*** Like me, is managing your money/budgeting a problem for you? ***?

Question

If so, do you think a cheap & easy way to help with every day money problems is something you would consider using? Do you know of any that work?

Answer 1

No.. it isnt......

I have a healthy relationship with money, and I control my debt... not the other way around....

Until you can control your urge to spend what you dont have.... managing money will be something that you can NEVER do... PERIOD...

Answer 2

I've heard great things about the envelope method. Also, simply creating a budget that you stick to helps a lot of people. If you want to create a budget, there are free tools out there like http://finfo.com/budget where you can create a very simple budget. If you want to save it all you have to do is create an account (free, no spam) and you can check it anytime.

If you want something more intense, try http://mint.com . They can tap into all of your accounts, banking, credit cards, etc. You'll get a weekly report of what your financials are looking like and they'll point you toward the best financial products to save you money. They also give you reminders when you have a payment to make.

Hope that helps and best of luck!

Answer 3

Hi Maxim, most people will have money problem. 4 things you can do:
1. Increase income
2. Reduce expenses
3. Increase Return of Investment (ROI) in your investment
4. Create multiple streams of income

An internet business is an easy way to create a passive income because:
1. Require small to zero capital
2. Get started right away and easily
3. Work from home or anywhere in the world as long as there is an internet connection
4. Has unlimited potential to earn money
5. No age or education requirements
6. Doesn't have to have a company

What you need to do is to learn about the internet business as much as possible to discover whether it is for you and what your strategy is. There is free information around.

Good luck.

Answer 4

There is a pretty simple one and don't remember who it is attributed to, but it is called the envelope method. Attempt to make a budget. Take your check and put the cash into the envelopes. If you are consistently running out of money in one envelope or consistently have excess money in one, then your estimates are wrong. It will also give you a good sense of where your money goes.

It really does work!

good luck!