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Business & Finance - 30 July 2007

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Advertising & Marketing · Careers & Employment · Corporations · Credit · Insurance · Investing · Other - Business & Finance · Personal Finance · Renting & Real Estate · Small Business · Taxes

I have my own business and it has been around for over 4 years. My business has excellent credit including 3 credit cards and multiple vendors that I buy equipment and hardware from. I am going through a debt consolidation/reduction plan right now and have charged off 3 credit cards and paid a reduced amount as a settlement so basically my personal credit isn't in great shape.

Citibank recently cut my credit limit on a BUSINESS credit card from $15,000 down to $2000 stating that they reviewed my personal credit and based on their review they lowered the limit on my BUSINESS credit card. How is this possible for them to base my business credit on a personal credit review?

I was in the middle of a business trip and was unable to pay for the rest of my meals and hotel because I only carry one credit card since it had a more than adequate limit. Needless to say it was a mess to scramble to find money to pay for food and expenses the last week of the trip.

2007-07-30 10:53:50 · 4 answers · asked by Pat B 1 in Credit

How do you calculate how much tax savings there is by deduction the interest?

2007-07-30 10:53:28 · 8 answers · asked by JustWanaKnow555 2 in Personal Finance

I have direct deposit will I still get it in my account? Im askin this because tried going into portal gap.com and it says my account was locked due too to many failed log ins but I havent logged in since 2 weeks ago

2007-07-30 10:51:53 · 5 answers · asked by sann 1 in Other - Business & Finance

I was wondering what they do and how long it takes to become a pharmacist and do they make more than registered nurses.....

2007-07-30 10:47:50 · 2 answers · asked by yabby 1 in Health Care

Okay, basically, I work in an office, posting apartment ads online on sites such as craigslist.org for an apartment management company, basically what you'd see in the newspaper but with a lot more detail, pictures, etc. And I post a lot of ads a day, around 40 or 50. But, for the life of me, I can't think of a good job title. I'm going along the lines of 'Online Advertisement ______' but I can't find a word for that blank that fits. Poster sounds dull and Specialist is a bit much, as my job really isn't that hard or complicated. I'm updating my resume, but I'm stuck here. Job duties are easy to describe, but the title is whats giving me trouble. Any ideas would be great. Remember, I want it to sound good, but not over-glorify the position and make it seem like my job is more important than it is. Thanks for the help!

P.S. And yes, I've tried a thesaurus with no luck lol.

2007-07-30 10:44:44 · 23 answers · asked by Shadowblaze 2 in Other - Careers & Employment

2007-07-30 10:41:37 · 3 answers · asked by Anonymous in Personal Finance

closing is tommorrow, and im quite sure i may be making a mistake.
what do i do?
the loan is for $250,000
help me please.

2007-07-30 10:41:12 · 5 answers · asked by adinney 1 in Renting & Real Estate

My mom passed away about a month ago in Romania and I inherited an apartment. I sold the property 5 days after my mom passed way. I've already paid a sales tax in Romania. Do you have to pay IRS tax on the inheritance once i wire transfer the money from Europe to the US? Please Help..Thanks

2007-07-30 10:39:52 · 3 answers · asked by Anonymous in United States

I had a credit card back in the 90's. I closed it in 2001 with a balance of $5000 when I got laid off. I tried to keep up the payments but couldn't and stopped paying. It is now on my credit report that I owe $17k. They wrote this amount off in 2006. The date of my last activity was 12/2002. How long will this stay on my report? Also, why is it also included with my debt to income ratio if I am not paying on it and the statute of limitations has expired. Does anyone know?

2007-07-30 10:37:54 · 8 answers · asked by Blitz 3 in Credit

I am an immigration legal assistant, and I am looking for a better position. Would it be okay to e-mail my resume to law firms that haven't posted employment ads? Would this be considered unproffesional? Should I even attempt this?

Any help would be good!

2007-07-30 10:35:11 · 14 answers · asked by jzepeda22 3 in Law & Legal

How can I budget myself, I practically live pay check to pay check. I get paid 207.00 everyweek and have like 35 dollars to my self, how can I stretch that?

2007-07-30 10:30:59 · 9 answers · asked by Pinkybaby 2 in Personal Finance

We moved in to a home for rent on 4/1/07. I just found out today that the homeowner wants to put the house up on the market only 4 months in to us living here. Is that legal? We signed a 1 year lease agreement and live in California. Any info would be appreciated. Thanks.

2007-07-30 10:30:29 · 7 answers · asked by snowmommie 2 in Renting & Real Estate

I have a collection agency asking me to pay an amount I owe to another company. I was unaware of this amount and called the original company if I could pay it off, but they told me I had to speak to the collection agency. I want to get the charge off my account and will pay the amount/settlement owed but feel there is an unlikely chance that the collection agency will contact the original company to ask them to clear my credit report. Anyone had success and how? Is there a type of letter I can get somewhere to negotiate this? Thanks

2007-07-30 10:29:47 · 6 answers · asked by Geez 2 in Credit

Tanzy Company’s ending inventory includes the following items. Compute the lower of cost or market
for ending inventory
(a) as a whole and(b) applied separately to each product.

