Personal Finance - September 2007

Or will the company demand to see actual paystubs from my employer? If so, how many? Also, what credit card do you suggest for a first-timer that would also be accepted in Europe? The only reason I'm getting one to begin with, is b/c I want to travel, but I can't reserve a hotel room anywhere w/out one and it's driving me crazy. I was told that I could maybe reserve a room with my ATM card but then somebody else said I should never ever do that, so now I have no idea...

2007-09-12 11:16:06 · 7 answers · asked by Anonymous

no checks or paypal cus me have no bank adcount

2007-09-12 11:01:20 · 7 answers · asked by Anonymous

I'm looking for stories of ordinary people who have saved huge amounts of money by living very frugally. For example, I have a vague memory of having read somewhere about a waiter who could afford to live in downtown San Fransisco on approximately $20,000/yr. because he was so careful with his money.

I'm looking for stories of ordinary folks who saved their way into financial security, not people who have gotten luckier than most with business decisions (like Warren Buffett).

Thanks!

2007-09-12 10:31:28 · 6 answers · asked by Anonymous

2007-09-12 10:22:41 · 4 answers · asked by blue_iz 1

What financial instituition should I apply for a personal loan with fair credit?

2007-09-12 10:18:52 · 6 answers · asked by peaches 1

it worked i,m £93.00 up after 2 weeks....

2007-09-12 10:12:44 · 11 answers · asked by Anonymous

If someone were to grant a large personal loan to someone else (100K or larger) what are the tax liabilities or responsibilities of the lender and the borrower - if any?

2007-09-12 09:41:54 · 3 answers · asked by Johnny 1

I'm just wondering, is it a bad idea to apply for social security if you really don't need it? I'm disabled but I'm able to do things for myself(feed myself, bathe myself, etc.) However, I don't have a whole lot of money and I want to change my living situation...would this be a bad idea?

2007-09-12 09:41:16 · 4 answers · asked by Anonymous

I need a loan fast. has anyone heard of him? im scared this might be a scam..

2007-09-12 09:27:32 · 5 answers · asked by Khristinna I 1

country wide is offering a 5.50 apy for online savings should i put my money there or stay clear of them cause they might go down the drain

2007-09-12 07:58:36 · 3 answers · asked by fidel209 2

Do you get a headache? Do you worry you spent too much? Do you ever wish you had bought something that you didn't? Have you ever bought something that you wished you didn't?

2007-09-12 07:54:54 · 7 answers · asked by Jess 3

2007-09-12 06:34:18 · 8 answers · asked by Delay 5

ok my mom gets welfare but not for me anymore since i turned 18 but she does get it for my brother and she gets SSI, she also gets food stamps but it is for the two of them, can i apply for food stamps, i go to college full time, but i only work 15-20 hours a week making 6.85 an hour, and the money i have goes to bills and to help my mom and etc, so there isnt much left for groceries for me. and i live at home. my friend is in the same situation and he gets food stamps! please help me, i am getting in debt because i have to borrow money to try and make ends meet!!!! please help me thanks!

2007-09-12 06:20:02 · 6 answers · asked by Anonymous

has any one had any dealings with tenant loans? i have never heard of them but i applied for a loan over the net, and was accepted for the loan but the thing that has got me worried about the company is you have to pay 50 pounds up front for an agreement fee, they are based in bournemouth.
the web site is tenantloansonline.com
can any one help?
thanks.

2007-09-12 05:33:44 · 9 answers · asked by ALAN K 1

I keep getting calls at work and they leave messages for me with other employees. I get written up if I make personal calls. When I call these companies back all I get is automated messages and more threating messages the next day.

2007-09-12 05:28:37 · 9 answers · asked by awareness_of_one 1

What type of things would you have them do for you?

2007-09-12 05:21:33 · 3 answers · asked by cameronwills14 1

hhhhhhhhhhhhhhhhhhhhhhh

2007-09-12 05:16:05 · 6 answers · asked by sabya g 1

I am selling my house for cash to an investor.There is a small 15k loan on the house.This means the bank will be involved in the transaction.
The investor is doing most/all of the paperwork.
Should I hire a lawyer to check all the paper work?
Or as long as the cashiers check has the right numbers on it will I be ok?
My thinking is I DO NOT need an attorney because the bank will be watching its own interests, therefore unintentionally watching mine as well.

