Business & Finance - 1 August 2007

2007-08-01 05:18:03 · 5 answers · asked by Zach H 1 in Investing

One of the local banks has changed it name like four times in the last 2 years. They went from Northeast Savings, to Shawmut to some company that had a blue clipper ship for a logo (I can't remember the name right now) to the current company. Doesn't make one feel too secure in doing business with them. What's going on in the banking business?

2007-08-01 05:17:43 · 1 answers · asked by debodun 2 in Other - Business & Finance

What should the difference be in interest rates be when it can actually make a difference in how much you will owe?

2007-08-01 05:13:28 · 2 answers · asked by a 1 in Credit

I just got a credit card. They set the limit at $10,000. I'm sure I'm never going to put more than $2,000 on the card. Should I call and have the credit limit lowered? Why?

2007-08-01 05:11:24 · 3 answers · asked by Paradox 3 in Credit

I hate Wal-Mart as much as the next guy and in fact I never shop there, for various reasons. But the latest news that they use unpaid teens to bag groceries in Mexico, instead relying on tips... I recall shopping at McChord Air Base in the 1980's and the baggers were also not paid. They relied on tips. Do military bases still use this practice and if so, why can't Wal-Mart?
.

2007-08-01 05:09:18 · 3 answers · asked by Kacky 7 in Corporations

They are a hourly paid employee with our company and will be earning around $25,000/yr when working 40 hrs a week.

2007-08-01 05:07:54 · 3 answers · asked by Andy B 1 in United States

2007-08-01 05:05:19 · 5 answers · asked by debodun 2 in Credit

2007-08-01 05:05:18 · 5 answers · asked by fedupdad 1 in Other - Careers & Employment

why are people "allowed" to continue bad credit practices...until it is time to buy a home...and they find out they cant get a proper loan anymore?

this would appear to be a systematic problem, not just a matter of personal finances...who is resposible bad credit...?

2007-08-01 05:05:00 · 8 answers · asked by Sopwith 4 in Credit

i have a credit card with lloyds tsb and i have spent £2.300 what is my intrest rate if i have to pay £47 back a month,i need some advice to help me pay it off fast,like to switch it or ask them to lower it or somthing.i also heard it would be easier to get a loan and pay the card off then the loan.any ideas,thanks.i think my intrest rate is 15.9 but im not sure.please no stupid answers

2007-08-01 05:00:51 · 12 answers · asked by Anonymous in Credit

I worked at large department store . When a customer ask me a question. I'll bring three instances.
No 1. A customer ask me where an item is. Another asscate says ( about me) "He doesn't know nothing." Than draws me away.
No 2. Another customer ask me a question. Another assocate answers it before I could say any thing.
No 3. The customer ask me about a product. I tried my best to answer. Than suddonly, another associate "Says he doesn't know nothing." Pulls that item out my hands.
Each time I look at these customers faces. They did not look too happy.
Well, if I Can't answer their question than I would lead them to some one who can. I don't claim be a mister-know-all but I'm not totally stupid. Also you don't want customers to get bad impressions and make more afraid to come back.

2007-08-01 04:59:06 · 8 answers · asked by Mattman 6 in Marketing & Sales

I've been thinking of selling a few things on sites like etsy.com and ebay.com. Not just one or two things here and there, but like keeping a store open. Now, I know that if your income exceeds a certain amount your are supposed to mark that as income on your taxes. How do I find out how much this is, and what to do if I reach past that point? I don't think I will, but I want to make sure I am understand every possibility before I take my first step.

Thanks in advance!

2007-08-01 04:58:12 · 3 answers · asked by Banshee Fay 2 in United States

Stupid question I know. Wait for the check.. I just wanted to make sure.

2007-08-01 04:57:38 · 7 answers · asked by Anonymous in Credit

If I get a loan with my BF for $1500 and I have great credit is credit isnt, will my credit grow as we pay on it, or will it go down immediately because im taking on his low rate. He is good for the 1500 but im talking about in terms of my credit rate with me being the primary holder. Once its paid off, will my credit be better than before , or not as better because of his credit?

2007-08-01 04:56:13 · 2 answers · asked by Anonymous in Credit

2007-08-01 04:53:43 · 2 answers · asked by krazyk 1 in Other - Careers & Employment

I was wondering if someone could tell me how exactly my score could be raised the fastest. I have 2 credit cards, one with $300, the other with $2,500. Each with 12%APR.

I want my credit score to improve (i think its only 700) so whats the best way to go about it? Is it better to pay off a credit card in full or make payments? (My minimum payments are about $25 month, i always put at LEAST $60/month on each & was only late ONE time the entire 2 years i've had the cards)

THANKS

2007-08-01 04:50:58 · 5 answers · asked by Anonymous in Credit

I applied for a student worker position a few months ago. The lady said they'd be hiring for the fall around to the first of august and to e-mail around then. She e-mailed me on July 31st asking if I was still interested in the position and i replied "Yeah, i'm still interested in the job." and she responded by telling me what to do next but she also added this, "A little hint-don't say "yeah" when responding to a prospective employer."

i found it a little rude. is it wrong to say yeah? it's not like its a serious full time job, and it's not like i haven't had other jobs before. and it was by e-mail, i'm not writing a formal english paper. i also checked e-mails she's sent me in the past and she said yeah to me. is she just being bitchy?

