Business & Finance - 22 October 2007

Hello, I run a small retail shop in Minnesota. Yesterday, someone wanted to charge FIFTY CENTS on a credit card. My fees are nearly that much, if not more. So, I gave him the item, and told him to pay me next time he stopped by. The question I have is, what are my options, in Minnesota, regarding such small purchases on a Credit Card? Can I refuse them? Can I charge an extra fee to cover my costs in processing a 4-bit Charge? (And, yeah, I realize both options don't really encourage more business at my shop) But, c'mon......FIFTY CENTS? Back when Jesse was the Gov, the rule was you had to accept the charge, but could add on a fee for your costs. But I have yet to find a confirmation that the rule is still in effect. Anyways, thanks for the help. TABroman

2007-10-22 13:00:51 · 3 answers · asked by tabroman 1 in Credit

2007-10-22 12:58:29 · 6 answers · asked by Anonymous in Insurance

Can anyone give me specifics as to why these two taxes differ?
Also, isn't there something about "federalism" that says the federal government can't take money from the state taxes?

Any help would be awesome : )!
And if you have the sources for the information, that'd be great too!

2007-10-22 12:49:21 · 2 answers · asked by sheonlylovesherstereo 1 in United States

I can call the creditors to dispute or inquire on. Thanks!

2007-10-22 12:48:37 · 2 answers · asked by Professor Bradley 3 in Personal Finance

I just wanted to know if anyone majored as a Registered Dietician and how do they like it, I'm thinking about going that route since the health career is high in demand any tips or advice?

2007-10-22 12:48:17 · 2 answers · asked by Anonymous in Health Care

I am working on a 10-column work sheet, I have been given all of the unadjusted trial balances.......then I am given the following information to insert into the adjustments, All I need is for someone to help tell me if these transactions are debits or credits.....

The June 30, 2004, credit balance of the owner’s capital account was $52,660, Owner invested $25,000

a) Supplies left at end of 2005 had a cost of $3,200
b)Cost of expired insurance=$3,900
c)Annual Depreciation on Equipment=$8,500
d). The June utilities expense of $550 is not included in the unadjusted trial balance, needs to be recorded
e)Employees accrued wages=$1,600
f)Rent expense incurred but not yet paid=$200
g)Additional property taxes of $900 have been assessed for this fiscal year but have not been paid or recorded in the accounts
h). Long-term note payable has 1% interest per month. Unadjusted trial includes payment for first 11 months. $240 unpaid, $5,000 required payment

2007-10-22 12:47:07 · 1 answers · asked by wastedmemoriez 1 in Personal Finance

consolidation but charges a $40 fee. They also do credit counseling (which I don't need.) I just need to lower my monthly payments because of high interest. I don't want a service like credit conseling to effect my credit score. Any response would be appreciated.

2007-10-22 12:46:34 · 3 answers · asked by Professor Bradley 3 in Credit

2007-10-22 12:41:20 · 6 answers · asked by CupBoard 2 in Personal Finance

2007-10-22 12:39:32 · 9 answers · asked by a bear hugs 2 in Renting & Real Estate

Internet TAX Freedom Act has been introduced into Congress. You better get on line and ask your rep. what is going on?

2007-10-22 12:39:20 · 5 answers · asked by blueridgemotors 6 in United States

I am building a new house and our builder wants $35k for a bonus room above our garage.(14'x24') I'm a first time buyer and not sure if this is too much money. The bonus room would also come with a bathroom. If this is too much money, how should I go about getting it cheaper?

2007-10-22 12:38:38 · 4 answers · asked by Julie 4 in Renting & Real Estate

Property Investment?
I was invited to an open house by a broker. It was more of an investment property. This is what the broker told me about the property:

1*** Unionport Road, $119K, CC $543.33, tenant paying $940

The tenant that lives in there is renovating the apartment himself. Does this sound like a scam or am I viewing this wrong? The broker advise me if I am interested, the property could be mine but the tenant included and she will lower the price to $114,000. What do you guys think? What questions should I ask the tenant?

2007-10-22 12:33:37 · 1 answers · asked by Anonymous in Investing

2007-10-22 12:32:38 · 3 answers · asked by noam c 1 in United States

i have a check from my college, but the college says go to a bank. i have no bank account. the check amount is $450. i want to cash it. where would i go to cash it with least charge fee?

2007-10-22 12:23:00 · 7 answers · asked by Brian N 1 in Credit

In 2002 I lost my wallet and told the bank 2 days later...someone during this time put 2 cheques into my account (for approx £5,500 each) and then withdrew the money the following morning before the cheques had cleared and before the banks had opened. I have been paying £10.00 for the past few years but am still very bitter at this. Am I responsible to pay all this money back? Does anyone know what rights I have?

2007-10-22 12:20:40 · 13 answers · asked by Waxi 2 in Personal Finance

We live in NY now. We plan on doing this in 2 years, when we graduate for college. We all understand what this is going to require.

We are going to save money now. We all have jobs, can drive, etc.

Our plan: move to cali a month before college starts and get jobs, and an apartment. WE split the rent. We understand the responsiblity such as not constantly partying.

My question: What am i forgetting. I will add additional details as the answers ask for them. so check back.

ALSO we plan on moving to the san diego area. What should we know.

and a question, please don't be offended. Where in california are caucasians the minority? please no offense.

