Business & Finance - 13 August 2007

If we replace income tax with a national sales tax then evebody would have 2 pay and employers wouldent have to deal with all the costs of accountants for there income tax stuff plus nobody could cheet and hide from the goverment. what do u think?

2007-08-13 09:36:25 · 9 answers · asked by abbss28 1 in United States

I pay mine $300.00 a month for a small room/small bathroom - I don't use much water, electricity, i'm never home - I don't have any privacy at all though so it's like it's not my room. Yes I know that I could rent an apartment for 400-500 with utilities included, however, my parents are so controlling that if I move out, they'll never speak to me again. Anyways, that's a different subject - I was just wondering how much is a decent amount to pay rent when you still live at home...

2007-08-13 09:36:21 · 9 answers · asked by -- 1 in Personal Finance

The last time there was a massive "housing crises" back in the 70s, people were torching their houses and businesses for the insurance money. Do you thing there will be mass arson as people try again to pull that stunt?

2007-08-13 09:35:52 · 2 answers · asked by gregory_dittman 7 in Renting & Real Estate

What would be the tax rate and when do i have to report this?

2007-08-13 09:30:01 · 2 answers · asked by Anonymous in United States

Im trying to determine what career feild to go into!!

Either a elementary school teacher.
If I went in to this career...I would eventually get a masters degree and go into school counseling!

OR--ultrasound technician! It sounds interesting to me! Makes a decent salary!

The main thing I live for though is having a family...I dont have kids yet, but I am thinking about it soon! I also want to be able to support them with a decent salary!
My husband is in the airforce!

2007-08-13 09:20:56 · 1 answers · asked by Nicole S 1 in Other - Careers & Employment

I'm going to start doing some freelance work for my old boss.
My client wants me to submit an hourly rate and I have no clue what to charge her. I make roughly 30,000 at my firm right now, and I want to be fair to her because she is a former boss.
Thanks for the help.

2007-08-13 09:20:48 · 2 answers · asked by TxGirl25 1 in Small Business

Ok well me and my friend want to make some money for a PSP we don't have a good idea of what to price them so if you could help us on pricing them that would be great!

2007-08-13 09:18:31 · 4 answers · asked by Anonymous in Other - Business & Finance

Last Trade: 8.35
Change: 0.12 (1.46%) up
Prev Close: 8.23
Open: 8.38
Bid: N/A
Ask: N/A
1y Target Est: 8.43

Day's Range: 8.27 - 8.43
52wk Range: 6.85 - 9.70
Volume: 30,296,000
Avg Vol (3m): 49,913,200
Market Cap: 17.53B
P/E (ttm): N/A
EPS (ttm): -5.47
Div & Yield: N/A (N/A)

2007-08-13 09:18:23 · 6 answers · asked by Kevin 1 in Investing

To distribute liquids in, i want some with a child safe cap.

2007-08-13 09:16:55 · 2 answers · asked by My pic looks good 2 in Small Business

A handful of them have lost billions and billions of dollars over the past few weeks.

When they lose money, they don't compensate anyone. But, if they make money, they keep 20% of the gains.

Hedge funds seem like the perfect way for the investment manger to just make some huge crazy bets. If the bets pay off, he gets to keep 20%. If the bets fail, he just throws up his arms and says "shucks" while investors are left holding the bag.

2007-08-13 09:16:50 · 3 answers · asked by junglejoe 2 in Investing

i want an online job but im only 14 years old.most people want someone 18 years or older wat should i do

2007-08-13 09:13:46 · 5 answers · asked by Jake 1 in Other - Careers & Employment

I have a credit care that I have paid off, but kept in case of emergency. I got my credit checked today to apply for a loan, and apparently my card has, in fact, been active. I havent used it in more then a month, but accoridng to my online statement it has! From march to now, the monthly transactions have been from a bit more then $50 in march, then up and down around 30-40. Its a low limit card ($500) that is currently just a bit over the limit. I also went to check where the statements are getting sent, because they arent coming here, and it says its not available...but I was able to before I have changed my address on it when I had moved!
Will I be charged since I dont have identity theft protection? What should I do? Who do I call and what should I say? I'm freaking out right now!

2007-08-13 09:11:30 · 4 answers · asked by geeky_mommy 2 in Credit

I have an individual policy with Blue Cross and Blue Shield. When I first obtained the policy (after a switch in employment), I was given a book showing all of the doctors covered under my policy. I was happy to see that my thearapist was one of them and continued my thearpy with her. After the first session I receieved a letter from BCBS stating that my coverage did not include mental health issues (since I had only an individual policy and not a group policy) so they would not cover my bills. After extensive complaints and appeals they admitted that they sent me the wrong book for my policy which had stated that this doctor was covered by them and I was basically out of luck and ended up having to pay the bill myself. Can an insurance company really deny you mental health coverage? Isn't this a form of discrimination? I can't even see the doctor for depression without them denying my claim. What is wrong with this picture?

2007-08-13 09:11:03 · 10 answers · asked by MelA 2 in Insurance

I'm leaving my current job in a week to start on a new position. Before accepting the new position, i've planned a 2 week vacation with my parents, but I forgot to mention that on the interview and when I accepted the job. Should I still go on the trip or should I even bother asking my new employer if it's ok or should I just cancel the trip-I'm scared that If I go on vacation 2 weeks after starting on a new job, that I won't have the job when I come back.

Also, i've been waiting for my boss to come in to the office so I can give her my resignation, but She hasn't been into the office-is it ok if I send her my resignation via email? or phone? please help

2007-08-13 09:10:50 · 6 answers · asked by michell_19_s 2 in Administrative and Office Support

I want to sell my house, can't afford to fix everything, bad credit score to get a home equity loan, I just want out from underneath it, don't think it will qualify for a bank loan.....

