Business & Finance - 18 July 2007

I was on this bank's site called ICICI Bank and under their service charges page I noticed this charge (direct quote from page):

````````````````````````
Collection Items:
Collection item returned unpaid = $15.00

Please note that third-party charges/correspondent bank fees and charges may apply for collection items.
````````````````````````
The link is found was found here: http://icicibank.ca/personalbanking/disclosure.htm

Can someone explain to me what this charge represents?

Thanks

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Is it better to file separately or jointly? Should I wait until next calendar year to legalize my marriage to avoid paying taxes this year?

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I want to buy a number of things from and American internet site and I was wondering what a money order is. On the other hand, I live in the UK, so I'd need information on how to convert my £ into $. When you pay with a credit card they just do it strightaway for you: is it the same with money orders?

2007-07-18 11:44:57 · 5 answers · asked by george 3 in Personal Finance

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2007-07-18 11:44:55 · 5 answers · asked by Anonymous in Renting & Real Estate

When you go into a store (any store :Walmart ,Target, Macy's etc..or Grocery store shopping for food)
What kind of service are you looking for? or do you even care if the service is good?

2007-07-18 11:34:24 · 10 answers · asked by Dee U 6 in Other - Careers & Employment

Help! I don't know much about this.
At the moment I am working 16 hours a week, I get paid cash and don't have tax or anything taken out of my wages as I am on a low income. I know if you are on benefits you get contributions paid for you, if not it comes out of your wages. I am claiming a rate of working/child tax credits, should anyone be paying contributions for me or would it be up to me to contribute myself? If it is up to me to pay, do you think I should? I will be changing careers and working full time once my son is at school so will a couple of years without really matter as soon it will only be 30 years of contributions to qualify for a full state pension?

2007-07-18 11:32:26 · 6 answers · asked by laura231004 3 in United Kingdom

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i have a realy good idea for a club can any one point me in the right direction thank you for your answers

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my boyfriend and i are going to purchase a condo for when we get married, and until then i was going to live there alone or with a roommate and pay him rent. well i want to create a legal contract for which if anything happens, i will receive the money back. he knows about all this, so it's not a 'behind the back' type thing and i just want to have it in writing since my name is not on the condo contract purchase.
who would i go to or what suggestions do you have?
thanks ahead of time~

2007-07-18 11:29:31 · 1 answers · asked by ? 5 in Personal Finance

Whats the law on this, i will pay it but not until the next month.

2007-07-18 11:27:40 · 14 answers · asked by Anonymous in Renting & Real Estate

They're not all due yet and the balance hasn't shown up online, etc.

2007-07-18 11:21:07 · 4 answers · asked by hmm 5 in Personal Finance

I live in Indiana. We have some messed up taxes in our state.
For example, a average home in the low $100K range can have a property tax of $2500 and up. What's worse is your neighbor can have a similar house and literally pay half as much. I asked our county assessor exactly how the taxes are figured and she couldn't understand it herself.
Another crazy tax is for auto excise tax. Say you bought a $25,000 car in 2006. Tax can run well above $500/yr.
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2007-07-18 11:13:23 · 8 answers · asked by Queen_of_Nice 2 in Credit

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The ticket price this year should be set at $44.00 per person.

In an effort to make the event more family friendly and increase the number of attendees, we’d like to lower the ticket price this year. An extremely informal survey amongst our friends has suggested that each time we lower the ticket price $1, an additional 5 people will attend.

Price Attendance Revenue
$44 150 $6600
$43 155 $6665
$42 160 $6720
$41 165 $6765
$40 170 $6800
$39 175 $6825
$38 180 $6840

I’d like to set up a function that gives the revenue for any ticket price. Since the function we’re looking for depends on price, we’ll let x equal the ticket price.

Ticket price x
Amount price is lowered 44-x
Increase in attendance 5(44-x)
Attendance
Revenue f(x) =
f(x) =

2007-07-18 11:05:03 · 2 answers · asked by Anonymous in Other - Business & Finance

playstation 3 60g ($499)

electric guitar and amp (if so which kind and type) must be around $500

i phone

sunglasses and a watch around $500 together

or keep the cash

2007-07-18 11:01:43 · 9 answers · asked by Anonymous in Personal Finance

He gets phone calls at least twice a day from the same debt. He let them know that everything will be current on his payday next Thursday, but they insist on calling back (sometimes as late as 21:30-22:30 central time), what seem like every four to six hours a day. What can he do to get the phone calls to stop before he gets his debt current. I have been around him many times when they call, and it gets quite annoying. What do you guys think?

2007-07-18 11:00:03 · 7 answers · asked by David G 1 in Personal Finance

I don't have good credit. LIke I have 512 is my score. My best friends credit is like 650 to 690. Im trying to get my credit straight but the house I want isn't going to be for sale for much longer & we need that house. We want to get my best friend to get the loan & then we pay it just like its our house. WHen we get my credit straight & the score higher than we're going to get a loan & buy it, or either refinance it. Can we refinance it in my name after my score is better?

2007-07-18 10:49:42 · 10 answers · asked by Mom 2 in Credit

I have research papers written as Word documents with lots of footnotes/endnotes and some block quotations. When I save them as .txt, the spacing is all f**ked up! Is is appropriate to send a writing sample ommitting the footnotes/endnotes to maintain readability of the document in inline text as long as I acknowledge their ommission? Or can someone help me with the Word .doc to .html conversion??!?

2007-07-18 10:49:07 · 1 answers · asked by LMSF 1 in Other - Careers & Employment

2007-07-18 10:46:20 · 6 answers · asked by d_grey395 1 in United States

2007-07-18 10:45:29 · 3 answers · asked by hanginleft17 2 in Small Business

I'm thinking I want to run an ad in my local paper and this is what it would say - something like this;

Do you need HELP? Feeling OVERWHELMED? Would you love it if someone could just come over and help you clean or organize or help you with paperwork or bills? Call Marcy: (555)777-7777 (fake #)

Well, what do you think? Would people want this help - at $20.00 an hour.

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2007-07-18 10:38:34 · 2 answers · asked by Anonymous in Small Business

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2007-07-18 10:37:39 · 1 answers · asked by Neo 1 in Other - Careers & Employment

I have a great idea for a small business that I think will be a huge success in my small community. But my personal credit is totally wrecked, so I don't think I'd qualify for any sort of financing. I'm not real sure how to get a grant. I read the book of the hyper guy in the crazy suit off tv who says he can help you get a grant for almost everything. It was a waste of time because it made no sense to me. Any suggestions?

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Do all US states have equal Employer Tax rates?
Is there any US state which has no employer tax?
Is Employer Tax a federal or State tax?

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I recently bought a house and soon after we moved in our neighbors told us that the guy who lived there before killed his wife in the house. This was not disclosed to us. Is this legal in the state of oregon?

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