Help! About check?

Question

I work at a job where they send your pay directly to your checking account. My account is with Navy Federal and my check was iossued on December 13, 2007. I keep checking my account online but my pay still isn't in there. How long will it take for them to process my check into my checking account?

Answer 1

A few potential scenarios

1. If you just began direct deposit, it can sometimes take several paychecks before it begins happening on its own. In the meantime, then you will receive a physical check instead of a stub copy. Check your payroll envelope to determine if you may have a physcial check to take to the bank vs. a stub copy


2. you have had direct deposit for some time but changed banks. Again, this may take time to change banks or bank accounts properly, which you should always keep your old one open until you are certain the new one is receiving all related direct deposits and automatic withdrawals

3.You have had the same account for years and been receiving deposits. Confirm if the bank did not midstream change their routing code or the bank account number. Due to pass merges of the banking industry (including credit unions), sometimes routing numbers and checking account numbers can change just by even one digit!

4. No changes and have been getting direct deposit in the past

EFT (Electronic Fund Transfers) appear the day of or the next day of transaction. Does not mean you money is necessarily available as some banks place certain transactions on delay. Confirm verbally with your bank to see if your payroll is truly not there. Sometimes, bank servers can be on several days delay for system updates for you to visually see it on the computer.

After confirming it is truly not there, contact the payroll department that issues the funds to determine the cause for the missing money. Soemtimes human error occurs and it simply was applied incorrectly into somebody else's and it is a matter of tracing the source adn correcting the problem internally to issue you your payroll

Sooner you troubleshoot where the problem lays, the faster you can solve the problem to get paid

Good luck

Answer 2

If you are talking about "direct deposit", then there is no paper check. It goes electronically from your employer's account to yours. Its part of the EFT (electronic funds transfer) system. Ask your employer if they sent the money. Then ask your bank if they got it. If this is the first paycheck, then an error can sometimes happen. If this is not the first paycheck, then you have to ask "what changed?" Did your employer change anything in your records? Have you filed out any new tax or payroll forms in the last few weeks. Most employers fund direct deposit a day or two before payday so that you get it on payday.

Answer 3

Some banks are quicker than others. Check with Navy FCU.

Answer 4

Call the bank and make sure it was deposited correctly and to see if they hold the check until it clears....