Business & Finance - 31 August 2007

I know it's hard to believe for so young a person to have such bad credit but at 22 my credit is really bad. I have been stressing myself out to a point where i get sick trying to deal with all the people calling me for money the problem is I lost my job over a year ago and haven't found anything. I can't pay for school and no one will give me a loan because of my credit. I don't know what to do anymore....

2007-08-31 06:35:26 · 7 answers · asked by Anonymous in Credit

On disability, unable to work to pay debtors. Being sued, can they collect your disability monies or your personal properties, furniture, car, etc.

2007-08-31 06:30:55 · 5 answers · asked by waheedah_muhammad2006 1 in Credit

2007-08-31 06:23:38 · 3 answers · asked by ianmaddux 2 in Personal Finance

Can some help me with zero coupon bonds? I am looking for the current discount. What interest rate is this discounted at? Fed Funds, Discount, other?

Thanks,

Mac

2007-08-31 06:12:27 · 3 answers · asked by Anonymous in Investing

2007-08-31 05:50:06 · 1 answers · asked by Roshan A 1 in Investing

I just completed a short sale on my home. How will this affect me when tax time comes around?

2007-08-31 05:28:40 · 3 answers · asked by naturegirlkole 5 in United States

Lets say I opt to take $100 out each pay period. Does this mean my employer will pay 2% of that $100? Leaving me to only pay $98 each pay period??

2007-08-31 05:21:36 · 6 answers · asked by ♥ 3 in Investing

I work at a pharamacy. (Started a few weeks ago) and I had to fill out some paper work. One was a W4 form. When I received my paycheck last night, money for federal income taxes were deducted from my check. Is the money supposed to be deducted? I am 17 and am a student in high school (NY).
If I'm not supposed to pay, then how can I fix this problem? can I even fix it??
Thanks in advance.

2007-08-31 05:11:20 · 5 answers · asked by Anonymous in United States

2007-08-31 05:07:09 · 3 answers · asked by baby 1 in Corporations

Contract job?

Ok i just got a job offer from IBM for $20 an hour plus full benefits, but they told me it is an indefinite contract. What does that mean? I also am at a job now that pays 14.75 plus I pay $60 a week for insurance. Is the IBM job better? The other job is very stable and I just want to find out if the contract is a better job

2007-08-31 05:07:06 · 6 answers · asked by Anonymous in Personal Finance

2007-08-31 05:06:09 · 2 answers · asked by goodie 1 in Other - Careers & Employment

I am a 3rd year law student. I am undecided if I want to be a lawyer or not, assuming getting a job will be tough, does anyone recommend any careers where my law degree would help?

2007-08-31 05:05:56 · 7 answers · asked by TR 2 in Law & Legal

im 14 but can i get a pre paid credit card?

2007-08-31 05:04:10 · 5 answers · asked by Slsigh 1 in Credit

2007-08-31 04:59:21 · 6 answers · asked by Tenretni 2 in Renting & Real Estate

we have a lot of debt and would like to take out a secound mortgage. Where could I look with somewhat bad creidt? I know dont say get ur spending under control becouse we have and have cut them all up but still need to pay off.. so where could I look?

2007-08-31 04:55:46 · 4 answers · asked by mlscsp2 1 in Credit

A recession is defined as a decline in:

A- The international value of a country's currency
B- Real output for 2 quarters
C- exports for 2 quaters
D- interest rates for 2 quarters

Is it A???

2007-08-31 04:49:56 · 2 answers · asked by PassionGirl 1 in Corporations

I registered with the 'Do not call Registry", however it seems not that telemarketers found another way by conducting surveys. I received 2-3 almost everyday.

2007-08-31 04:46:15 · 3 answers · asked by tonyh 1 in Other - Business & Finance

thinkin of using them has anybody had any dealings with them?

2007-08-31 04:46:10 · 3 answers · asked by Anonymous in Credit

2007-08-31 04:44:40 · 7 answers · asked by Nancy Grace 2 in Other - Careers & Employment

What do you think lowst price for the rest year....?????

2007-08-31 04:42:12 · 5 answers · asked by Raj m 1 in Investing

If i put a deposit down on an apartment, but then back out of moving into it, is it refundable. all i have is a receipt of the original amount deposited, but nothing was discussed as far as it being refundable or not. i'm sure the landlord is going to want to keep it, and its not really worth enough to fight for it, because i'm sure it would be a headache. i just want to know who is in the right, and if i should fight for it?

2007-08-31 04:38:04 · 16 answers · asked by steveo 1 in Renting & Real Estate

I am refinancing to a fixed rate mortgage from a 3 yr. ARM. I have $16,825.37 in unpaid deferred interest. A mortgage broker told me this amount can be used either as an income tax deduction or to add to the principle of my new mortgage. I don't understand the concept of this at all. I would like someone to explain this better.

2007-08-31 04:37:54 · 5 answers · asked by rufbam@sbcglobal.net 1 in Renting & Real Estate

2007-08-31 04:30:28 · 5 answers · asked by David U 2 in Credit

Just classic corporate dorky men at work.

2007-08-31 04:25:33 · 7 answers · asked by Anonymous in Corporations

EARLY PAYMENT OPTION:
When the Tenant pays the full amount of rent owed in cash one day earlier (not on the first day of the month, but one day earlier), a $10 discount applies for the month.

Is this legal? Did I leave something out? I want to encourage our tenant to pay on time and pay in cash. Is this OK?

2007-08-31 04:24:40 · 3 answers · asked by frozen555 5 in Renting & Real Estate

and my balance is 3000 they offered to settlement will that effect my credit in a big way than rather pay the whole thing

2007-08-31 04:24:12 · 8 answers · asked by italiano 1 in Credit

2007-08-31 04:23:58 · 6 answers · asked by WY 1 in Credit

My home loan goes into an adjustable rate in June of next year. I am wondering what to expect. I currently have a so-so rate... with interest rates dropping or staying the same, what will my adjustable rate do if the market stays like it is now?

2007-08-31 04:20:34 · 4 answers · asked by Jeanette 6 in Personal Finance

This is beginning to happen. Especially with chicken houses in my area. Many million dollar farms aren't able to pay their bills (i.e. the bank) because of the market right now. What will happen with the bank if many of the farms go under at the same time?

2007-08-31 04:20:17 · 1 answers · asked by Greywolf 6 in Credit

I used up about $2500 of my total line of $3000 on my Discover card last month, but that balance has only been that way for about a week, since it went up to that amount over the course of 3-4 weeks, and I just now paid it off in full, leaving a 0 balance.

Even though I used WAY more than 50% of my total limit, which is negative for your score, it hasn't been that way for long.

THEREFORE, will this still hurt my score, or does carrying high balances only have a negative impact if it's long term?

I doubt they had a chance to report anything to any bureau over the course of a week or so.

Anyways, for future reference, should I ALWAYS use less than 50% of my total line, or is it okay to go over, just as long as you pay it in full immediately when it's due?

Thanks

2007-08-31 04:17:38 · 3 answers · asked by Anonymous in Credit