Business & Finance - 18 July 2007

I reveived a blank money order as payment from an ebay listing. None of the fields are filled in, but the amount it is for (its value) is filled in.

The "Customer Receipt" is attached too.

What should I fill in before I cash it (if I can still cash it)?

2007-07-18 09:08:13 · 3 answers · asked by ccccccccdddddgggggrrrrwwwsszcvbn 1 in Other - Business & Finance

My employee handbook says I will be fully vested in 5 years. What happens if I leave this job after just 1 year? I totally skipped the day we talked about pensions in my finance class.

2007-07-18 09:03:53 · 7 answers · asked by Alli 4 in Personal Finance

there was money being taken for state and federal tax because I had been claiming "3", but at the same time I was also exempt from 3/2007-7/2007. Do you think I'll have to pay at the end of the year?

2007-07-18 09:03:37 · 2 answers · asked by Tim 3 in United States

I'm finally about to pay off my credit card, hurray! But, I would like to keep the account open to help my credit score or in case of emergencies.

Do credit cards raise interest or cancel accounts if you go for too long without a balance?

Thanks!

2007-07-18 09:02:56 · 3 answers · asked by Anonymous in Personal Finance

I chose a career to pay my bills, etc. etc. I love my job dont get me wrong, but I still have this nagging thing that says I should continue with my own business. How can I get my motivation back? I work M-F 8-5. How do I have time?

2007-07-18 09:00:26 · 4 answers · asked by Missy 2 in Small Business

2007-07-18 08:59:15 · 5 answers · asked by marketinsider 1 in Renting & Real Estate

My company 30 people small company has laid off 10 people in less than a week. 6 on just Saturday alone. I know I am safe but the company maybe doomed and my tenure maybe limited because it maybe going put of buisness. Should I look around or remain devoted and stick around?

2007-07-18 08:58:45 · 8 answers · asked by PuCcI 3 in Other - Careers & Employment

He got nervous because other houses in our development had trouble with their septic systems. The inspection on our system was fine. We have lived at this house for years without a problem. The only contingency was 'providing that the septic passes inspection' - which it has. We even offered to leave money in escrow for 2 yrs in case it did fail, but they still want to cancel. What happens next? Can they successfully cancel? Answers from real estate pros only please...this is so upsetting to me! Thanks.

2007-07-18 08:57:13 · 5 answers · asked by TMD 2 in Renting & Real Estate

It is an american woodworking tool using numbers and letters for making decorative signs for home, hobby and proffessional use.

2007-07-18 08:53:49 · 3 answers · asked by george k 1 in Small Business

you could just walk into a job and not even need a resume or anything ...if so, thats totally unfair..........im in my final year of a BA business degree and have been lookin for a job since i was like 16 and im almost 20 now and no one wants to hire me !! ....wow....i have 2 weeks experience in a bank lol but thats it .......every one demands minimum 3 months experience but how are you meant to get that if they dont give you a job....grr

2007-07-18 08:52:53 · 2 answers · asked by jezzika 3 in Other - Careers & Employment

I just got a notice from the credit card company that due to my bad credit they have canceled my card.

I have a high balance in this card. I tried to keep this card in good shape by paying my bills on time for more than 3 years. Now that they have canceled my card, should I continue to pay the balance?

My credit is already in bad shape? Please note that I have another card with them and I am sure they won't renew that one as well.

2007-07-18 08:51:30 · 7 answers · asked by Anonymous in Credit

2007-07-18 08:48:08 · 5 answers · asked by dadldo 1 in Credit

I know that the interest component of my mortgage payments are tax deductible - is Property Tax also tax deductible ?

I'm looking for a Townhouse. What else is tax deductible - the monthly maintenance, home insurance, anything components from closing costs ?

Real estate gurus - Pls advise

2007-07-18 08:46:48 · 12 answers · asked by KayBeeDee 1 in Renting & Real Estate

Made the mistake of borrowing money from a payday loan company and now they have assessed all kinds of late fees and today I received a call from a law office threatening to sue for the lates fees and now more interest. The loan has been paid back this is all penalties and interest that I had no idea was in the fine print. What options do I have if any???

2007-07-18 08:44:23 · 7 answers · asked by Anonymous in Personal Finance

Im quitting on friday....

2007-07-18 08:44:03 · 13 answers · asked by Heather 4 in Other - Careers & Employment

2007-07-18 08:42:50 · 1 answers · asked by Penny 1 in Other - Business & Finance

How do you sell yourself best?

2007-07-18 08:39:02 · 6 answers · asked by just wondering 2 in Other - Careers & Employment

Housing

2007-07-18 08:36:26 · 8 answers · asked by Anissa H 1 in Renting & Real Estate

Credit Report Scores

2007-07-18 08:35:18 · 5 answers · asked by Anissa H 1 in Credit

Credit score does not have anything to do with a person's job performance.

2007-07-18 08:33:00 · 5 answers · asked by Michelle J 1 in Credit

2007-07-18 08:32:29 · 16 answers · asked by ec 1 in Renting & Real Estate

2007-07-18 08:31:05 · 16 answers · asked by tootnuts 3 in Law & Legal

I have heard of people letting you use them as co-signers. For such things as credit cards and student loans. These people are strangers with good credit to offer people like me that need the help. Does anyone know anything about this? If so, please let me know anything you can.

2007-07-18 08:27:56 · 7 answers · asked by wickedchic_ 1 in Credit

What is the current balance of a credit card? What is the difference between the available credit and the current balance?

2007-07-18 08:20:41 · 17 answers · asked by Julie C 1 in Credit

2007-07-18 08:19:09 · 5 answers · asked by The Wondeful World of ME! 1 in Other - Business & Finance

2007-07-18 08:14:46 · 7 answers · asked by saved121599 1 in United States

2007-07-18 08:14:15 · 3 answers · asked by Carl C 1 in Other - Business & Finance

2007-07-18 08:06:44 · 2 answers · asked by leerhy2 1 in Personal Finance

2007-07-18 08:06:41 · 4 answers · asked by trgirl3 1 in Personal Finance

I know i should save $ for a down and have been but something always come up with kids and it's VERY HARD so pleeeease, no lectures *smile*:-)))
. Here's my question. I was told I am eligible for the piggyback 80/20 loan (I have bad credit I am fixing)but the 20% loan up can have 10% interest! I've done some calculating and if this is the case I'll be paying about $2300 for the 1st mortgage and $800 on the 2nd and basically would have negative equity by the time I finally move in. Am I right? Should I just wait to save at least 3% for the SONYMA loan which gives you 6.7% interest? PS-my dad has great credit and he said he would co-sign.

What about a 100% loan with PMI instead of a piggyback loan? What would the monthly mortgage be guesstimating the home is $430K?

Your advice is heartily appreciated. With the interest rate on the piggyback loan after 30 years I would have paid over a million dollars on a $400K home. Am I calculating this wrong?

2007-07-18 08:05:32 · 3 answers · asked by Angie 1 in Personal Finance