Business & Finance - 18 December 2007

I filed Chapter 7 last summer in '06 and it was discharged in February of this year '07. I gross just under 50k a year. She makes about the same as a LPN. I'm an union utility worker. Both incomes are verifiable. My question is can she use my income and apply for a loan or does my name need to be on the loan application also. The reason I ask is we were told that even with her FICO score being at 685 and 8k for a downpayment we couldn't get a loan together because of my BK. Her debt to income ratio is high already because she has a very nice vehicle leased and a old car payment merged with the lease payment. She can't qualify for 140-150k loan we are wanting. Any suggestions or sites that may be able to help would be greatly appreciated.

2007-12-18 07:12:26 · 8 answers · asked by Palmdog 2 in Renting & Real Estate

I don't want to wait around for my employer to get mine to me.

2007-12-18 07:10:43 · 3 answers · asked by Chachi 1 in United States

2007-12-18 07:09:49 · 7 answers · asked by Renee B 2 in Credit

we have half a house and dont use it, so is there a way to use it to make money?

2007-12-18 07:08:59 · 2 answers · asked by kathleen v 1 in Personal Finance

DOE'S SECTION 8 PAY A PERSONS MONTHS RENT, SECURITY AND BROKERS FEE'S?

2007-12-18 07:08:10 · 2 answers · asked by Anonymous in Renting & Real Estate

I was told by a tax professional that if i did not have at least $7700 in charitable donations it did not pay for to claim it? That seems very steep. Does anyone know the reason for this? I make approximately 43,000.

2007-12-18 06:51:05 · 3 answers · asked by Christian girl 1 in United States

I was wondering If I could trade items in ebay? If yes, how can I do that?

2007-12-18 06:48:43 · 6 answers · asked by freddie mercury rocks. 1 in Other - Business & Finance

I had a car accident 6 months ago and was unconscious when the ambulance sent me to a hospital. I have full medical coverage but they only pay part of my care when I go to a different hospital. Now I have a bill of a few hundred dollars and it past on to a collection agency. I feel like I should not have to pay this bill since I did not choose to go to that hospital. I do not mean to sound unthankful for the care.
What do you think? Should I pay this bill? Isn't it illegal to bill me for something I did not ask for? This hospital already got paid by my insurance with whatever my insurance was willing to pay.

2007-12-18 06:46:11 · 14 answers · asked by Anonymous in Insurance

2007-12-18 06:37:48 · 4 answers · asked by RANDIE L..G. 2 in Government & Non-Profit

2007-12-18 06:37:40 · 3 answers · asked by jjs642@verizon.net 1 in United States

2007-12-18 06:32:55 · 3 answers · asked by italymay2006 1 in Corporations

www.EwealthSuccess.com/us-bank.html has a guide for those seeking US Banking. Said they can show me 5 US Banks to open accounts for me.

Anyone bought this guide from them? If yes, was it useful?

It is going for $27 and they claim it is the best in the market.

want to be sure, even though thy offered to refund my money if not satisfied.

2007-12-18 06:31:51 · 3 answers · asked by Anonymous in Personal Finance

2007-12-18 06:26:39 · 5 answers · asked by al m 1 in Credit

2007-12-18 06:23:36 · 1 answers · asked by Anonymous in United States

I need to ascertain the cash flow and accounting ratios.

2007-12-18 06:20:52 · 1 answers · asked by Sabin 1 in Corporations

i broke a leg at work and now i'm gonna get a fat disability check! what should i do with the $$$?

2007-12-18 06:18:48 · 16 answers · asked by Anonymous in Personal Finance

My boyfriend and I have been living in the house for 6 months, but we are on a 12 month lease. Up until now we planned on staying the remain 6 months, but we had a roommate issue. We had been great friends up until this month when he gave 30 day notice. He blew up on us the other day with threats on our personal property and our lives. We called the cops and after speaking with them he volunteered to leave, but I we don't feel safe living in this town anymore. He is from a very violent gang related background. Can we get in any legal trouble with the landlord if we leave in the middle of the lease taking in the circumstance we are in? Would we still be responsible for paying rent here if we don't live in the residence? What can we do as we can't live like this anymore. Any other advice would be great.

2007-12-18 06:17:11 · 7 answers · asked by momma_bear_33 3 in Renting & Real Estate

2007-12-18 05:57:09 · 4 answers · asked by concern 2 in United States

I want to do it legal and with out borrowing from the bank.

2007-12-18 05:56:43 · 5 answers · asked by MellyG 2 in Personal Finance

2007-12-18 05:46:42 · 25 answers · asked by Anonymous in Renting & Real Estate

2007-12-18 05:44:50 · 7 answers · asked by Anonymous in Credit

or they usually don't ?

I sent my former teacher a holiday car thinking he still was employed, but I called in just hours after I sent it and the indicated that he longer is with them since October
(2 months ago),
I sent it yesterday, do you honestly think they'll forward a holiday card or send it back to me.

I'm referring to a small community college in a small town, few students and few teachers.

2007-12-18 05:42:15 · 3 answers · asked by Anonymous in Other - Careers & Employment

theres is a lx for $220.00 right now . should i wait a few minutes before the bidding time is over, then bid higher?
will they still accept bids a minute before its over?
i want to win!

2007-12-18 05:41:00 · 3 answers · asked by betty jo (: 3 in Investing

I would like to see maybe like in 20yrs what it would grow to?

2007-12-18 05:39:11 · 10 answers · asked by JOHNNYO 1 in Investing

how much would you make a week if you had a salary of 5.50

2007-12-18 05:35:49 · 25 answers · asked by Alik 3 in Other - Business & Finance

2007-12-18 05:33:45 · 3 answers · asked by youngcity504 1 in Small Business

2007-12-18 05:32:22 · 2 answers · asked by needliberty 2 in United States

I am 50. The old lifetime student bit. Finally got Ph.D. in history, but for various reasons, the great overflow of Ph.D. in history students, heatlh, and other reasons that occupation is out. Should have been wiser to never pursue.

My question now is where could I go to check out job most suitable for; menial. Have some problems, nerves, and others, but still have above average intelligence, and do not have any great physical handicaps. Incredibly, while getting Ph.D. graduate assistant , adjunct instructed (worse slave labor for salary), have only worked full time one year in whole life.

Where would be best place to go for testing for best possible jobs? Counselors? Employment agencies?

Any thoughts, suggestions appreciated,

2007-12-18 05:32:17 · 6 answers · asked by Rev. Dr. Glen 3 in Health Care

but i am going to wear a dress, a nice casual cocktail dress, i NEVER go out and i would like to dress up even my fiancee suggested it. but i told 2 women at work and they laughed and said im going to be way overdressed now i feel like not even going!? what should i do? yes men and women go to this and im friends with most of them but naturally more men than women because in my area of our work i only work with men there are no women even in my section of the company. im upset because me and my fiancee picked out everything and he said i looked great and it got me all excited...what to do?

2007-12-18 05:27:52 · 37 answers · asked by toolate 3 in Other - Careers & Employment

Quick question...

Can you sue your employer if you work 12 hours a day and only get 30min break working on a wharehouse?

2007-12-18 05:24:15 · 16 answers · asked by Pinky! 2 in Law & Legal