Business & Finance - 20 November 2007

2007-11-20 02:39:22 · 4 answers · asked by Scholarly 1 in Other - Taxes

Yesterday's Wall Street Journal had an article about Fannie May and Freddie Mac experiencing vulnerability due to the mortgage/housing market. The article quoted an analyst as saying, "We are seeing unprecedented foreclosures and declines in home prices not seen since the Great Depression."

For those who are blessed with great equity in their homes and the ability to pay their mortgages, should they be selling their homes? Do very prominent real estate experts expect a major depression that would affect not only the housing market as well as jobs? If so, it seems the only way to somewhat insulate oneself from a housing disaster would be to own your home outright, have virtually no equity (thereby no financial loss), or sell and rent.

What about those of us who don't have subprime loans, can pay our mortgages (in a relative stable economy) and don't want to sell? What are some of the well-known financial advisers like Suze Orman and others like "Wall Street" saying?

2007-11-20 02:34:55 · 8 answers · asked by Bella 2 in Renting & Real Estate

I am doing a project and I need to know how much it will cost monthly to lease a place to put in a business.... Thanks

2007-11-20 02:29:33 · 3 answers · asked by catie boo 1 in Renting & Real Estate

Do any of you work at sports shops? If so, what did you wear to the interview and what shop was it?

2007-11-20 02:27:28 · 1 answers · asked by entertainment fan 7 in Other - Careers & Employment

I want to start my own house flipping business how would i do that any advice? I know you have to have a good credit. How much money would you need to start?

2007-11-20 02:27:24 · 11 answers · asked by Anonymous in Renting & Real Estate

is the housing and credit markets crisis just another form of terrorism or is it cannibalism, and why is the government not responding to the needs of the people effected by the crisis meaning the familys that are loosing there homes? Why does the government alow these so called Preditorial mortgage companys to abuse the human race. Is there a cure for the problem and if so WHAT IS IT?

2007-11-20 02:16:07 · 7 answers · asked by clue2 1 in Renting & Real Estate

How do i find the weights w(1), w(2), and w(3) of a market portfolio, given that the market conists of 3 securities S(1), S(2), S(3), with

expected returns m(1) = 10%, m(2) = 15%, m(3) = 20%

standard deviations d(1)= 0.28, d(2) = 0.24, d(3) = 0.25

and correlations between returns are C(1,2) = 0.10, C(2,3) = 0.20, C(3,1) = 0.25

respectively.

2007-11-20 02:14:19 · 2 answers · asked by drummanmatthew 2 in Other - Business & Finance

can you get fired even if your provide a medical exuse

2007-11-20 02:08:49 · 6 answers · asked by Anonymous in United States

I would like to give money in some form to each of my nephews for Christmas. I thought about opening a savings account for each of them in their name and my name, is this even possible? Also, while their mother is getting her college degree they are using government assistance, food stamps, medical card, etc, if they have a savings account will this affect their assistance?
Would a bond be a better route than a savings account and who pays taxes on interest of a savings account? I need suggestions on how to go about this please. Thanks in advance.

2007-11-20 02:07:57 · 7 answers · asked by jilldaniel_wv 7 in Personal Finance

2007-11-20 02:07:26 · 6 answers · asked by Pedro S 2 in Law & Legal

2007-11-20 02:05:06 · 6 answers · asked by paula c 1 in United States

I'm starting a new job in approximately three weeks however within the first week I start is my A Level certificate day which is quite a big thing to me as it's at the Royal Shakespeare Theatre and it's almost like a graduation day with parents attending etc. I'd like to go but feel maybe it would sound awful if I requested time off in the first week of starting this job. Should I just keep my mouth shut and not go, or talk to them and see what they say? I don't want to appear undedicated but at the same time I'd like to go.

Thanks in advance for answers...

2007-11-20 02:03:32 · 9 answers · asked by Anonymous in Other - Careers & Employment

I am starting a business and I am looking to see if you all will think it will do well. It is called, Recreational Electrical, and I would be a vehicle electrical specialist. What I have found is that most of the automotive repair shops around here (northern Colorado) usually throw parts at a problem untill it is fixed (electrically). I am planning on trouble shooting till i find the cause and then repairing the problem. I would work on trucks, cars, RVs, atvs, motorcycles, Fire trucks, etc.... I would also offer accessory installation, Lighting packages for police and fire, Warning packages for contractors and heavy equipment, and a mobile service. We have a pretty good sized population in northern colorado and I have found a few other companies that hit on this idea, but they only install stereos, nothing more. What do you think?
Go to recreationalelectrical.com for more info on my company thanks!

