Business & Finance - 6 July 2007

I am 18 and and my hopes and plans revolved around moving from FL. to CA to be with my GF then attend college. I have achieved moving to CA, in the bay area and am living in my apartment with my gf. Everything was going good, I am working full time at a pharmacy just ready to start dental assissting course for the fall semester and then it became some rough terrain. I got rejected for Pell Grant because my father cashed out his retirement fund because he needed the money to just pay the bills...(so i looks like he is making too much i suppose) i can't claim independence on that... and since i haven't been here 1 year... paying all out of my pocket will be about 2k for the semester. Thats my first problem. THEN, my landlord just called recently and said he needs me to move out in about a month because he will soon rent the above floor out and his mother is going to take my studio.. (i am under a 12 month lease and it has only be 6 months) the rent was cheap for this area so, instead

2007-07-06 12:54:14 · 7 answers · asked by sf4fun 3 in Other - Careers & Employment

I need about $200 for the upcoming week.

2007-07-06 12:53:25 · 9 answers · asked by ratigy24 2 in Personal Finance

How much taxes will be taken out of what I make if I'm 16. I heard it would be less than regular taxes or something.....this would be in massachusetts

2007-07-06 12:52:37 · 4 answers · asked by GrafZeppelin 2 in United States

2007-07-06 12:52:27 · 6 answers · asked by LuvDylan 5 in United States

I've heard it's minimum wage plus commission, but I've also heard that the work is anywhere from 29-80 hours a week, so that's a huge difference in pay. I was hoping that some one that's worked as a seasonal tax preparer for H&R block could tell me how much they make on average for the 4 months (along with average hours a week). I'm majoring in accounting, so I thought this would be good experience, but I have a job I love already, so I don't want to do this year round (I have 2 young children and I would never see them!! :)

2007-07-06 12:47:06 · 2 answers · asked by Nicoleissofun 3 in United States

Also, what is the rate of growth over 20-25 years?

2007-07-06 12:46:57 · 3 answers · asked by OK 2 in Personal Finance

I have Washington Mutal and I kinda want to switch banks. I was wondering which ones were the best.

2007-07-06 12:46:16 · 11 answers · asked by labellla90 1 in Personal Finance

Here's my situation: Right now I have a remaining vehicle loan for $6500.00 at 19% for 2 more years. My credit score is around 678. It was quite a bit lower at the origination of this loan 2 years ago and that's why the interest rate is so high; but I feel like I'm being screwed at this percentage rate now that my credit is average and not terrible. A month ago, I tried to refinance it at the same place but they only offered me a one percent decrease (I've always paid on time for the last 3 years including a little more than the min. payment too). Would I be able ot find a place to refinance my vehicle at a lower rate? What interest rate do you think I could/should be at and what places would you suggest doing this with?

2007-07-06 12:46:10 · 4 answers · asked by Natalie S 3 in Personal Finance

I bought and sold several mutual funds in my 401k this year. I had made money on most of the sells. Do I need to pay tax on capital gains on my 401k account? If not, does that mean I can trade frequently without worry about any short term capital gain?

2007-07-06 12:32:30 · 4 answers · asked by CD 2 in Personal Finance

i have just checked my online account - all my money is gone. someone in thailand "Bank of Ayudhya" has taken it within the last few days by depositing it by what appears to be a ATM withdrawal. BUT my ATM and that of my wive are not stolen and i have no clue how this happened....

now the account is overdrawn - a lot of money has gone and i am devastated.... all my savings gone.

i have put a hold on all ATM cards and also shut down internet banking.

i can contact my bank on monday - there is no 24h phone.
but i have done all i can do for now - or is there anything else i can do...

what is gonna happen - am i gonna get my money back???

2007-07-06 12:28:48 · 8 answers · asked by the_emulatorii 1 in Personal Finance

how important is it, to be social. do you need to be a social butterfly, or can you just speak when spoken to? I can do both, however, I want to be balanced, and I know that it can be done. I just need a push in the right direction!
Thanks for your help!!
God Bless you all!

2007-07-06 12:21:43 · 8 answers · asked by babysteppin2003 3 in Administrative and Office Support

I am in the middle of an amicable divorce. I do not want my soon to be ex to have to sell the house. We are splitting the equity 50/50 but my ex will be unable to meet a home equity loan payment each month to buy me out. Ex is in school and working only part time. I want to know if we can sign a note where she pays me my half of the equity at a determined date after she is out of school. This is not co-ownership. Home is in her name but it is community property in our state.

