Business & Finance - 23 September 2007

small phone room of a small company with five guys. I am the only girl. We work in telemarketing for a brokerage company. On the phone all day. Anyways, everyday the guys end up in hour long discussions about things like Lindsay Lohan or the Iraq War or their diets. Basically, anything not work related. They do not make phone calls during these conversations. Generally, when they are doing this talking, I will sneak off on to the internet to check my email or the news for 20 minutes or so. Well, Friday, (and basically all last week) my boss exploded all over me saying that I was doing nothing at all. Not contributing because I spend all day on the internet. Absolutely not true! I spend less time on there then they do talking about non-work crap! I have been so frustrated by this all week long that I do not know what to do. I pull my weight around the office and I do not understand why I would be help to higher standard. Any advice? I do not want to go to work upset again

2007-09-23 14:05:23 · 4 answers · asked by Jessica W 1 in Other - Business & Finance

I have been sued for an ungodly amount and was wondering if they win can I file bankruptcy afterward. I dont have the money and there is know way I can pay it.

2007-09-23 14:02:20 · 6 answers · asked by a a 1 in Personal Finance

I always though it be a low stress job for the most part.

2007-09-23 14:01:36 · 2 answers · asked by Bill Spry 4 in Small Business

Adjusting entries for prepaid insurance

The prepaid insurance account had a balance of $3,600 at the beginning of the year. The account was debited for $4,800 for premiums on policies purchased during the year. Journalize the adjusting entry required at the end of the year for each of the following situations: (a) the amount of unexpired insurance during the year is $2,950;(b) the amount of expired insurance during the year is $5,450.

2007-09-23 14:00:15 · 2 answers · asked by mmmhmmmm 2 in Insurance

2007-09-23 13:59:34 · 4 answers · asked by .phantom47 1 in Small Business

is there a website where you can search for houses and see floor plans and pictures in a certain area? i really want floor plans.

2007-09-23 13:59:15 · 4 answers · asked by Preppygurl♥ 1 in Renting & Real Estate

I have four brothers. Our father gave us some land that he owned in another state. If we sell the land, which is part of our Inheritance, Do we have to claim the money as income and pay taxes on it? Each brother will receive a little over $15,000.

2007-09-23 13:58:49 · 3 answers · asked by BayouGuy 1 in Canada

2007-09-23 13:58:04 · 4 answers · asked by willie g 1 in Personal Finance

If I am being paid salary and I have 5 paid sick days and I have to take a whole day off of work because it is absolutely nessecary I get my brakes fixed on my car, is it acceptable for my employer to take a days pay out of my check?

2007-09-23 13:57:52 · 4 answers · asked by Anonymous in Personal Finance

My aunt has a 2-story 2001 home at Glendale, AZ
this month, we are unable to to pay for our monthly payment. It has been on the market for 1 1/2 years now. We had a buyer, but right before closing the funds were not transferred b/c they found that he had been fired in his job.
Anyway, my aunt did a refinance to have money to keep paying the monthly mortgages for that house and the house she is currently residing.
I know this might not be the best place to do this, but we are desperate. The orginal price for the house was 310,000 and it has been lowered to 270,000 but we still have no buyer.
Is it even possible to have someone just continue the monthly payments and have the prop. transferred to their name?
I don't want to see my aunt do a foreclosure... I need advice.
Sorry this was long, thanks for your time

2007-09-23 13:57:01 · 7 answers · asked by Anonymous in Renting & Real Estate

2007-09-23 13:56:20 · 1 answers · asked by .phantom47 1 in Small Business

Ok i know that there are ways to get free money but who has tried them and what works and what dose not work?

looking to get about $30,000

any thoughts ?????????

2007-09-23 13:55:50 · 4 answers · asked by jlw78418 2 in Small Business

2007-09-23 13:54:42 · 4 answers · asked by .phantom47 1 in Small Business

2007-09-23 13:53:21 · 5 answers · asked by willie g 1 in Personal Finance

Why?

2007-09-23 13:53:15 · 2 answers · asked by Anonymous in Small Business

We are considering buying a vacation home to rent out at some point in the Outer Banks of North Carolina, possibly in the Whalehead Beach area. But I am having a hard time understanding how the money works out. Rough example: The house we just stayed in rents for $4,500/wk in season, which I am guessing is about 12 weeks long. If it was fully rented (and assuming we would actually get the $4500), that would be $54k. Let's say $70k/year income including some off-season rentals.

It's on the market for $1,175,000. If we were to get a 6% loan that would be $70,500/year for interest alone. I have no idea how much insurance would be, but in a hurricane-prone area like OBX, I'd expect it's a lot. I'm guessing PITI would be $90k. My numbers may be a bit off, but that's still in the area of $20k/year in the red. If I'm way off, please tell me, 'cause I don't get how it would work out. Do you need sub-prime?