2007-08-01 04:49:39 · 20 answers · asked by sara 3 in Other - Careers & Employment

The rollover IRA came from a lump sum private pension.

2007-08-01 04:48:12 · 3 answers · asked by boobalajeff 1 in United States

My partner worked all last year (sept to june) as a teacher, about 1OO miles from home. He had a fulltime consisting of 12 hours teaching and 12 students to follow-up whilst on out of school workplacements. This requires a visit per workplace, per student, per week.
The students were placed all over the country and my partner was pretty much forced to take the car.
However the school refuses to repay any fuel costs. They admit it's impossible to do the job otherwise but he could have just got a hotel (which they also would not reimburse)
This month my partner has had his fuel bill which has left him with 1/4 of his wage. I've had to step in to pay initial bills and this has now left me with less than half a paycheck to feed us both for a month and still three bills coming.
Is there anything he can do, surely it's not acceptable for an employer to leave an employee with such enormous costs that the job is simply not profitable?

2007-08-01 04:47:45 · 5 answers · asked by Elle Dee 3 in Personal Finance

2007-08-01 04:46:17 · 12 answers · asked by hastings1977@verizon.net 1 in Credit

I am 19 years old and I haven’t paid taxes yet because I don’t work. I was wondering what is the worst thing that can happen to a person who doesn’t pay taxes.

2007-08-01 04:44:33 · 6 answers · asked by Anonymous in Other - Taxes

I purchased a new cell phone Saturday, and that night started receiving calls and messages from someone, I on Monday told the person calling they had the wrong number, they called again, I called back tues, and spoke to them, they called an hour later,
This morning called again, I returned the call and told them again it was a cell phone to stop calling me, he said it was a home phone and would take the number off the list, they just called again, I looked them up and they are a preditatory loan company and call people up to 20 times a day. I am bothered by these calls at work, and just bothered by them, Is there a action I can take? I live in Ohio.

2007-08-01 04:42:07 · 7 answers · asked by malraene 4 in Credit

2007-08-01 04:30:39 · 5 answers · asked by STORMY K 3 in Corporations

My husband and I have been trying to buy a house for 2 years. We both pay our bills on time and make decent money. The problem is that a few years ago he co-signed for a house for his sister. She moved out and quit paying for it and no one informed him until 3 days before it was supposed to foreclose in his name. They said we had to pay $85,000 when he only cosigned originally for $50,000 or the mortgage company was going to sue. She had put all her credit card debts and her car loan on the mortgage. So he filed bankruptcy to avoid being sued for $85,000. Now all debt and credit is in my name which brought down my credit score and he has a bankruptcy on his credit report. We can't seem to find any bank that will loan us the money to buy a house because they say my debt versus income to not good enough and his name can't be on the house because of the bankruptcy. What can we do to buy a house?

2007-08-01 04:30:24 · 3 answers · asked by Anonymous in Renting & Real Estate

He asked me to bring my social insurance number, direct deposit stuff, but what i'm concerned about is what are the direct deposit stuff. My brother said bring your debit card and what else?

2007-08-01 04:30:09 · 14 answers · asked by impaKt 2 in Other - Careers & Employment

2007-08-01 04:28:15 · 9 answers · asked by workinggirl418 2 in Renting & Real Estate

2007-08-01 04:27:47 · 4 answers · asked by Fe 2 in Renting & Real Estate

My home is not paid off. I owe less than $10,000.00. I would like to get a consolidation loan for some unsecured loans, borrowing against my home for collateral, if I can. It's not a fantastic house, but I know it is worth more than what I still owe on it. Is this a possibility, or should I just keep plugging away at my debt with monthly payments? Any ideas or suggestions would be helpful.

2007-08-01 04:25:53 · 4 answers · asked by Libby 3 in Personal Finance

I had an interview on July 19th and the second interview on July 23rd. I met with the recruiter then hiring manager. They said they would get back to me by the end of the week, but I didnt hear anything. I sent my thank you letters and called the Hiring manager on the 26th who said they had not made any decisions yet and was hoping to make one by this Friday. I am trying to stay hopeful, but the longer I wait the less of a chance I feel I have. What do you all think? Its a HR position!! This is my second interview with this company this year. I didnt get the first job!

2007-08-01 04:24:39 · 11 answers · asked by luckime832002 1 in Other - Careers & Employment

Or is dishonesty a prerequisite to move up the ladder?

2007-08-01 04:22:20 · 5 answers · asked by 6th Finger 2 in Corporations