Can you use a debt management company if you've already been through one?

Question

I am using a debt relief company and have fallen behind on payments. I'd like to try another solution

Answer 1

well you still have the internet so you really not doing everything to downsize your life to get out of debt -- until you learn to manage bette nothing is going to help you!!!!

Answer 2

The best solution is to learn how to manage your finances correctly. Commit to spending less than you earn. Get on a strict, written budget and pay cash for everything. Sell some of your junk for extra cash. Save up an emergency fund ($1000 minimum) so that you won't go deeper into debt when something unexpected happens.