Personal Finance - May 2007

My wife was having seizures when a student loan consolidator called and tricked us into thinking he was aes. His company is only one letter off and she thought he was having us go online to check her loan. She told him she was not with it and having seizures at the time, but he had her go through the web site and electronically sign a consolidation document. We didn't want to consolidate the loan and when we figured out what happened we called back and had it canceled.

It has been 3 months now and we just received a consolidation package from another company in the mail. The first company sold our loan to another company even though they told us it was canceled. We never got a hard copy of the loan cancelation from the first company, and the second company isn't letting us out of the loan.

Is there anything we can do? We have no evidence that we canceled the loan. We talked to an attorney and he said we didn't have any options. Please help us come up with something we can do.

2007-05-17 07:22:46 · 4 answers · asked by J B 1

I need to help orphan children in education, health etc.

2007-05-17 05:30:44 · 3 answers · asked by Iron Lady 1

mean that my $1000 deposit will generate $60 a month or $60 in a year? Are these things worth it???

2007-05-17 03:14:02 · 8 answers · asked by BingoBanggoBongo 1

Okay, I know this might be a stupid question but I'm trying to figure out what I make monthly..lol.. How do I know what I make monthly if I get paid bi-weekly..adding two weeks? I'm just wanting to make sure.

2007-05-17 03:12:51 · 4 answers · asked by Anonymous

2007-05-17 03:00:48 · 27 answers · asked by drees1971 2

Please help me I have to get £2000 to Nigeria real quick.

I have won a lottery and I have to get my winnings processed and converted to UK pounds.

The Nigerian gentleman who is helping me is suggesting bank draft is there a quicker way?

2007-05-16 23:28:39 · 30 answers · asked by Anonymous

2007-05-16 19:33:37 · 6 answers · asked by Saeed N 1

With so many people on a budget - what would you suggest they do to give memorable days to their family?

2007-05-16 19:18:25 · 4 answers · asked by AnneMarie C 1

I am having twin boys in July, and would really like to set up some kind of account or savings bond or something for them. Ideally, it'd be something I can add their birthday/holiday money to also over the years and would collect interest. Not neccesarily a college fund, but a nice little nest egg that they can have when they are old enough.
Also, are there any plans that would allow for a smaller initial investment. With twins coming, money is tight, as you can imagine. Regardless, I feel that I have to do something like this for them.
Thank you for your suggestions. :)

2007-05-16 15:23:47 · 5 answers · asked by Kristen K 4

2007-05-16 14:27:29 · 7 answers · asked by Vicki H 2

I work in retail and have a 401 k but it is not adding up fast enough. Other companies that would take 6 years manager experience?

2007-05-16 14:24:33 · 4 answers · asked by Michael R 1

I am in default of my mortgage and the company will not give me any options other than to pay a payment and a half until I am caught up. Duh, when I can't make one pmt, I can't make 1 1/2. Please don't tell me to pay up or ask to borrow money, that's not my point. What is my point is that the mtg company has called some of my NEIGHBORS to try to get in touch with me because I have not returned calls - what's the point, they aren't interested in HELPING me. They told me neighbor that they "researched possible neighbors" to get in touch with to try to reach me. Now, my business is the whole neighborhood's. Can they legally do this? They also found my work number and have been calling there to the point where if I get many more calls, I will be in danger of losing my job. Again, please don't tell me to pay up ior borrow money - only respond if you can answer the questions I have asked. Thanks

2007-05-16 12:55:42 · 6 answers · asked by takemymulligan 4

I've tried several different numbers found on the web, and they are either disconnected or the menu options don't give you the option of speaking to a rep (even pressing "0", which usually does the trick, just repeats Equifax's address). I just have a simple, quick question about something important and can't believe it's this difficult to get a human on the phone!!

2007-05-16 12:41:21 · 1 answers · asked by lomaxe@sbcglobal.net 1

i own my car and pay rent i don't have any assets.

2007-05-16 12:29:12 · 2 answers · asked by Jeanetta M 1

2007-05-16 09:30:20 · 6 answers · asked by Dave H 1

I have been talking to this person over the internet and he tells me that he is sending me a USPS money order and i am to cash it and send part of it to my photographer who is in california. Are these things ok to cash or is it another scam

2007-05-16 09:30:07 · 26 answers · asked by amber p 1

For 2007 I will be maxing out on my employer based 401K, and I am looking for way to do further contributions toward retirement.

My income is too high to go down the Roth IRA route. What about the so called "Traditional 401k"? Can I still make contributions into one of those, while maxing out on the employer 401K?

2007-05-16 09:01:41 · 4 answers · asked by YJessen 2

have mainly credit card debts but am not behind in payments

2007-05-16 08:37:51 · 5 answers · asked by mike g 1

2007-05-16 08:23:03 · 13 answers · asked by hydrox4all 1

2007-05-16 06:59:37 · 3 answers · asked by tabuhoff 1

i am 20 year old mom who only has a high school diploma, and i have a 3month old son, and i was suppossed to get married in june. trouble is i am still paying his medical bills and i cant afford even the smallest wedding. i have only worked for fast food, and i have a couple bad refrences....(i quit right away withot the 2 weeks notice)... and i have been applying for jobs... even fast food... and no one has called me once. what should i do to pay all these things off? i also have a credit card i need to pay off. i just need advice and id greatly appreciate it.

2007-05-16 06:48:06 · 4 answers · asked by Anonymous

2007-05-16 05:15:05 · 31 answers · asked by Anonymous

Have two accounts with nationwide, one i haven't used for over a year ,Turns out i had a unpaid direct debit on this account which i cancelled but still came out ,so every month they've charged me, now they have froze my other account which has just had £500 paid in saying i cant touch my money till i pay £250 of which i owe on the other account, can the bank do this?

2007-05-16 02:53:27 · 8 answers · asked by Anonymous

I cashed a check for lotto winnings and it bounced. My bank cleared it 2 days later after the deposite. I went to draw money out of the bank and it had bounced and I am in the Neg. for 3000.

2007-05-16 02:37:04 · 3 answers · asked by mastock29 2

2007-05-15 21:01:02 · 5 answers · asked by Anonymous

including garnishments after BK was finalized . Now Credit shows judgement 1 yr after BK finalized (no mention of BK). What is the fast way to clear up?Also appears (creditor) attorney has sold account? - US -6 yrs since BK

2007-05-15 19:46:58 · 2 answers · asked by Red 5

Only get $336 in Social Security when I retire, if that ever happens.

2007-05-15 18:58:36 · 5 answers · asked by Janiffer 2

how much is the internatinal monthly income for some one? how much should one earn in a month to bringup one's family if family containg 5 members?

2007-05-15 18:54:34 · 1 answers · asked by jitendra k 1

without taking huge financial risk, making large investment, working too hard or reading "The Secret"?

2007-05-15 18:47:42 · 6 answers · asked by King F 2

2007-05-15 18:18:51 · 3 answers · asked by ty 1