2007-08-13 09:09:36 · 8 answers · asked by ? 1 in Renting & Real Estate

I have a Bank of America Visa card with a moderate balance (mostly wedding-related costs).

Recently, I got a letter stating unless I protested - in writing - my default interest rate would go up to 32.5% - obviously I protested in writing, which meant I could no longer use my card (not an issue since I stopped using it a while ago).

This past month, I made a late payment (thanks to that wonderful roaming due date - obviously my fault - but is it my fault for not checking my invoice, or for assuming my payment date should always be relatively the same?), and they kicked my interest rate up from 18% to 32.5%, their "Prime" rate.
My minimum payment went from $100 to $210 - PLUS a $39 late fee. They said the rate stays that way for six months of on-time payments.

Total late fee: $709 over the six month period.

I'm leining my car's title to a credit union for 8% interest and 10-day grace periods.

Do they really expect people to put up with this crap?

2007-08-13 09:07:23 · 6 answers · asked by David V 6 in Credit

I am 18 years old, and have experience in dealing with animals. I applied at Petsmart 3 times (2 different store locations). The third time I applied, I spoke to the manager of the store. I told him, that I do have experience with animals and I also told him, that I was willing to do the job. This does not make sense, but he refused to give me an interview. I filled out the online application perfectly. I have been turned down for every job, that applied for. An employer isn't going to know how successful I will be, until I'm given a chance.

2007-08-13 09:06:53 · 3 answers · asked by Anonymous in Other - Careers & Employment

2007-08-13 09:06:41 · 11 answers · asked by Will R 1 in Renting & Real Estate

I purchased a vehicle last year for $30,000. I also had about $8,000 in debt in credit cards. I thought that by purchasing the vehicle my credit score would shoot up. I make all my payments on time. And I try to pay more than the minimum payment. I checked my credit score about 2 days ago and it actually went down from 697 to 536. I dont know what happend. I checked my credit report and I dont have any delinquencies or negative reports. I'm 21 and currently I have 7 credit cards. They are all maxed out. i payed 2 off and I closed those accounts. I'm about to pay 2 more off. What am I doing wrong? I dont use the credit cards anymore. I'm paying them off. I work 2 jobs. Any advice will help me. Thanks!

2007-08-13 08:47:27 · 14 answers · asked by Miss CaLi GroWn 3 in Credit

Okay. Heres the story.

My fiance and i were looking for a house to rent. We found one from Don Wright Realty.
The guy showing the house said we can put down the security deposit, $795 .. which will hold the house for us until our lease is up Sept. 1st.

He also went on to say IF we aren't approved or change our minds all but $25 for the application fee will be refunded.

Well, we gave them the money last thursday. Thursday night we found a better house so we told her Friday that we would need the $770 back ASAP.
She said to call her saturday before 12pm, noon.

I did, she never got back to me.

I called her this morning AGAIN and left a message at her office on an answering machine .. its almost 4pm, they close at 6 and she has yet to get back with me. I call again this afternoon and her sec. told me she would be in later and she would tell her i called.

If for some reason this goes on for a few more days what do i do??? I need this money back NOW!

2007-08-13 08:45:11 · 6 answers · asked by Mike Gravel 2008! 3 in Renting & Real Estate

Hi I am low income and like to buy apartment building and rent the apartments/not live in it/ is there chance of getting loan. I believe my credit is good and can put down payment. Thank you Katerina

2007-08-13 08:45:05 · 4 answers · asked by bubuneres 1 in Renting & Real Estate

2007-08-13 08:43:35 · 4 answers · asked by Kimmie T 1 in Investing

where you click on an add to make money? does it work?

2007-08-13 08:41:56 · 3 answers · asked by JC 1 in Search Engine Optimization

When I pay something in full that was in collections, does it come off my credit report right away, or does it still stay on for 7 years?

2007-08-13 08:41:33 · 3 answers · asked by Anonymous in Credit

Me, my sister, and my aunt have the same name but we have different SS#'s my sister middle name is different but the initial on middle name is the same my aunt and my name are exactly the same. Our credits are showing each others stuff. How can this be fixed? I am desperate, PLEASE HELP ME>

2007-08-13 08:41:18 · 12 answers · asked by Milagros N 2 in Credit

how can i keep tag

2007-08-13 08:39:55 · 1 answers · asked by kafu 1 in Investing

I really need help. I have an account with Ebay because I purchase on Ebay but I've never sold anything on Ebay but I want to start selling now. Can someone please help me how to get started and what are the fees? How does the shipping work and how would I receive the payment? Are there other websites I should use instead of ebay. Please help!

2007-08-13 08:39:23 · 6 answers · asked by Anonymous in Small Business

I have filled out the online application and am currently waiting for a call back. Do any of you have any suggestions on how to go about pursuing this type of profession? If any of you are/were flight attendants, I'd love to hear what your experience has been.
Thank you!!

2007-08-13 08:36:56 · 3 answers · asked by nikiki 2 in Other - Careers & Employment

i will make approximately $80000 at the end of the year.. i have 2 kids and paying for daycare 1000/month... my husband/soon to be ex owns a home and we paid for the house monthly in half but the loan is under his name.. if i continue being tax exempt at the end of the year, how much do you think i will owe the government at the end of the year i file alone without my husband?? i just cant afford paying 2000/month on tax right now..... what should i do...

2007-08-13 08:36:31 · 5 answers · asked by sunstars 2 in United States

2007-08-13 08:34:17 · 4 answers · asked by bozope2000 1 in Renting & Real Estate