Can you actually get loan from Japanese banks at a rate lower than US rates as a foreigner?

Answer 1

Don't do it. Not worth the trouble. The communication, and the overseas issue is going to be too much to worry about as opposed to visiting a good ol' American bank. A couple dollars isn't worth the stress.

"Nothings better than home cookin' "

Answer 2

Try contacting Japanese banks for the answer to your question.

Answer 3

You can but you almost always need an intermediary. Japan has a much lower fed equivalent rate. I doubt you can do it alone and I doubt they would loan you small amounts.