Business & Finance - 13 August 2007

A short background: My roommate and I each paid $700 security deposit for the apartment we have stayed in the past year. The previous tenants moved out the DAY we moved IN..so no reports or inspections were done. I highly doubt the landlord even came by to check the place. We had several problems, gas line we found out was illegal, deck was loose...it took him weeks to fix these things among other things. I know that he will not return our deposits for some reason or another. We have not done any damage to this place but i'm sure he will find a reason. I need this deposit back right away as I just purchased a condo and can use this money ASAP. I have had to threaten a lawsuit several times. Can I just tell him to keep my deposit for last months rent? Otherwise, he is going to end up keeping this $$! Any suggestions here...

2007-08-13 06:12:38 · 9 answers · asked by Kimmah99 2 in Renting & Real Estate

I am doing a project for school and I need to come up with reasons a company would have peak sales during the winter. I am drawing a blank. All I could come up with is because of the holidays. Anyone have any others?

I just need to list 2-3 reasons any company, not a specific one, could have peak sales. Reasons I listed for the summer months are tourism, weddings and the preferred weather in the certain areas. Now I just need a few examples for the winter.

2007-08-13 06:11:08 · 22 answers · asked by Manda Panda 1 in Marketing & Sales

My fiance and I own our own homes and he has an LLC with two partners. Recently we were looking at buying a new home together without selling our respective properties and both of us pulling our money together for a down payment. He informed me that he would have to have his name on the deed, without mine being on it, for a tax shelter/break because he claims exempt at work to not pay taxes because of all of the losses he has through his real estate investments and that he would have to use our home as a shelter to continue to claim exempt at work to continue to make more money for us. Is this true? would me being on the deed make that big of a difference with regards to his tax status and claiming exempt? He says we can do a side agreement stating I am owner of the home too. I told him I don't feel comfortable with buying a home, not being married, and not having my name on the deed. He says he won't let me hold him back so he is going to do it on his own.

2007-08-13 06:10:33 · 7 answers · asked by prettybird 2 in Renting & Real Estate

FOR TWO YEARS LIKE THIS AND DID NOT KNOW.CAN'T WE GET OUR MONEY BACK? THEY CAN SEE WE DID NOT OWE THAT MUCH MONEY. I FEEL THEY ARE RIPPING US OFF AND THEY KNOW IT, THEY WON'T GIVE US BACK THE MONEY, WHEN THEY KNOW WE SHOULD NOT HAVE PAID THAT MUCH, ARE THERE ANY LAWS TO HELP US?

2007-08-13 06:10:11 · 5 answers · asked by sabercat700 2 in Renting & Real Estate

2007-08-13 06:07:16 · 14 answers · asked by V.G 2 in Investing

My husband and I found a house we really like. It is bank owned by Countrywide. We must get pre qualified before submitting an offer does anyone know how to go about this and what is required? Our realtor isn't really helpful. Also, once we get pre qualified can we then get a loan through a bank of our choice or does it have to be Countrywide?
Thanks!

2007-08-13 06:03:09 · 6 answers · asked by ok! 1 in Renting & Real Estate

my husband quit a job because we moved last year and we left the 401k alone. In his new job he is being offered a 401k and I wanted to know how to combine them both and if I do will I be penalized? or have to pay taxes on it?

2007-08-13 06:01:30 · 6 answers · asked by littleme836 6 in Personal Finance

I recently took a new job about a month and a half ago. This job is much easier than the job I used to have ( a lot more paper oriented too) and it is kinda driving me crazy. Every one around me talks about how hard the job it but it feels like nothing to me. Is it that the last job was just so much harder than the average job and this is more normal, or is this just one of those once in a lifetime jobs.

2007-08-13 05:56:39 · 6 answers · asked by butnozzle 2 in Other - Careers & Employment

2007-08-13 05:52:47 · 13 answers · asked by bo baxter 1 in Personal Finance

2007-08-13 05:44:58 · 2 answers · asked by DJ C 4 in Insurance

2007-08-13 05:43:21 · 12 answers · asked by Anonymous in Renting & Real Estate

This is to contact them for starting a francchise in India

2007-08-13 05:40:54 · 1 answers · asked by THAMARA 1 in Corporations

I heard the market is experiencing one of the worst dowfalls in years. That homeowners are not able to afford their houses anymore.
I know that happened because lenders gave out money to less than qualified borrowers.

