2006-06-22 11:28:54 · 14 answers · asked by Anonymous in Business & Finance ➔ Credit
First Premier Bank. But you'll get a really low limit...like $300, and they will immediately charge you $175 in fees. So really not worth it.
2006-06-22 11:34:04 · answer #1 · answered by tictickchick 3 · 0⤊ 1⤋
You could look into "pre-paid" credit cards. www.netspend.com or a google search for other companies will turn up a good amount of others available. (netspend's convenient for me, or I'd go with another. The service truly SUCKS). If you're looking to get a credit card to start re-building credit, many banks have a secured credit line system. Say, you put in $300. You're line of credit will be $300, and you'll subtract, then repay to that amount. Sounds lame, I know, but it's an efficient way to start re-establish a positve credit pattern.
Otherwise, I'd stay away from credit cards. The interest rates, are akin to robbery. It's too easy to see it as "free" money. If you only pay the minimum, it'll often take $30 years to repay, and you'll be cough up 100 times the total $ borrowed.
2006-06-22 18:41:11 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Once you file bankrupties you can't file again for 7 years. So credit card people will probably give you one.
2006-06-22 19:11:27 · answer #3 · answered by nay 5 · 0⤊ 0⤋
You probably got into "bankrupty" by over using credit cards anyway. Stay away from them, You can't live a champagne lifestyle on a KOOLAID paycheck.
2006-06-22 18:35:20 · answer #4 · answered by al 3 · 0⤊ 0⤋
sure http://www.wesayes.com
here is some text from their site
We have over 50 Banks & Companies that offer Bad Credit Unsecured Credit Cards and Merchant Cards to people with good credit, no credit, bad credit, or even a bankruptcy. - NO SECURITY DEPOSIT. Apply Online. You can get started right away
2006-06-22 19:02:56 · answer #5 · answered by umdanddvd 3 · 0⤊ 0⤋
We have never filed bankrupt but we have bad credit and we got a pre approved 9.9% apr platinum credit card offer from First Premier Bank, but you have to pay a start up fee and a yearly fee. You may want to check them out.
2006-06-22 18:35:05 · answer #6 · answered by mrs d 3 · 0⤊ 0⤋
Try Aspire Visa. I have horrible credit which is worse than your bankruptcy. They gave me one. There are annual fees and high interest but u have to crawl before u walk again. Give them a try.
2006-06-22 18:32:36 · answer #7 · answered by real_sweetheart_76 5 · 0⤊ 0⤋
Providan (now called Washington Mutual) or Orchard Bank. Google them.
2006-06-22 18:32:09 · answer #8 · answered by WiserAngel 6 · 0⤊ 0⤋
Yes, you can qualify for the NeverNever Platinum Card. They love bankrupt candidates.
2006-06-22 18:32:58 · answer #9 · answered by Anonymous · 0⤊ 0⤋
think cash from now on. After all, credit is what causes bankruptcy.
2006-06-22 18:36:57 · answer #10 · answered by snvffy 7 · 0⤊ 0⤋