Business & Finance - 23 October 2007

I have lots of coins and I want to turn them in, but I'm SO NOT using Coinstar since it is a rip-off, so I want to turn in rolls. I have many questions:
1)Can I roll the coins myself or do I have to get them?
2) Do I need account at the bank I am turning it in?
3) Does the roll need to be full when I turn it in?
4) Is there any other way I can turn coins into cash?

2007-10-23 16:28:49 · 4 answers · asked by Anonymous in Personal Finance

Can any one tell me anything, good and?or bad about "The Business Club".
Its based in South Africa and is about to be launched in Australia. Thanks

2007-10-23 16:26:49 · 1 answers · asked by Malcolm D 1 in Small Business

not being able to pay back credit cards i am on a fixed income and got overwalmed and now whats going to happend to me

2007-10-23 16:24:33 · 13 answers · asked by davanna m 3 in Credit

I'm wondering if converting the upstairs into an accessory dwelling unit would increase my property value and if so, by how much. Any suggestions on how to find out?

2007-10-23 16:23:29 · 2 answers · asked by L T 3 in Renting & Real Estate

Or any of those "no credit check" loans for that matter?

2007-10-23 16:05:09 · 3 answers · asked by penance 1 in Credit

If so, do you think a cheap & easy way to help with every day money problems is something you would consider using? Do you know of any that work?

2007-10-23 15:58:01 · 4 answers · asked by Anonymous in Personal Finance

when a lease is considered lapsed, that means any&all things agreed to in the lease are void also? including attorney fees! because there really is no lease. right? im not sure if i worded that rite or not but hopefully someone understands it?

2007-10-23 15:51:10 · 4 answers · asked by ED C 1 in Renting & Real Estate

The headline explains my question. Thanks for the answers!!

2007-10-23 15:49:57 · 5 answers · asked by BaileyRae 2 in United States

I am about 15 years younger than the other woman that work in my department. When we are all together, they huddle up and basically exclude me from the conversation. One on one, we are fine, but when it's the three of us together, they huddle up and basically ignore me. Should I confront the situation or just let it be? They are older than me and we are in different pages in our lives!!! I would like for all of us to get along really well all together, but feel like retreating. What should I do?

2007-10-23 15:46:27 · 13 answers · asked by Cocoa D 1 in Law & Legal

please open for any thing that could be a good name for a plant buisness she grooms and waters plants just to tell you she needs a name that is appealing and diffrent.

2007-10-23 15:40:26 · 12 answers · asked by dweed1503 2 in Corporations

What should we lookout for if we take over the payments of our parent's house? What do we need to do? What are the pros and cons?

Thanks in advance!

2007-10-23 15:34:47 · 6 answers · asked by plpno 1 in Renting & Real Estate

2007-10-23 15:32:21 · 4 answers · asked by YOCRAPSMAN 1 in Personal Finance

A couple years ago, my dad who is living overseas purchased a condo for me overseas. In order to avoid dealing with a mortgage and to have more flexibility, I have been making monthly payments with the average interest rate at the time to him directly (no bank, no mortgage). I have been deducting interest when I filed my taxes over the past couple years. Other than a seperate document that I developed that says I, Mr. XYZ, will be paying Mr. ABC the total amount with the following interest rate for the next 15 years, I don't have any other legal document. This so-called contract was both signed by me and my dad and legalized by the local authorities. By the way, technically, my dad does not have a lien on the condo (like banks do), it is in my name and I can sell it any time even if I stop paying him. I have been worried that if I get audited by the IRS, they may not buy my story although I have bank wire proofs showing monthly wires, but is that really enough?.

My second question is that the 'OFFICIAL CONTRACT', different from the one mentioned above, that is registered with the local authorities shows an amount lower that the other contract between me and my dad. We did that so the seller, my dad, would pay lower taxes at the time of the sale. This did not impact me because I am paying the agreed-upon price, the higher price, which is listed in the other document between me and him. Would the IRS question why am I paying a higher amount than the amount registered with the local authorities?

My final question is that I am getting ready to give my dad an amount higher than my monthly payment in my next payment (10 times my monthly payment) and I don't want to wire it because these days the US dollar is weak and the bank automatically converts the currency before they deposit the amount into his local account in local currency. My plan is hand him the amount CASH, so he can convert it at his convenience when the dollar goes up again. In other words, I won't have a wire receipt this time. How do I get some type of receipt that the IRS would deem acceptable in this situation?