2007-10-22 12:12:43 · 21 answers · asked by Anonymous in Renting & Real Estate

2007-10-22 12:10:04 · 7 answers · asked by jossey j. 1 in United States

So I got let go on Friday from my job. I knew my team lead disliked me, I could tell in the subtle ways she talked to me and addressed me, etc. I began to discuss it with superiors and perhaps she got wind and just made the move to let me go. Yet I was told ALL THE TIME that I was great at my job. Well I got rehired, by a different department, because lets face it, I'm a good catch! Honestly though, I do my job very well and I had applied for this job a few weeks ago because it was an advancement. Well I start tomorrow and I CANT WAIT to see the old team lead that let me go. Part of me (the really immature part) wants to march right over to her neck of the woods tomorrow morning and ask for this particular documentation I had asked for a week ago that was handed back today, which I didnt work, just so she has to see me. Then another part of me says youre better than that and should move on, but I am REALLY angry I was let go, particuarly because I feel like it was unjust. What would yo

2007-10-22 12:03:19 · 18 answers · asked by Sarah A 2 in Other - Business & Finance

2007-10-22 11:50:38 · 1 answers · asked by Flor H. 1 in Corporations

made you change your mind about getting a mortgage or a loan for a none house purchase?

2007-10-22 11:49:10 · 4 answers · asked by noeusuperstate 6 in Personal Finance

I strongly believe that Hillary will win the elections. I trying to predict where my portfolio will go.
I have Google Ebay and McDonald securities. Any thoughts would be greatly appreciated.

2007-10-22 11:47:28 · 11 answers · asked by Anonymous in Investing

2007-10-22 11:47:25 · 4 answers · asked by Michelle M 1 in Small Business

i have joined tons of panels n have gotte paid like $5 bucks so far. everytime i get a paid survey in my email, it says i have to try there free trial and then the money will be deposited! i dont want to have to try so many trials and have to keep up with them to cancell before the trial is up u know? am i at the wrong panels or what? can i call right after the i order the free trial and cancel so that i dont have to deal with if im late n get charged?imagine if i got charged all those trials! id be in hell! its just doesnt make sense anymore. i contacted them too n no answer since! someone who can help...please help me understand! i want to make extra money but not $5!!! its so time consuming too but if i can get paid a decent amount then i wouldnt mind! help!!

2007-10-22 11:46:07 · 10 answers · asked by BEINGME4ONCE 1 in Personal Finance

My husband and I have found a 1200 sq ft Doublewide home on a beautiful spot of land. We could buy the lot behind it and it would make it a couple of acres the house sits on in a secluded area in the beautiful hill country. We were going to lease the house because we will probably not be here but a year or two but then thought we'd buy it, add to it, buy the lot behind it and try to resale it for more. The price now is 55000 plus the 5000 for the lot behind it. Would it be worth two years of adding to and remodling to turn around and resale it?

2007-10-22 11:42:50 · 5 answers · asked by Jeennie H 1 in Renting & Real Estate

how can we take him off the lease of her car without her? she will not take him off because she must need his name? she isn't paying the payment on time or sometimes not at all, help!

*dreading the ex*

2007-10-22 11:40:45 · 9 answers · asked by blakie 1 in Credit

When I left my employer in early June, I still had some flex med receipts that I had not filed with my employer's plan. I planned to submit the receipts, but waited almost until the end of what I thought was a 90-day grace period (after June 30). When I filed the receipts near the end of September, I was told that my deadline to file was actually 90 days after my end date with my employer ... so I would have had to file the receipts at the beginning of September.

So now, they're telling me that because I didn't "use it," (the funds), I "lose it." And my former employer told me that the language about "90 days after leaving employment" was in my flex med paperwork, so I should have known -- and thus have no appeal (ignorance is no excuse for the law).

Is there a way to appeal and regain these lost flex med funds or possibly to at least write off the loss on my taxes? Does the IRS have person who deals with these issues? I welcome any advice.

2007-10-22 11:39:47 · 3 answers · asked by LeavingTheGrid 2 in United States

This is fraud and disturbing---this phone number and it is not UPS!!, although this phone number calls up giving fake UPS invoice numbers. We have dealt with UPS in the past, but this phone number is not from UPS--UPS verified this. Does anyone know who this number belongs to?
1-866-896-1573
Thank you very much.

2007-10-22 11:33:29 · 3 answers · asked by S S 1 in Other - Business & Finance

what happens if a debt collector stops sending you letters. How do i know if the debt is now invalid? I ask for a validation of debt and they never sent it to me and now they don't send me anything at all. How do i know they won't come back in 4 years? How can I stop them from haunting me in 4 years if they refuse to answer my letters now.

2007-10-22 11:32:11 · 4 answers · asked by Anonymous in Personal Finance

what happens if a debt collector stops sending you letters. How do i know if the debt is now invalid? I ask for a validation of debt and they never sent it to me and now they don't send me anything at all. How do i know they won't come back in 4 years? How can I stop them from haunting me in 4 years if they refuse to answer my letters now.

2007-10-22 11:31:04 · 8 answers · asked by Anonymous in Credit

I am pregnant and my due date is may of 08. Can I claim this child on my taxes for 07 because i have to travel to drs appt and stuff???

2007-10-22 11:26:07 · 6 answers · asked by April 1 in United States