What do you think Yahoo's?

2007-09-12 05:11:09 · 9 answers · asked by LostKoss 1

we bought a home together last year and have been equally splitting the mortgage since then. however, i put down the majority of the down payment on the home. can someone help me figure out an equation by which to determine who owns what percentage of our home--as in if i wanted to buy it from him, or vice versa, how would we go about figuring out what that value/number would be?

thanks!

2007-09-12 04:47:41 · 9 answers · asked by home_tundrah 2

I'm in point of my life where i have to choose from a house or a new car. My delima is, i need a new and reliable car to get to work in. My car is my asset, and i drive a good amount of miles. I know that it would be more wise to invest in a house because of the struggling market now but, if you dont have a car to get to work with then you won't have money to pay your mortgage. I'm still in college majoring in finance, will finish in two semester what should i do?

2007-09-12 04:22:37 · 12 answers · asked by BoiK 1

Just heard on the news last night that American Mortgage went bankrupt and all those who were paying into an escrow account lost all their money! Apparently, that money isn't insured so they all ended up having to pay taxes twice.

In today's market, it seems like this is a risk we all face. If it's not insured, what's the point of paying into an escrow account?

Why not just put that money aside on our own?

2007-09-12 03:59:42 · 4 answers · asked by Anonymous

Does anyone anywhere in this whole world have $1 I can borrow till Tuesday?

2007-09-12 03:45:26 · 3 answers · asked by Anonymous

i purchased 15 in gas today on my debit card.....then i went to the bank withdrew some money and notice my balance was off quite a bit...so i called the banks hotline and the lady said they are putting a hold on ppls accounts for 49 dollars until the money clears for the gas (which usually takes about 2 days) since a lot of people keep overdrawing their accounts to get gas. I live in NY state. She said they started doing this at the end of July....anyone else have this happen? She told me the money would go back into my account once the 15 dollars goes through.

2007-09-12 02:53:20 · 7 answers · asked by glitterchick20016 1

I have an agreed over draught of £100 which basically translates to a loan which is interest free. What I want to know is, if this is my agreed overdraught limit ie the amount I am allowed to go into the red on my current account then why does my bank allow me to dip just a little over this limit so that i have to start paying interest on this extra amount. Worse still they charge £28 for going over my AGREED LIMIT . Is it me or is this not a touch unfair.

Its like the bank is thinking ' well this poor guys got no money so lets penalise him for it.'

2007-09-12 01:50:50 · 17 answers · asked by wave 5

I have committed an amount to be deducted monthly from my bank to a volunteer from Green peace - an organisation working for the environment.He has my specimen signature and my bank account details. He gave me a copy of the form i had signed too. Can he withdraw more money from my bank or misuse my details?

2007-09-12 00:44:48 · 3 answers · asked by shahna 1

Be as brief or as detailed as you wish.

2007-09-11 22:47:27 · 1 answers · asked by Anonymous

in gold or silver?

2007-09-11 21:54:09 · 6 answers · asked by Anonymous

i noticed on the bottom of my personal checks, it contains my bank account number and routing number. ive seen many websites, like my credit card website for example, that use just these two pieces of information to draw money from my bank account. because of this, when i give somebody a check, does that mean they'll be able to access money from my bank account?

2007-09-11 16:15:54 · 4 answers · asked by Anonymous

I hear it tossed around in Wall Street Journal, what does it mean please

2007-09-11 15:52:41 · 7 answers · asked by Steve 1

Ok...so my parents gave me $5,000 as a gift. The truth is, I don't want to spend it on myself. I make my own money, and would feel selfish to use it knowing that they have no retirement funds/investments. So my question is, how would YOU spend this money on your parents?

Thank you

2007-09-11 15:37:18 · 3 answers · asked by metal-metal 1