Business & Finance - 1 August 2007

Hi,
My brokers reject me everytime i apply for margin account. I don't know if it's because i'm a student or not. Is there a minimum annual income or net worth to get margin account? What should I do?

2007-08-01 08:53:22 · 2 answers · asked by Ali 1 in Investing

I'm 18 years old, and I'm going to be living in a dorm at college. So far my parents will be paying for everything pretty much. For sophomore year, I would like to move in to an apartment. I have a job, but I only work part time and its not nearly enough money to pay rent. What steps can I take to become financially independent?

2007-08-01 08:52:05 · 6 answers · asked by Anonymous in Personal Finance

Most of my stocks has dipped below the purchase value, including my friend, so what is the cause (DJ 1400, recent quarters perfomance??)

2007-08-01 08:51:24 · 4 answers · asked by Carlos H 1 in Investing

What is a Creative Director as in career wise?

Where are some places/businesses one would work as a Creative Director?

Educational Requirements?

Pay?

2007-08-01 08:50:18 · 1 answers · asked by BookLady 3 in Other - Careers & Employment

I live in Carrollton ohio and there are several homes that are being sold at the months end as Sheriff's Sales. My question is: is it possible to purchase or make an offer on these homes prior to the day of sale? If so can anyone tell me how to go about doing this? Thanks in advance for your advice and assistance!!

2007-08-01 08:50:06 · 5 answers · asked by Anonymous in Renting & Real Estate

I'm looking to buy a house that has a dry creek bed running through the back yard. In some places the home is less than 10 ft. away from the bank. The creek bed is dry unless it rains. In my area we have had almost record breaking rain falls and water neaver reached the house, so flooding is probably not a major issue. My main concern is erosion. In the state of Texas will a home inspector be able to tell me if this will pose a threat to the home?

2007-08-01 08:48:43 · 3 answers · asked by Anonymous in Renting & Real Estate

...one or the other, & if so, which one is better? My situation is both (single parent & head of household- 2 kids, soon 2 jobs, no daycare expense). Also, when filling out tax forms for work...

"Personal Allowance Worksheet" - line E- Enter "1" if you will file as head of household on your tax return.... Do I enter "1"?...

"Employee Withholding Allowance Certificate"- line 5- Total number of allowances you are claiming...

And... although I won't not have any daycare expense, can I still get "Child Tax Credit"?

If I accidentally fill it out wrong, what will happen (it's so frikin' confusing...)? Thank you for any help.

2007-08-01 08:46:33 · 7 answers · asked by SamB12 3 in United States

I have a couple of liens that have been paid off over a year ago , and a forcloseure that was paid over at least 4 years ago that still appear on my credit report.
If I still owed them I could understand it, but I don't owe these
creditors anything any longer. And the mortgage was paid off !
Someone said I should write to all these creitors individually and ask them to remove the enties, but it seems to simple to be true. And if it is true, how long after I request the removals should it take??

2007-08-01 08:44:22 · 7 answers · asked by maria c 1 in Credit

And just quit on them? I hate my job and never want to go back. I dont have a new one yet, but when I do it is so tempting to just not go back. I have always been advised to write a resignation letter saying how great the experience was and blah, blah. Then work commit to work out a notice.

2007-08-01 08:42:46 · 6 answers · asked by ~SheSul~ 6 in Other - Careers & Employment

I tried looking up some different bars and pubs under the BBB and there is nothing! Is there something else bars and pubs belong to??

2007-08-01 08:41:00 · 1 answers · asked by 395934fghgf 1 in Other - Business & Finance

If I am buying into a property 35% of ... and my father in law owns the other 65% currently. His sister is selling me her share. On the new deed showing me as 35% owner, they put as a selling price of $1. Is this going to affect me with capital gains down the road? Should it say what i am purchasing it for? The correct amount? $$$

2007-08-01 08:38:19 · 5 answers · asked by roboto 1 in Renting & Real Estate

Why should those who havent paid for home insurance complain that the government isnt helping them? Surelly, if they recieve financial aid, why bother with insurance?
Its a tragedy and i dont mean to take anything away from their suffering, but it seems to make a mockery of insurance (and the people that buy it) if everyone had the damage paid for by the tax payer

2007-08-01 08:37:41 · 7 answers · asked by paul g 3 in Insurance

2007-08-01 08:37:39 · 4 answers · asked by nysung82 1 in United States

does anyone know of any companies that will do a refinance after only 4 months in bankrupcy and all payments to the court trustee have been on time and so has my mortgage payments.i am looking to refi away from my current lenders ( they are not good to deal with) and start fresh and work on my credit score to repair it.Need a lender we can trust.thank you