2007-11-20 02:01:18 · 2 answers · asked by recreationalelectrical 2 in Small Business

At a job interview, should you take off your outdoor coat or just unzip it? The kind of coat I'm talking about is something like a raincoat or duffel coat.

2007-11-20 02:00:44 · 4 answers · asked by entertainment fan 7 in Other - Careers & Employment

2007-11-20 01:58:14 · 7 answers · asked by Mindy H 2 in Credit

they do not have a good phone number to be reached at

2007-11-20 01:57:23 · 1 answers · asked by mslipsto u 1 in Corporations

2007-11-20 01:54:27 · 7 answers · asked by Jeff R 1 in Insurance

2007-11-20 01:54:25 · 5 answers · asked by ddddd75 1 in Renting & Real Estate

I'm about a year and a half into my first mortgage and I noticed my payment has been lowered...

2007-11-20 01:39:56 · 2 answers · asked by Anonymous in Renting & Real Estate

I don't want to go this year. And my pal says that if I don't go it would look like I am not a team player. I don't see that. What about you guys? I am here to work and go home.

2007-11-20 01:34:54 · 7 answers · asked by renosgirl2006 4 in Food Service

2007-11-20 01:33:46 · 3 answers · asked by Anonymous in Other - Careers & Employment

Ok I signed a lease to rent a home, and the next day went to the home to measure for furniture. We got there and saw a lot of unsafe things happening anyway we figure we could find a much nicer area. So apparently any contract you sign you can legally back out in 3 working days. The manager of the company who takes care of rental homes is out of town, they are trying to reach her. Here is the thing we found another place and are ready to run a credit report, will the recent property show up on our credit report? Thanks

2007-11-20 01:24:38 · 6 answers · asked by 3P.C.O. 2 in Renting & Real Estate

I have known so many people in the same circumstances but fresh finance can really help! call 0800 881 8863 now for an immediate decision. It worked for me and many others, highly recommended!!! Hope to here from you guys soon xxx

2007-11-20 01:18:38 · 2 answers · asked by Meme 1 in Personal Finance

I have Advanced computer skills, experience with database construction and management and am moving to Reno NV

2007-11-20 01:12:45 · 2 answers · asked by J H 1 in Technology

I'm trying to find out if I can claim 3 allowances on my W4. I was told to only claim 1 even though when I used the worksheet and it says:

1 if no one can claim me as a dependent.
1 for single and only one job.
1 for Head of Household

That would add up to 3 and get me more money each paycheck. It would bump it up by about $50, and I could use every cent I can get.
Someone told me that will hurt me at tax time, though. I may have to pay?? How can that be when I am doing what the worksheet tells me to?
Should I leave it at 1 even thought I need the money NOW every pay period, not at tax refund time?

2007-11-20 01:07:44 · 6 answers · asked by Super Aunt 2 in United States

We still owe for our 2005 taxes. We had them done by H&R block, but I believe the woman wo did them did them wrong. We owe double what we have paid the year before that and the year after with the same income, if not less. Can you redo your taxes? Can we have someone else look them over and resend them in?

2007-11-20 01:07:31 · 5 answers · asked by dnelak 2 in United States

Why do people that have no or little experience in these areas answer? People give all kinds of incorrect answers. Here are the facts with cold calling, door to door sales etc. You can start a company with very little money and start making a good living the first week if you are good at it. What do I mean by good living? 50,000 plus a year and if your in the right business with time you can increase it to over 100,000. Heck I know of a product that you can sell and make over 100,000 your first year. I am not going to mention that product, because I don't want the competition. Why is that people don't realize that even though they hate door to door sales or telemarketing that not all people do. Why else would people continure to do these sales if it doesn't work? Also, a little secret here talented door to door/telemarketers often only work 20 hrs a week and make well over the average median income. While your fighting traffic early in the morning rushing to work.

2007-11-20 01:06:02 · 1 answers · asked by brandon t 1 in Other - Advertising & Marketing

i am looking for websites which provide "multinational company index", i mean list of multinational company. can someone tell me where can i find such kind of websites?

thanks for your patient!

2007-11-20 01:04:19 · 2 answers · asked by surrenderk 1 in Corporations

how can i defend myself against the claimants wanting their money back..

2007-11-20 01:01:09 · 6 answers · asked by Anonymous in Insurance

I dont get it . How does this scam work. what are these people hoping to be able to do.

2007-11-20 01:00:02 · 13 answers · asked by electricsaa 2 in Other - Business & Finance