Business & Finance - 20 November 2007

I live in the country on 20 acres (about 40 minutes) from a mid-size city. I'd like to sell my home. The issue is my house is appraised at $500K (and that's our asking price) and it seems there is little interest from buyers since it's so far removed from the city. Does anyone have any insight as to what we can do to sell it? Work with large companies who bring in VP's from outside the state and are looking for a new home maybe?

2007-11-20 09:37:21 · 5 answers · asked by bh80 1 in Renting & Real Estate

Hi. As stated in a previous question, I'm 20 going on 21 and currently debt free. My car has been paid for, I have no kids/no bills. I make about $36,000/year and I'm interested in purchasing a home within the next few years or at least before I'm 30. Since homes are such a major investment, I'd like to lower my mortgage or completely pay it off as quickly as possible so my other expenses won't be as much of a worry. So, I plan on saving $100,000 for down payment while staying with my parents. I already have around $20K saved up.

I figure if I put $100K down on a $160K home, I could get a loan for $60K resulting in a much lower mortgage payment. Is it really as cut and dry as I am making it out to be or is there more to this? Are there drawbacks/benefits from a large down payment? I've talked to my parents about this, but I'd like to get other opinions.

Also, what are some ways I can increase/invest the money that I'm saving, aside from interest gained in bank account?

2007-11-20 09:35:47 · 5 answers · asked by Clear Rivers 1 in Renting & Real Estate

Can anyone tell me, if in US, what is the average range of salary for a person who just graduated in bachelor degree and works in an IT field.. Thanks!!

2007-11-20 09:34:49 · 4 answers · asked by Mr. Slim 2 in Other - Careers & Employment

We have a high balance on some high interest rate credit cards. We own our home...I am wondering if there is any tips or info on refinancing and including our credit card debt into the refinance or debt consolidation. I don't know much about it. How much is normal to be charged for these things? What is a good trustworhy business to go through? What are my options? Am I just going to get myself into deeper debt?

2007-11-20 09:30:06 · 8 answers · asked by ME 3 in Credit

Thanks...

2007-11-20 09:24:58 · 4 answers · asked by Anonymous in Credit

2007-11-20 09:24:13 · 5 answers · asked by Anonymous in Credit

For example, I am a self-confessed chocoholic, especially Cadburys, but I hate the fact that they exploit the countries supplying the cocoa. I used to shop at Gap, but discovered years ago that they use child labour - and were recently found to still be employing children. I have just watched a documentary about Coca cola and found out it had ties with Nazi Germany, employed questionable practices with regard to hiring of ethnic minorities, also has ties with child labour and so on. And due to the vicious, murderous nature of the diamond industry, I will never wear diamonds again.

I never intended to be a kaftan-wearing, tree-hugging "ethical consumer", but it looks LIKELY that almost every big corporation out there is, at best, horribly exploiting somebody much weaker than themselves. At worst, it is killing them.

ANyone out there feel where I am coming from? Can I go out and buy a packet of chewing gum without funding some oppressive, violent regime?

2007-11-20 09:22:05 · 4 answers · asked by Chimera's Song 6 in Corporations

I'm in financial ruin and I think my only and last option is to refinance my home loan. I need the extra money to catch up on bills after changing jobs and unexpected medical expenses. (I didn't have insurance for 6 months from changing jobs and then I was sick and had big bills) I am about to lose my home if I don't do something quick. I believe I've exhausted all other options. You opionion and ideas would be great. Thanks

2007-11-20 09:20:40 · 4 answers · asked by D's Mom 2 in Personal Finance

J. R. Mullins, the sole director and shareholder of the Food Stores of South Carolina, Inc. (FSSC), opened two Sav-A-Lot grocery stores in Myrtle Beach. He then established another corporation, Food Stores of Greenville (FSG), and opened a Sav-A-Lot store in the Greenville community. Mullins was also FSG’s sole shareholder and director. He instructed FSG’s vice president to place Sav-A-Lot advertisements with the Greenville News-Piedmont, which was owned by Multimedia Publishing of South Carolina, Inc. The two Myrtle Beach stores were later closed and their inventory trans¬ferred to the Greenville store. FSG then transferred $144,000 to Mullins and other of his corporations—purportedly to repay debts owed by FSG. When the Greenville Sav-A-Lot closed following this transfer, Multimedia was left unpaid for the advertising services that it had provided to FSG. Mullins claimed that he had relinquished man¬agement of FSG to others and did not know that Multimedia had not been paid.

2007-11-20 09:15:00 · 1 answers · asked by Mira 1 in Corporations

This was totally unexpected that her fiancee of 10 yrs just to get up and leave -she makes good money but has two kids and other expenses-Has anyone ever heard of writing credit card companies to see if they can write off the debt???? She has lookd into debt consolidation but -they want to charge her up the wazoo for their help

2007-11-20 09:13:14 · 8 answers · asked by Anonymous in Personal Finance

seriously. how do you make a lot of money by doing not much on the internet?