2007-08-01 08:36:50 · 5 answers · asked by Bobbie 4 in Renting & Real Estate

I was told bad debt may linger or re-surface when debt is sold to a collection agency

2007-08-01 08:34:46 · 13 answers · asked by stuck deep 1 in Credit

mom needs to take his name off deed so they can't take it from her to pay nursing home thanks

2007-08-01 08:31:34 · 7 answers · asked by blondie 4 in Renting & Real Estate

I received this chain letter in my mailbox:

Dear Friend,
Greetings: I am a retired attorney. A few years ago a man came to me with a letter. He asked me to verify the fact that this was legal to do. I told him I would review it and get back to him. When I first red the letter my client brought me, I thought it was some "off-the-wall" idea to make money. A week and a half later we met in my office to discuss the issue. I told him the letter he originally brought me was not 100% legal. My client then asked me to later it to make it perfectly legal. I asked him to make one small change in the letter.

It goes on for another 2 pages about how if you send $1 to the 6 names on the list & you will make $800,000.00 in just 3 months. You pay for a list of names to send letters to. I KNOW this is a scam.... OR IS IT?!? Has anyone done this and can honestly say "I lost money" or "I gained money"?

I'm conflicted on not knowing what to do with this, either throw it away or actually send it out?!

2007-08-01 08:28:35 · 5 answers · asked by Ruby S 1 in Other - Business & Finance

If the us dollar continues to become weaker what can we buy which retains value? Gold? I want to live in foreign country in the future however at present the dollar can buy many things in brazil and thailand etc. However this may not be the case for long. What is a good investment to keep my US money from depreciating?

2007-08-01 08:28:29 · 8 answers · asked by ab 1 in Investing

2007-08-01 08:26:42 · 1 answers · asked by chnk5399 1 in India

If so, what is the most difficult part and how risky is it? Do you recommend any books, websites, or any resources to learn about how to get into this market?

2007-08-01 08:23:15 · 3 answers · asked by Anonymous in Renting & Real Estate

This is the 1st electricity bill I have & I didn't know that it takes up more energy to turn the air on & off manually. & my brother always told me to keep the air on 70 degrees. & my case manager chewed me out, telling me that that's the consequences I have to suffer & that I MUST pay the bill in full. The electric company said I used up 400 KW & $122. But the bill said the 400 KW costed $43. I don't get it.

2007-08-01 08:23:10 · 6 answers · asked by Anonymous in Personal Finance

They have vacated the offices they leased in April -

2007-08-01 08:22:21 · 2 answers · asked by Anonymous in United States

2007-08-01 08:19:16 · 2 answers · asked by Debbie W 1 in United States

Please Choose a Number!
1. Save It
2. Buy Cardboard Boxes for Every Homeless Person
3. Buy a House
4. Buy a Fleet of Cars
5. Buy 500000 Old Navy Flip Flops
6. Have a Major Shopping Spree with All Your Friends
7. Work on Your Dreams (College, Start a Business etc.)
8. Bribe Goverment Officals
9. Give it All to Charity

2007-08-01 08:19:07 · 14 answers · asked by Therese 3 in Personal Finance

if i buy somthing that cost me $75 and the list price is $100 how do I find out the discount %.

2007-08-01 08:07:10 · 3 answers · asked by corys_fat 1 in Other - Business & Finance

With investers getting tired of chasing losses, do you believe they will flock to a true investment in gold and silver so they can start experiencing gains rather than losses?

2007-08-01 08:04:15 · 4 answers · asked by Anonymous in Investing

I need that check to prove our relationship before the immigration officials.

2007-08-01 07:57:56 · 6 answers · asked by american 1 in United States

i want to write a reminder to employees regarding their daily report. plz write a professional email: Attension to all Engineering department that this email is a reminder to 1,2,3 employees to kindly send your report.
My english is not good and need help from netive english speakers to convert that lines into professional english.
Thanks to all
Bye

2007-08-01 07:57:49 · 9 answers · asked by Xainab 1 in Administrative and Office Support

2007-08-01 07:56:47 · 16 answers · asked by punished girl 2 in Small Business

How will co-signing for a car affect my ability to finance my own car or get a mortgage? I have good (but not excellent) credit now.

It'd be a $5500 loan for my mom's car.

2007-08-01 07:55:57 · 3 answers · asked by Anonymous in Personal Finance