I'm looking to buy a house that has a dry creek bed running through the back yard. In some places the home is less than 10 ft. away from the bank. The creek bed is dry unless it rains. In my area we have had almost record breaking rain falls and water neaver reached the house, so flooding is probably not a major issue. My main concern is erosion. In the state of Texas will a home inspector be able to tell me if this will pose a threat to the home?
2007-08-01 08:48:43 · 3 answers · asked by Anonymous in Business & Finance ➔ Renting & Real Estate
A home inspector has nothing to do with that. I would get a hydrology report. Here in NM we call them Arroyos and I've seen homes taken off their foundations from being too close to those thinking that since they have not flooded for 50 or more years it was safe to build there.
2007-08-01 09:08:38 · answer #1 · answered by newmexicorealestateforms 6 · 1⤊ 0⤋
Nope, but your realtor should be able to tell you if you are in a flood plain for insurance purposes, and why don't you canvass the neighbors and see what they say about rain and the creek bed. The rate of erosion will be a function of the voume of the flowing creek and the amount of stuff it carries with it (rocks, tree trunks, the odd cow).
2007-08-01 16:00:33 · answer #2 · answered by Bev B 4 · 1⤊ 0⤋
No, since the inspector can only inspect current existing conditions. He has no way of predicting what sort of rain will fall in the future. If you can give him a certified statement of future rainfalls, I'd venture that he could give you a qualified assessment.
2007-08-01 15:53:41 · answer #3 · answered by acermill 7 · 1⤊ 0⤋