Credit - June 2006

I have a book that states you can request the credit bureau's to add good credit ...say if Equifax has a good credit item listed but Trans does not, you can request Trans to put it on there.....my question is this.....what if the acct is a closed account? Will they still add it? Or does it have to be an open acct?

2006-06-22 11:42:31 · 4 answers · asked by Hippyghost 1

What website can i go on to open up a checking account without being asked for a government issued ID.

2006-06-22 11:31:14 · 7 answers · asked by Tim 1

2006-06-22 11:28:54 · 14 answers · asked by Anonymous

2006-06-22 10:59:54 · 8 answers · asked by Anonymous

Here is the situation...I owe 30,000...and I make 25,000 before taxes. I have a lawyer and she says with the new laws I would not be able to but with the old law no problem. I want to know what you all think I should do? And what do they look at? Do they look at your parents income? I am struggling everyday. By the time I am finished I will be 50. Help!!

2006-06-22 10:23:45 · 10 answers · asked by Tiffany S 2

I have a 592 and trying to get a 720. how can i get there fast?

2006-06-22 09:48:38 · 4 answers · asked by touchemupent 1

i have spent hours lookinf for a free ca. site for a free credit report, i either end up on u.s. sites or ca. ones that want to charge me a bunch of money. i think our own reports should be free. i know that mine is not very good, but the more i know the more i can do to repair it. if u can help thanks amil ahead of time.

2006-06-22 09:22:00 · 2 answers · asked by sheandd 1

2006-06-22 09:20:51 · 2 answers · asked by j_kubler 1

a friend of mine is in a bind. please give any advice you my have. her mom, who is "old fashioned" has always depended on using cash and has never appllied for a credit card, or needed to apply for a loan, buy a home, or anything that required a credit check. that is until two months ago, when my friends mom and her went to the bank to try and have her mom co-sign for a small business loan. her mom should have been approved right? but the bank said that her credt was very bad. this is when they ordered a report from a credit agency..... they found out that someone in the human resources department of where her mom works that has a known gambling problem used her mom's information to apply for credit and list her name as "AKA". this means that my friends mom would have her credit and her reputaion damaged right?

please help me to help my friend. what can we do about this person who used my friend's mom's identity as her own??????

is this what you call identity theft???

2006-06-22 09:10:25 · 6 answers · asked by theAddict 1

2006-06-22 08:50:52 · 17 answers · asked by Anonymous

2006-06-22 08:45:05 · 5 answers · asked by babyasrani 1

2006-06-22 08:43:02 · 8 answers · asked by lashawn 1

My credit card is signed with my name and DOES NOT say See I.D. on the back.

2006-06-22 08:42:59 · 22 answers · asked by forslund33 1

Anybody uses American Express? How was your experience?

2006-06-22 07:57:11 · 9 answers · asked by kirsten_natalie1985 1

2006-06-22 07:22:58 · 4 answers · asked by Anonymous

I use my credit card to buy stuff (shopping, electronics etc). There are times I'm not happy with my purchase so I have to return it. Will it hurt my credit points?

2006-06-22 07:09:04 · 6 answers · asked by kirsten_natalie1985 1

2006-06-22 05:55:37 · 14 answers · asked by estephania2182 3

I just got my FIRST credit card. If I pay it off every month for 6 months will this take up my credit score drastically? How many points do you get for each outstanding debt you pay off?

2006-06-22 05:54:31 · 2 answers · asked by estephania2182 3

Does anyone know what is the highest credit score a person can have and what are the ranges for good and great score? I believe that it's somewhere over 800

2006-06-22 05:25:59 · 9 answers · asked by Anonymous

I just bought a Honda Civic Coupe and put some money down and financed 10,000. I got 6.99% financing over 60 months - my credit score was in the high 600s. Is this a good interest rate? The car salesman actually started me with 7.99% but I resisted.

2006-06-22 04:13:55 · 4 answers · asked by CommanderQ 3

I'm in dilemma between these 2 credit cards that I just received.

1st Card:

-8% APR (fixed)
-3500 points ($1 = 1 point) is equal to 25 dollars cash back. (less than 1% cash back).

2nd Card:

-13.24% APR (variable, not fixed)
-2500 points ($1=1 point) is equal to $25 cash back (1% cash back).

I'm planning to use this for 5 years or so. I have a good credit - no balances.

Which one is a better offer?

Thanks!

--sophie

2006-06-22 03:57:53 · 20 answers · asked by kirsten_natalie1985 1

2006-06-22 01:39:06 · 4 answers · asked by baffled 1

Actually, I am recovering from bad credit.

Thanks

2006-06-22 00:06:10 · 15 answers · asked by Enlightenme! 2

I want to know how many types of credit scores are available in US and by the term "FICO score" which score do we really refer to.

Thanks

2006-06-21 23:24:54 · 4 answers · asked by Ronny 2

I have just moved home and don't owe anything from this address.Are there any companies out there that are easy to get them from or are there any tricks you could share with me?

2006-06-21 23:07:39 · 19 answers · asked by karlos 2

and if i went over my $1000.00 credit card limit, how would they base my payment.

2006-06-21 19:32:18 · 1 answers · asked by Anonymous

this is in champaign Illinois.

2006-06-21 19:24:01 · 1 answers · asked by karlafisher1999 1

What would we have to do to get an apartment? How do we get credit? If our credit isn't bad because we haven't used it, can we still be approved? Would we have to co-sign with a person with credit?

2006-06-21 19:03:50 · 16 answers · asked by mari g 1

2006-06-21 18:57:20 · 3 answers · asked by Dennis N 1

hi, i have 2 credit cards, owed US8,000 and have missed 1 month minimum due payment interest.

do u guys think now is the right time for me to email these 2 banks and request them to just "write off" it or reduce the payment US8000 into smaller amount like 10% or 20% of it?

is it possible?

pls advise.

thanks

john

2006-06-21 18:45:54 · 6 answers · asked by nechong 1