Credit - June 2006

I have 20+ negative accounts on my credit, about half are paid in full or paying as agreed, however there are a lot of things that are still outstanding (as in collections)! I have about 12 hard looks or whatever at my credit! And I have 1 good standing account and that's it! Sad huh! Well I would really like to try and pay everything on my credit off and get in good standing with everyone but of course it's not like I'm rich or I wouldn't be in this prediciment! So if anyone knows of anyway I could get a personal loan so that I can pay off my stuff and work on building better credit please please please let me know!

2006-06-23 12:11:00 · 8 answers · asked by Anonymous

Email any pictures or any info. Good job. Bad credit. Bankruptcy. Current vehicle going kapoof.

2006-06-23 11:29:58 · 2 answers · asked by jenugotmail 2

Went through a rough financial period a few years ago and foolishly let this card go. I have managed to repair the rest of my credit but this is the big big black mark that is dragging me down still. I have a perfect car loan, another open credit card in good standing that I pay the balance every month, and a student loan in good standing. Should I accept and pay the Settlement amount which is only a third of the balance? Should I pay the full amount? Should I not pay it all? Help!

2006-06-23 11:07:14 · 6 answers · asked by jacksonctu 1

As a young adult, I destroyed my credit and went bankrupt. Afterwards I have 1 credit fraud and cant prove it wrong without hiring another lawyer. I need the bottom line secret to cleaning my credit report. Willing to pay to have it removed for ever...any takers?

2006-06-23 10:51:05 · 12 answers · asked by Anonymous

My info is so messed up that when I try to do the online stuff they can't verify my info? and than they give you a number to call... (how nice of them) So I can waste more time talking with computers!!! push 1 for english... NO!!!
This is f'in America wheres all the people???

2006-06-23 10:12:49 · 5 answers · asked by Anonymous

2006-06-23 09:00:41 · 2 answers · asked by hunnbabes 1

I prefer to pay from Mastercard

2006-06-23 07:26:57 · 2 answers · asked by Mike Sholders 1

Which one is better?

2006-06-23 07:12:16 · 9 answers · asked by kirsten_natalie1985 1

i really need money and afst, i cant have a loan so what else is there that i can do without selling myself or robbing a bank

2006-06-23 06:42:55 · 25 answers · asked by nick23647@btinternet.com 2

I have a BOA credit card and I have a good history in it. The thing is that it has an annual fee and 13% variable APR. Chase offered me 8% fixed APR with no annual fee. I called BOA and they agreed to remove my annual fee BUT CAN'T match the 8% fixed! I don't use my credit card a lot - just need a credit history and religiously pay my monthly fees. Will I keep my BOA or I'll switch to Chase?

2006-06-23 06:05:36 · 9 answers · asked by kirsten_natalie1985 1

2006-06-23 05:54:44 · 3 answers · asked by easha 1

I live in a condo in Florida, I am almost ready for my closing, and I just got a call from my lender, that because my condo association has a “slip and fall” lawsuit, now the banks wont close the deal because it’s a liability. Is there a program, or some other way to get around this, that I can brig up to my lender?

I appreciate all the help you can give me – I need to close ASAP

2006-06-23 05:44:23 · 5 answers · asked by sara76c 4

I really hate creditors.

I was fortunate enough to come into some money and paid off my $40,000 debt. This was in Feb. of this year.

Equifax, is showing several as charge offs. What can I do to repair my credit? I would like to remove the negative marks off my credit...any suggestions?

My banker told me to write the credit bureau disputing the negative reports. Is this true? Who do I contact to remove the negative reports?

thanks in advance.

2006-06-23 05:21:29 · 9 answers · asked by D 4

2006-06-23 04:10:38 · 8 answers · asked by crown_brook 1

2006-06-23 03:14:01 · 9 answers · asked by Neil Beezy 3

Every time I apply for a credit card I get a notice in the mail that says..Insufficient or lack of bank revolving credit. Even when I apply for store credit cards I get denied. I really don't want a secured card. Any way to get one?

2006-06-23 02:27:46 · 9 answers · asked by jai74lin 3

Any One knows where I could get free credit report with out signing for anything. Most of them say they re free but they want me to sign up for a credit monitoring service.

2006-06-23 01:17:27 · 6 answers · asked by broreal 2

I owe money to collection agencies and i dnt evn knw where to send my payments to cuz i dnt have the bill!

2006-06-22 17:31:34 · 7 answers · asked by Michael1 2

When I was 18-20 years old I messed up my credit. Now, I have been turned down for two jobs because of it. I have begun to work on my credit now but it's aggrivating that employers check your credit. In my case things I did 6 years ago are prohibiting me from getting a good job! I'm aggrivated! Thank you for allowing me to vent, this is not really a question but if you'd like to offer some advice that would be great!

2006-06-22 16:47:36 · 9 answers · asked by amya 2

2006-06-22 16:17:17 · 7 answers · asked by Eva Daniel Rn 4

They Doubled my Finance charge because some outside company decided I had bad credit rating. I was never late with this card or any of my other credit cards. My finance charge went from $243.00 to $459.00 in one month! Can they do this? What should I do? I can't afford to pay this bill. I am partners in a small deli that my partner runs and I have my own job. I do not take a income from the store.Can they touch the store? please help! Can I sell my shares to my partner? will that be fraud? Or just not pay it .I'm in a big mess!

2006-06-22 15:30:00 · 4 answers · asked by Anonymous

2006-06-22 15:24:25 · 4 answers · asked by Get Krunk Sluts 3

What happens when you're under Chapter13 and the items you filed under it at the time were not 7 years old but they are now? Are they suppose to be taken off the plan ? Does this reduce the amount of the plan?

2006-06-22 14:46:01 · 1 answers · asked by Anonymous

2006-06-22 14:35:35 · 12 answers · asked by torishu 2

My best friend is unemployed, I let her use my computer to apply for jobs thinking it may be a little faster. Here's the deal she applied on-line for employment with a cell phone company. She selected on the application that she had never been covicted on any type of crime, which is false. Well guess what they actually responded to her application for employment. They sent an e-mail stating that they have selected her to move to the next step which is a phone interview. She didn't respond,so they called her on the 21st and again today. Should she go through with it ? Will they actually check her info @ this cell phone company?

2006-06-22 14:12:38 · 17 answers · asked by Anonymous

2006-06-22 13:35:23 · 8 answers · asked by Anonymous

2006-06-22 13:18:50 · 4 answers · asked by sig_sword 1

i need 100$ to borrow till payday to bail my dog out of the pound, 8$ extra per day kept their and i don't get paid for 8 more days

2006-06-22 12:10:20 · 4 answers · asked by Jonathan N 1

2006-06-22 11:51:51 · 11 answers · asked by Nikos 1

My credit score is 790 but i have a repo and like 20,000 in dept not icluding my 100,000 home morgage. how is this possible....

2006-06-22 11:44:12 · 8 answers · asked by Anonymous