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Business & Finance - 8 December 2007

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Advertising & Marketing · Careers & Employment · Corporations · Credit · Insurance · Investing · Other - Business & Finance · Personal Finance · Renting & Real Estate · Small Business · Taxes

So, my manager just hired a new employee at the store I work at and she is a complete nut. She's an older woman, and is total bizarre. One of those women that you see hugging trees and counting the toes on her feet. Any suggestions on how to deal with this???

2007-12-08 09:23:48 · 8 answers · asked by Anonymous in Other - Careers & Employment

About three months today i paid all my creditors and i was owndering how long does it take to show on my credit report that they're paid off so that i can actually get a job. i was recently turned down (a month ago) from a job due to my credit report. It seems that i can't get a job with my bad credit. I paid it all off so i was wondering how long does it take to show that i am okay with my creditors.

2007-12-08 09:21:39 · 7 answers · asked by Anonymous in Credit

hi, just wondering (on behalf of someone else) if you have a house repo'd and when the mortgage company sell it on and fail to get enough to cover the debt, how many years is the previous owner held liable for the bad debt? I always believed it was seven years, someone else says twelve years now, and someone else is convinced it is 15years!! please tell me if you know.. thanks very much.. xxx

2007-12-08 09:20:48 · 12 answers · asked by izo 5 in Renting & Real Estate

2007-12-08 09:17:53 · 4 answers · asked by silvermoon2788 1 in Health Care

I've been paying the same amount by the due date each month for the past six months... and now I' figured out the principal that was paid each month, and it varies! =( I didn't think this was supposed to happen with an installment loan.

Here is what the bank applied to principal every month:

pmt1 $157.54
pmt2 $101.16
pmt3 $ 0.00
pmt4 $ 12.97
pmt5 $159.07


I thought the amount applied to principal would start off small and slowly increase, while the interest would slowly decrease. What the heck!?!? Am I in bizarro world? =)

Please help!

-josh

2007-12-08 09:15:19 · 7 answers · asked by Josh in Beantown 2 in Credit

I am the landlord of a house. My brother just got some financial problem, so I decided to let him move in to my house because he can't affort his rent. Then I asked my tanent to move out within 1 or 2 monthes, but he refused to move out. I told him my reason that my brother needs a place to live other than the street. He said "That's not my business, I don't care. You don't have the authority to ask me to move out." Is that real? I really need help on this, my brother needs help. What should I do to make the tanent agree to move???

2007-12-08 09:01:52 · 12 answers · asked by MeMe 1 in Renting & Real Estate

I've been in retail/ sales and now trying to go to another field I found an ad for entry level B2B and I 'm so interested. What should include in my introduction letter. and do you have advice suggestion to learn more about B2B . the industry is technology and they are not requiring experience

2007-12-08 08:53:29 · 2 answers · asked by Lilly 3 in Other - Advertising & Marketing

I have 2 credit cards open at the moment...I just paid one off this week and I am thinking about closing it and only have one open. I've heard that paying off and closing a card is not good for your credit....can someone help me?

2007-12-08 08:41:46 · 7 answers · asked by miams 1 in Credit

Our old tenants are moving out of our rental property and we need to do some repairs and improvements. Before we rent it out again, we have to change the carpet in the house. Would it be better if we have wood floors instead? maybe a mixture of both?(depending on which room) This is a 3 bedroom, 2 bath, 1 living, and 1 kitchen house.

2007-12-08 08:36:22 · 11 answers · asked by Anonymous in Renting & Real Estate

2007-12-08 08:36:03 · 14 answers · asked by Anonymous in Personal Finance

One particular CA told me they could not put it in writing...now I'm sure this wasn't true, but here's my problem. Even if I ask for a Validation letter, that is going to state the original amount I owed. However, I would like to settle for less than that in a one-time payment. How is a validation letter going to help me out as far as proving that what I pay the CA will "pay it in full"? Don't I at some point have to just take their word for it that it is going to be paid in full? I'm confused. Please no rude remarks about not using credit cards blah blah blah. I'm only faced with this dilemma due to my daughter's medical issues 3 years ago that ruined me financially. I'm trying to climb back out of the hole. I'm not running up the debt, I just got behind and I'm trying to make the smartest moves to pay my debt off. thankyou.

2007-12-08 08:34:25 · 4 answers · asked by jettagirl6543 2 in Credit

The bill has both an offset cutting error and and inverted treasury stamp. Does anyone know what this may be worth?

2007-12-08 08:27:03 · 2 answers · asked by Brian C 1 in Other - Business & Finance

tell some coworkers that they looked liked skanks at the companys xmas party.