2007-11-20 09:11:21 · 4 answers · asked by Robert A 1 in Personal Finance

I know this benefits the tax payer if I were to report this, but what if I don't want the benefit? Do I have to report it? Are these interest statements sent to the IRS?

2007-11-20 09:11:06 · 9 answers · asked by Tracy L 1 in Personal Finance

and you do not have to make up the difference does that get put on your credit and how does it work

2007-11-20 09:04:09 · 3 answers · asked by mla 3 in Renting & Real Estate

ok long time since i went to school,

how do i add this on the a item i bought off ebay please

2007-11-20 09:03:11 · 4 answers · asked by Anonymous in Credit

I see TV commercials like 199.00 a month for Gov't seized homes! Foreclosures! Is it even true? if homes could be that cheap, everyone would have one right? Whats the catch?

2007-11-20 09:02:32 · 7 answers · asked by chocolate_krys2000 4 in Renting & Real Estate

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2007-11-20 09:00:46 · 4 answers · asked by Anonymous in Personal Finance

I went to check out a studio, and after that I agreed to take it. So I gave the landlord $500 for deposit. She told me to give the rest of the money and plus the first month rent as soon as I can (One month rent is $1075). But I didn't sign the lease. 2 days later, I changed my mind. I called her and apologized to het for the inconvenient. But she told me she can't return the $500 back to me, because I signed the application form and on the form it says the deposit is nun-refundable. I am wondering that since I haven't signed the lease, can I get the deposit back? I am so worried.

P.S.: I want to add that the application form says If I rent the apt, I won't be able to get back my deposit. But the thing is I didn't rent the place. Would it make it different?

2007-11-20 08:49:19 · 6 answers · asked by butin 2 in Renting & Real Estate

2007-11-20 08:44:50 · 13 answers · asked by arelle 1 in Renting & Real Estate

I work on their website and they send me a check every 2 weeks for 1200

2007-11-20 08:43:21 · 10 answers · asked by Anonymous in Other - Taxes

2007-11-20 08:14:32 · 5 answers · asked by SHANI D 1 in Personal Finance

I am opening a pizza shop, and need some suggestions on what to name it.

2007-11-20 08:07:28 · 6 answers · asked by kyakubov 1 in Small Business

All I did was email my home address thinking they would send me a extensive application for a accounting position with their firm. Nope, they sent me 2 grand in travelers cheques and instructions to cash them, keep 10% and moneygram the rest to two addresses they provided, which are in Nigeria? Not only was the mail I recieved unexpected in nature, the cheques themselves I'm positive are fake. What do I do?

2007-11-20 08:04:20 · 10 answers · asked by denmother27 1 in Other - Business & Finance

I'm looking for a website that offers home typest or data entry jobs that you do not have to pay to join and that are not a scam. Any help is appreciated. No spam please.

2007-11-20 07:56:05 · 1 answers · asked by Anonymous in Technology

lets say i am writing a cover letter to a specific company and the company is a really nice company ( basically I just want the job ,hehe )

so how or what's the mind set I should have that can help me write a successful cover letter?
any answer would be really helpful
Thanks .

2007-11-20 07:53:08 · 3 answers · asked by Anonymous in Administrative and Office Support

Which two banks were involved in this 2004 Amex/Visa case?

2007-11-20 07:44:44 · 2 answers · asked by Anonymous in Personal Finance

2007-11-20 07:38:51 · 2 answers · asked by steven n 2 in United States

have to buy a kit, or order a product....etc.

Thanks

I'm not looking for some get rich quick scheme. Just to make a little extra money.

Surveys don't seem to work because u have to order the product and pay for it....

2007-11-20 07:36:38 · 7 answers · asked by dianne s 2 in Small Business

I got called for a college interview on Sunday, but I assure you that the problem warrants a real business interview procedure/etiquette perspective. I got the call and my mom came to me with the phone saying, "this is Joe Smith from the University calling" so we set up the interview and I didn't realize he didn't say his name to me again. Then my mom came in after and said "Did you catch his name? I'm not sure I heard him correctly. I thought he was going to say this is [your friend] Sam that I think it was Joe Smith but I could be wrong due to 'shock.'" Anyway, I called up the University and the best they could do was dispatch another phone call to him and request that he call me again. But I thought this was kind of silly; we got off to a really great start on the phone and I would hate to have him call me again and have me ask him just what his name is! So, what do I do? I have his number. I was thinking of (CONTINUED ...)

2007-11-20 07:31:17 · 5 answers · asked by Mary 3 in Other - Careers & Employment

Who thinks this stock will eventually come back?

2007-11-20 07:25:37 · 8 answers · asked by Dan 3 in Investing

Please don't simply say diversify your portfolio, because that does not help at all.

2007-11-20 07:21:04 · 8 answers · asked by lucstudent 3 in Investing