And how in the world would one get down payment on $1m, or do people even make one?

2007-09-23 13:52:20 · 5 answers · asked by Gary B 5 in Renting & Real Estate

If you have a choice between two houses in the same area:
a. A house built in 2003 with "Energy Star" features, in a new neighborhood, open floor plan, but smaller yard.
b. A house built in 1980 with matured trees, large yard, priced cheaper, but needs updates. (note: Assuming you can't upgrade an old house into "Energy Star" compliant.)
Which one is more appealing to you? What other factors will you take into consideration?

2007-09-23 13:50:52 · 3 answers · asked by Phil 3 in Renting & Real Estate

I am giving my two weeks tomorrow at my part time job. I have to write a letter letting my employer know about my resignation...what should this letter include when I write it?

2007-09-23 13:48:41 · 6 answers · asked by KellyKapowski 3 in Other - Careers & Employment

I'm planning to go to college to do pre-pharmacy,but what if you dont get into pharmacy school? and what other careers are there that pays well as a pharmacist? I want to expand my options if I don't decide to become one or something..I'm also wondering what is the average GPA in college from students wanting to go to pharmacy school.

2007-09-23 13:47:56 · 3 answers · asked by Tarawr the Ninja 3 in Health Care

Our epoxy coatings company has put so much money into engineering the best products out there. Now we need to find more dealers for our products. The obvious people that would be interested in being our products are small business owners and contractors. Anyone know where we can find a list with names and addresses of small businesses and contractors. Thank you for your help!!

2007-09-23 13:44:38 · 2 answers · asked by Anonymous in Small Business

silver too?

2007-09-23 13:42:18 · 5 answers · asked by rickymathieson 1 in Investing

I have a friend telling me about this program..it's expensive but seems to have tremendous potential. My only concern is that they want me to spend more money after I join to advertise. I could do it, but what kind of success can I expect with online advertising? Will I recoup my investment fast enough? HELP!

2007-09-23 13:42:12 · 5 answers · asked by melmom3 1 in Small Business

-Where he went to school
-Where he went to college/university
-His education backround

2007-09-23 13:41:37 · 9 answers · asked by Anonymous in Corporations

Grandmother started a saving account with the child as primary holder, childs SS #. The Grandmother is secondary since the child is a minor (under 18). Who is responsible for taxes or does the interest even have to be reported?

2007-09-23 13:30:17 · 5 answers · asked by sevemmama 3 in United States

I need to find Jack in the Box's revenues from 1990-2006. Can i find this in an almanac and is there anywhere else i can find it on

2007-09-23 13:29:43 · 1 answers · asked by Anonymous in Corporations

Are we ready? Do you think we are headed in that direction? Will people be able to survive with out thier lavis life styles?

2007-09-23 13:27:57 · 15 answers · asked by sls60 2 in Personal Finance

Me and my girlfriend are going to move in Saturday to an apartment... Its a long story, but we have the money for anything and everything we need. The landlord will give us the apartment at anytime when we decide to put down the deposits and stuff. What else do we need to pay for and stuff. BTW, this is in Miami, Florida.

2007-09-23 13:25:53 · 4 answers · asked by Hector C 2 in Renting & Real Estate

I have tried various websites although I make less than the minimum of $1500 a month income.

2007-09-23 13:23:47 · 7 answers · asked by j_phillips_7 1 in Personal Finance

I've been here all of 2 wks & have NO idea WTH's the problem. Paid $1660 & moved into an apt on 9/7 (rent is $600/mth so paid $600 sec dep, $460 prorated Sept rent, $600 last mth rent) A wk after I moved in, I rec'd a mailed copy of my lease, looked ev'thing over, appeared OK. On 9/15, I rec'd a statement from Property Mgmt saying that I need to pay the $600 for Oct rent to avoid more late fees & possible legal action. Yesterday, in the sliding door, I found a 3-day notice (left 9/21) to leave premises, in essence saying that I am to leave on/before 9/25 for non-payment of rent for Oct. 1. So of course, I pull out the lease again to see if there's ANYTHING on it stating that I still owed $600 for rent for next month. THAT's when I noticed they applied the $600 last mth's rent to AUG (as in..LAST MTH, but that's not right, is it?? ) I didn't even sign the lease til 8/25, so why charge me full PREV month. Also, the statement has my apt # as 80B, but it's 78. Do I need an attorney?

2007-09-23 13:21:41 · 7 answers · asked by What2DoNow 1 in Renting & Real Estate

2007-09-23 13:17:29 · 2 answers · asked by claraacklin@verizon.net 1 in Personal Finance