2007-12-08 08:22:51 · 6 answers · asked by Madmen22 1 in Other - Careers & Employment

I plan on working part time evenings and weekends, maybe 20 hours per week. I am familiar with how this is calculated, but as far as a ballpark figure, what could I possibly get? what is realistic? i dont want to get my hopes up. i'll be working in a lower-income neighborhood...will that mean a lot of instant refunds and a bigger comission for me?

i know there are a lot of variables to this. i am very curious about the earning potential, but dont want to seem greedy to my instructor or manager. any info at all would be very helpful to me

i consider myself somewhat intelligent and have an accounting background.

2007-12-08 08:22:46 · 3 answers · asked by Christina F 2 in United States

why can't the usa sell the virgin islands,pureto rico and pay off the national debt,drill for oil here and buy only oil found here, recreate mass transit,bring the troops home and close our boarders?????

2007-12-08 08:20:16 · 1 answers · asked by grandparay00 4 in Other - Business & Finance

If I speak with someone in HR about Sexist and Racist remarks that a continually hear at work and I spoke to my supervisor and he told me there is nothing he can do,...

What can happen to me

2007-12-08 08:18:07 · 6 answers · asked by Fruitful1 3 in Other - Careers & Employment

I interviewed for a job in my town last week. I did not get that job, but they decided I would be perfect for a similar job an hour away. There is NO way I can move at this time. I JUST MOVED last week--literally. I'm tired and I'm broke and I am finally settling in. The commute is one hour with normal traffic. I can imagine it being much worse in rush hour. The pay offer would be just fine if it were here in my city, but for that much driving/gas the offer is nowhere near enough. I did the math and I will be putting $250 per month in my car in gas.

Should I even consider this offer? Should I ask for more money? I need advice.

2007-12-08 08:15:34 · 9 answers · asked by getusedtoit 4 in Other - Careers & Employment

Describe using examples the purpose of business communication in the following business content:

1a. A customer service clerk at tesco dealing with a customer complaint

2.A food and bevarages manager who work at golf club,communicating with a supplier

3.An employee communicating with a supervisor

4.A human resources manager commicating with an employee

TO do this question you need to

Define business communication
Explain why business and people within business need to communicate

for each scenraio explain who each person is
What method of communication they will use
What they will use the method
Give advantage and disadvantages of this method

2007-12-08 08:14:01 · 2 answers · asked by Anonymous in Small Business

The gift giver is 67 years old with 401k and IRA. The receivers are her children. What kind of taxes can be avoided, and which still must be incurred, and at what rate then?

Thanks so much.

2007-12-08 08:13:39 · 3 answers · asked by dpesetsky 1 in United States

Not sure how it happened, maybe a result of the neighbor upstairs doing something or possibly faulty building structure which is actually ocurring with some buindings in my complex. My HOA insurance covers only the outer structures, walls. I have renters insurance for personal items so would this be covered under my mortgage insurance? HOA says not covered by their insurance??

2007-12-08 08:09:53 · 3 answers · asked by COblonde 3 in Renting & Real Estate

2007-12-08 08:06:50 · 2 answers · asked by allomy 1 in Personal Finance

Our rental home has no smoke detectors or fire extinguisher(sp). The water leaves nasty stains on all the dishes, toilets, and sinks. If you pull back the carpet in multiple places throughout the house you can see outside. If its very cold outside its impossible to keep the house warm because of all drafts even with all the heaters on. Our roof is leaking in multiple spots. Everyone says to tell the landlord and let him fix everything, but we just want out. We have no lease and the landlord makes us pay in cash. It seems fishy to us. Can we just leave without a notice?

2007-12-08 08:01:33 · 7 answers · asked by mama2mybabes 1 in Renting & Real Estate

Ok, so we are a very small company, and a month ago, someone ordered services from us, which we kind of assumed it was fraud, because of the two things, it was from Vietnam and the credit card was from UK, and second, it was quite a large charge, totaling $1400.00. We did not charge the card at the time yet, because we suspected it was fraud, but weren’t sure yet.
So we call the bank, and they said they couldn’t give us any information on the card and that we can go ahead and charge it. We did, and yesterday we get a chargeback!?
Now all of this could be avoided if the bank actually picked up the phone and called the customer...I mean, the credit card was probably not used illegally just on our website…

Is there a way to get the chargeback back and even sue the bank for being so irresponsible with OUR money?

2007-12-08 07:55:54 · 3 answers · asked by dexter 4 in Credit

2007-12-08 07:52:29 · 7 answers · asked by Mk L 1 in Other - Business & Finance

I know that eCommerce is legal but do you earn more money than you spend on it, could someone reccomend some if possible also.
Thanks
Regards
Lord uppHisAssTipington

2007-12-08 07:51:17 · 4 answers · asked by I-like-to-answer-you 2 in Small Business

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