But how is that somebody buys a house today and agrees to pay X amount of money and now can't afford it? Isn't it a fixed interest rate?

And also how is that this can affect the whole market or the US economy ?

2007-08-13 05:39:07 · 9 answers · asked by Salmon 3 in Investing

2007-08-13 05:30:43 · 5 answers · asked by Erika 3 in Other - Business & Finance

2007-08-13 05:29:38 · 8 answers · asked by Anonymous in Renting & Real Estate

My situation is the following: i owe about 16,000 to the IRS from 2005, and about 1800 to the state franchise board due to a family emergency we had in 2005, because of my parents health i need to leave to my country of origin to take over my family's small business. I might be gone for 1 or 2 years, maybe even longer , i cannot pay this money at the time, so i am thinking of going into bankruptcy , what will happen , do i still need to pay them after ? Im lost what will happen? this is a first for me"

2007-08-13 05:28:09 · 6 answers · asked by lobito 1 in United States

2007-08-13 05:26:53 · 2 answers · asked by Alexandra H 1 in Other - Taxes

the state in which you live at the very end of the year?

2007-08-13 05:24:59 · 3 answers · asked by Anonymous in United States

I have not filed taxes for the past 2 years and claim 9 on my taxes. I make roughly 60K a year. Can anyone help me out as to what I might owe? What items the IRS can get me for? Can I go to jail? I am not a homeowner but want to get everything taken care of ASAP.

2007-08-13 05:24:54 · 4 answers · asked by Jason J 1 in United States

2007-08-13 05:22:35 · 3 answers · asked by margarethart2 2 in Other - Taxes

And how much would it be do you think?

2007-08-13 05:14:28 · 10 answers · asked by Anonymous in Insurance

I clean houses a few times a week and this is my only source of income. I live with my boyfriend and he pays for most everything, so I decided to clean houses for just some extra spending money so I didn't have to ask him for it. I make no more than $400 a month, so my question is, do I still need to file taxes?

2007-08-13 05:12:17 · 9 answers · asked by Tamara C 1 in United States

or are the prices expected to still come down? Do you think prices of Condos and townhouses will coem down, too?

2007-08-13 05:10:10 · 9 answers · asked by Centered 4 in Renting & Real Estate

I'm thinking about getting a stand at the local flea market and I was wondering what people would buy. preferably stuff i can get relatively cheap though as i'm doing this for money cause i'm broke....so what would you all buy?

2007-08-13 05:08:04 · 5 answers · asked by Anonymous in Small Business

I want to to make money and am looking into Multi-Level Marketing (MLM) companies. I've heard of a few companies and want to know more. What is the best MLM out there to make money?

2007-08-13 05:07:03 · 4 answers · asked by Ti _V 1 in Other - Business & Finance

Namely for a myspace site?

2007-08-13 05:06:39 · 3 answers · asked by humanponygirl213 1 in Government & Non-Profit

Okay, could you please give me your opinions on what would be my best option....the Hope Credit, Lifetime Credit or Tuition & Fees Deduction......I am a full time student, with my husband having the only income.....Married filing jointly with a MAGI of $35000......my tuition & fees are about $4000!!!!

2007-08-13 05:05:05 · 5 answers · asked by strtbikegrl 2 in United States

my fault) the original loan was $300 pay back was $394 today i called to see how much I owe because I was gonna pay in full they say I owe $2094. And they say its $5 for everyday I dont come in. I live in Texas. Does that sound right or are they trying to get over on me?? I dont know what the usury laws are or anything. Its way more I was expecting to pay I know that. I thought maybe $1000 but not $2000 something dollars?

2007-08-13 05:03:41 · 4 answers · asked by jordynorr100 1 in Renting & Real Estate

Houston

2007-08-13 05:02:51 · 5 answers · asked by ntsize 1 in Renting & Real Estate

I am looking for a formula that will give me the price range I should be looking at based off of my annual salary of $100,00 per year.

2007-08-13 05:00:41 · 5 answers · asked by chrchll129 3 in Renting & Real Estate