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I received a letter from the prosecuting attorney, a 10 day notice that criminal charges will be filed against me unless I pay this debt by the 17th of December.This couldn't have come at a worse time. I am in construction work and the past few weeks have been slow and my savings have been used on necessities. I have bad credit and no checking account so payday loans are not the answer. My family and relatives are also struggling financially so they cannot help either. All that I can do is pray and put this out there and maybe someone can help me figure it out. Thank you.

2007-12-14 11:54:47 · 4 answers · asked by Anonymous in Business & Finance Personal Finance

4 answers

If you own the title to your car you could go to a title loan company. Good luck.

2007-12-14 14:46:00 · answer #1 · answered by lawman 3 · 0 0

Depending on where you live you might find a temporary service that will hire you on a daily basis. I know in the city they usually have guys that meet at a certain place early in the morning and get picked up for a day job. If I'm not mistaken they get paid by the end of the day. Look in your local phone book or classified ads for temporary work. -Usually the ones that offer a division of light construction. This could be house painting etc. If you get the job call the attorney on your lunch and let him know what you are doing maybe he can stall until you get the full amount. Especially since the holidays are here some government office may be closed and give you some time.

2007-12-14 13:23:26 · answer #2 · answered by Princess 2 · 0 0

You don't need $560 by Monday. First off, if they file a claim, at least in Canada that means it could take 60-90 days before they get a court date, that means you need to get this letter to appear in court on such a date. That buys you instantly 2-3 months of time. Let them file, it will cost them at least $100 to file it, so chances are they are bluffing. Especially since it is for only $560.

If it is a collection company coming after you then after they get their judgement then they get their right to garnish your wages. This leads to the next step of finding your place of employment and issuing the garnishee to your employer. Then your employer has to review and decide if they will honor it. Canadian employers no longer are required to honor these garnishee's. Even if they get that far, they are only allowed to deduct a small % of your wages so as not hinder your ability to survive and they don't charge any interest.

I would just call them up and say, "buddy... its Christmas, I won't be able to pay for at least 1-2 more months.". There is a strong possibility they will just file it and revisit it in another month.

2007-12-14 14:03:30 · answer #3 · answered by tapnet1 3 · 0 0

here is where you and the pawn shop ower betcomes real good friends -- starting pawning everying you own!!!

2007-12-18 02:20:29 · answer #4 · answered by Anonymous · 0 0

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