Product Units Cost Market
Helmets . . . . . . . . 22 $50 $54
Bats . . . . . . . . . . . 15 78 72
Shoes . . . . . . . . . . 36 95 91
Uniforms . . . . . . . 40 36 36

2007-07-30 10:28:05 · 1 answers · asked by Anonymous in Other - Business & Finance

I filed for bankruptcy in 2003. I applied to for two credit cards (Orchard Bank & Credit One Bank). I've had them since April 2007. I plan on moving back to NYC next year (December 2008) and am aware that most landlords look at your credit history. How long will it take for my credit score to improve with having these two credit cards and making the monthly payments on time?

2007-07-30 10:26:33 · 4 answers · asked by Victoria 1 in Credit

Lakia Corporation reported the following current-year purchases and sales data for its only product:


Date Activities Units Acquired at Cost Units Sold at Retail
Jan. 1 Beginning inventory . . . . . . . 120 units @ $6.00  $ 720
Jan. 10 Sales . . . . . . . . . . . . . . . . . . 70 units @ $15
Mar. 7 Purchase . . . . . . . . . . . . . . . 200 units @ $5.50  1,100
Mar. 15 Sales . . . . . . . . . . . . . . . . . . 125 units @ $15
July 28 Purchase . . . . . . . . . . . . . . . 500 units @ $5.00  2,500
Oct. 3 Purchase . . . . . . . . . . . . . . . 375 units @ $4.40  1,650
Oct. 5 Sales . . . . . . . . . . . . . . . . . . 600 units @ $15
Dec. 19 Purchase . . . . . . . . . . . . . . . 100 units @ $4.10  410
Totals . . . . . . . . . . . . . . . . . 1,295 units $6,380 795 units


Lakia uses a perpetual inventory system. Ending inventory consists of 500 units, 400 from the July 28
purchase and 100 from the December 19 purchase. Determine the cost assigned to ending inventory and
to cost of goods sold using

(a) specific identification,
(b) weighted average,
(c) FIFO, and
(d) LIFO.

2007-07-30 10:25:22 · 2 answers · asked by Anonymous in Small Business

2007-07-30 10:22:53 · 7 answers · asked by confused000100010001000100000011 2 in Investing

So, I've been working in subway restaurant for about a year (part-time). I don't really like the job there, that's why I'm planning to apply working at Safeway. However, on the safeway's application form, it asks me about my previous working experience.

Should I tell them that I am currently employed? If yes, they might ask me to give them the Subway's manager phone number and ask about my performance at subway. The thing is I am afraid that he will not give good comments about me. Also, he might not like it if he knows that I am applying for a new job (keep in mind that I will quit the job if i get the job at safeway).

What do you guys think I should do?

2007-07-30 10:11:15 · 5 answers · asked by Anonymous in Other - Careers & Employment

4 a Baby sitters gig @ a fitness center

2007-07-30 10:06:25 · 6 answers · asked by Princess 2 in Other - Careers & Employment

I've tried doing a search and all websites end with a fee attachment. Need help with a website to locate free credit report with score. Looked also in google and it was worse. Please help!!

2007-07-30 10:00:41 · 7 answers · asked by Maude 1 in Credit

I have a job where I have to work 35 hours per week. Can I take vacation time even though I have turned in my 2 week notice? I need the 35 hours to live off of too, but have like 70 hours of vacation/sick time built up. What do you think?

2007-07-30 09:55:39 · 10 answers · asked by Lauren S 1 in Other - Careers & Employment

Is minimum wage enough for a teen in highschool?

2007-07-30 09:54:51 · 4 answers · asked by *G 3 in Other - Careers & Employment

I have two felony convictions from Arizona in 1998 and 2003 and unfortunately Arizona wont allow you to get your record expunged. Since then I have completely changed my life around. I decided to go back to school and earned an Associates Degree in Business Administration with a concentration in Information Systems (graduated with honors), got engaged, and am ready to start a new life.

I am willing to start at the bottom and work my way up with hard work and dedication. What would be a good field to get into that doesn't do extensive background checks, and or would be willing to overlook mistakes made in the past?

Do you believe people are worthy of a second chance?

2007-07-30 09:52:13 · 11 answers · asked by Billy 3 in Law & Legal

I'm making corrections to my 2007-2008 Federal Appication for Student Federal Aid (FASFA).

I know my 'Earned income', however, the FASFA asks for "Total Amount for Worksheet A" and "Total Amount for Worksheet B."

The only income/assests I recieved/have is the 'Earned Income' I recieved in that year.

Nothing in my tax papers mentions anything about Worksheet A and Worksheet B.

What's the deal???

2007-07-30 09:50:51 · 4 answers · asked by Thinking 5 in Other - Taxes

If I asked you to send me money $1 or $5 or $20 etc. and told you that I am in a really bad financial situation. Would you do it?

2007-07-30 09:47:35 · 8 answers · asked by notsomuch77 2 in Personal Finance

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