 · 4 answers · asked by jboog 1

Applied for early job pension due to early disability as stated in pension agreement. 12 months finally got them to send claim forms after contacting labor dept. Completed forms and 60 days later still no Answer ? Called and get blown off ? this is a huge amount of money how do I sue them when civil court NY allows only up to $5.000 only? I have all documents in my favor signature card receipts etc Thanks

2007-12-14 07:58:46 · 4 answers · asked by @@ 1

2007-12-14 07:06:59 · 4 answers · asked by Anonymous

2007-12-14 06:50:50 · 6 answers · asked by wallstreetsmart 1

...or would I be forced to wait until I used up the first amount of money I put on it? Also, is there a monthly fee for having such a card? And does anyone qualify to get one (I don't have any debt or anything like that)? Finally, would the card be acceptable to use in Europe for hotel reservations and train reservations? Thanks!

2007-12-14 06:42:50 · 4 answers · asked by Anonymous

The only thing on the paper was my pin and account number. Can someone still use it if they have no other information or the card?

2007-12-14 05:55:50 · 8 answers · asked by Anonymous

I need to invest some money, with the intent of it producing an income. It would seem that starting a business would be the way to go, but I would prefer not to have to work (due to health & family issues) What about partnering with someone? Or buying stock? Any suggestions? And where could I go to get some advice, etc?

2007-12-14 05:46:46 · 3 answers · asked by ? 4