Thank you very much in advance for any help you might provide me,

2007-10-23 15:29:52 · 2 answers · asked by sam 2 in United States

Around October 1st our rep sent in all our info to the lender for an FHA loan. Finally last week I get a call thinking I would get an answer. But no, they needed more info.....rental history and other bill history....which was all good, nothing late. This was last Monday. Is it a good or bad thing that it is taking so long.....from what i have read if they were going to turn us down they would have done it already. We were preapproved. Any advice would be appreciated. My stomach is in knots and I am scared to even start thinking about paint colors for the new house!!!!!!!! Oh yah, credit score 705 and very little debt to income ratio.

2007-10-23 15:19:47 · 8 answers · asked by whiseants1sthome 1 in Renting & Real Estate

pakistani cions is called piasa,, us$ coins is cents,,,
euro coins ???

2007-10-23 15:17:33 · 2 answers · asked by Anonymous in Other - Business & Finance

im reading that having a debit card makes it hard to save why is that. and i understand having a savings is easier but i don't like to carry cash i don't what to do

2007-10-23 15:09:44 · 5 answers · asked by Im_Fabolous 1 in Personal Finance

Should I write a letter or send an email through MyAnthem? I do not currently have an agent.

2007-10-23 15:06:02 · 3 answers · asked by dnnzak 3 in Insurance

Besides the necessities, what specific things do you find yourself spending money on?

2007-10-23 14:59:39 · 6 answers · asked by Anonymous in Personal Finance

Ok Thing is we can ask all day n night if one after another if each company is on the up and up.. So lets break it down. Some tell me some are real and they are making money but they won't tell you..Same with stuffing envolopes. She claims she makes 1000 a week. but ask her address or company I have to look for it. ( never see it ).. So Please are there any out there that Anyone is making money , how much and who are they..Or is this like looking for bigfoot Thak you Tommy

2007-10-23 14:52:52 · 3 answers · asked by tommy50_54 1 in Other - Business & Finance

A. State unemployement tax
B. federal income tax
C. social security tax
D. federal unemployment tax

? C. social security tax?????

2007-10-23 14:48:49 · 7 answers · asked by josh h 1 in United States

A. bonds payable
B. five year notes payable
C. mortage payable
D. taxes payable


d. taxes payable????????????

2007-10-23 14:46:10 · 4 answers · asked by josh h 1 in Other - Taxes

open my own business? For example: I want to open a center for the treatment and prevention of child abuse and neglect. I know I will need several licenses and what not, but a degree in business? Couldn't I just hire an accountant, or someone else with a degree to do the business part of everything, so I can focus on the purpose of my center?

2007-10-23 14:46:05 · 3 answers · asked by Jen. E 2 in Other - Business & Finance

where can i find a good work from home site

2007-10-23 14:41:41 · 4 answers · asked by Anonymous in Small Business

have you ever heard of an HR rep telling someone not to ask for more money because they dont want to look greedy? I am transfering with my company and my wife is applying for a job with the same company in the new location. She is very much over qualified for the job that she is applying for and they are offering her way below what she deserves, $14 dollars an hour. She asked for $15 an hour, which is still way below what she should be making, and the HR rep advised her that she shouldnt ask for more because she did not want to look greedy. is this the most retarded thing you have ever heard or is this a common practice?

2007-10-23 14:41:02 · 6 answers · asked by whosajiggawhat? 2 in Other - Careers & Employment

If they can, is there a place I can find out anyone bought on me?

2007-10-23 14:37:45 · 8 answers · asked by pxn11 1 in Insurance

Just curious. If someone got hurt on the job shouldn't they draw workman's comp? I know someone that this has happened to and she is drawing unemployment and has been for over a year. Does this seem right?

2007-10-23 14:36:18 · 13 answers · asked by Barbie 1 in Insurance

2007-10-23 14:36:12 · 7 answers · asked by Anonymous in Renting & Real Estate

Okay well there is this house for rent here in miami, it has everything we need, except the rent is $4,800...with how bad the market is, do you think they would reduce down maybe 1,000 or 1,500k? Please help..thanks

2007-10-23 14:31:08 · 1 answers · asked by Anonymous in Renting & Real Estate

The last time I "lost" the card, I found it had fallen under some papers in my desk. I called the lost card in and now, its missing again, so I will call it in again here in a minute, Will this affect my credit in any way? I cannot keep trac of this card to save my soul.

2007-10-23 14:25:06 · 3 answers · asked by happydawg 6 in Credit

Will I be able to see what I ordered with my prepaid credit card? Will a company I ordered from send me a statement of what I oredered from them? I don't know if they do this with one-time use credit cards. Also, this is my first time having a prepaid credit card.

2007-10-23 14:21:58 · 4 answers · asked by kitti_bunny 1 in Personal Finance