2007-07-06 12:21:23 · 2 answers · asked by chachafour 1 in Personal Finance

I was notified that I have won a sum of cash, how can find out if this is legitimate? Also they want me to sent personal info,

2007-07-06 12:13:48 · 7 answers · asked by silxwakn A 1 in United Kingdom

2007-07-06 12:02:39 · 5 answers · asked by 23and4 1 in Law & Legal

MY husband recently lost his job and we are behind on bills . we need help. WE are both looking for jobs, but we have not had an luck.HELP

2007-07-06 11:54:01 · 3 answers · asked by Kimberlee T 2 in Personal Finance

Hi I am doing my dissertation on Global Marketing Strategy and already done research on finding data on standardisation vs adaptation, culture, country origin perception on consumer behaviour and advertising etc. I am having trouble to analyse and evaluate Levi's brand positioning in the USA of a product-led image and in the UK as a fashion led image. Please can you suggest where I can gather literature for my literature review on this and any other suggestions. I appreciate your help. I am not asking you to do my work, just provide me with some hints. Thanks

2007-07-06 11:51:44 · 1 answers · asked by mpatheria 1 in Other - Advertising & Marketing

Is there any way I could get an Extension for my AT&T Bill??? I'm running short on cash this week and only need an extension of a few days...i could pay the day I get my check which is the 10th of this month...and my bill is due on sunday...could i call and ask them for this???

2007-07-06 11:47:35 · 4 answers · asked by Anonymous in Personal Finance

The lease states that there is a 2 month penalty if we choose to break our lease. However over the past 6 months our neighborhood has gone downhill to the point were there was a shooting there last month. Can they still hold me to this penalty when now my own safety is at stake? My beautiful neighborhood is going downhill fast.

2007-07-06 11:04:16 · 9 answers · asked by wiu_steve 1 in Renting & Real Estate

2007-07-06 11:02:15 · 3 answers · asked by lanena 1 in Personal Finance

Also, at least 2 of the members of our DBA have negative credit.......will that be a huge factor in getting the account?

Should we go with local bank or national? Should we go with credit union or regular bank?

Include your reasoning too. Thanks.

2007-07-06 11:01:53 · 1 answers · asked by jasontogs 3 in Other - Business & Finance

I was selling my home in WV rent to own. The buyer refused to sign agreement after moving in so I am taking her to court to regain possession of my property. she has not paid rent/housepayment grace period ended as of june 1and the grass is way over grown (I am being cited to correct the yard or have the city do it for me). I went to the home and it looks as though no one could possible be living in the home (I can see dog poo on floors and would like to clean up the mess before it sets in with the summer heat.
Question here: Do I as the owner have the right (even though we do have a status conference scheduled in 2 weeks) to notify her that I will be entering the home within 24 hours to do an inspection? I would like to place a notice on the door and then send her an email since I am sure she is not living in the home. Can I do this legally? or can she flat out refuse to allow me into the home?

2007-07-06 10:58:43 · 4 answers · asked by Anonymous in Renting & Real Estate

I'm buying a house in 6 months and i have 30K in my regular savings. I'm putting the money in a 6 month CD with ING for 5.15APY in the next few hours. Is this the best way to invest it. I want to make the best of the next six month. Please advise.

THanks
JI

2007-07-06 10:58:31 · 12 answers · asked by progress 2 in Investing

After the bite, the gardener was able to go to work. We (house's owner) don't know the tenant has a dog. The gardener told us he was fine and just went to get some antibiotic, but and then now he wants $500 for his medical expenses and his time. Who has to pay in this case? (house's owner or the dog's owner who is the tenant)

2007-07-06 10:55:05 · 18 answers · asked by TQ D 1 in Renting & Real Estate

Serious answers please. In my back pocket or wallet will not do :)

2007-07-06 10:53:40 · 3 answers · asked by Anonymous in Investing

After having 2 surveyors report (his and mine), it is clear that thais wall is about 6' inside my property. I tried to handle it like a gentleman. But he claims it belongs to him . Appreciate a real estate attorneys opinion.

2007-07-06 10:47:48 · 8 answers · asked by Mr. AL 2 in Renting & Real Estate

My title to my home has a judgement which is way more than the equity in the house could cover. I don't have money to pay it off and have been struggling and not able to pay my mortgage payments for the last three months. If I sell my home and give the equity to the judgement (remember, it will not pay the whole thing off) will the judgement continue to be on the title to that property for the new owners? We can no longer meet this obligation and the only other choice I can see is to let the mortgage company have the house.

2007-07-06 10:46:51 · 7 answers · asked by Ruth B 1 in Renting & Real Estate

I plan to sell a unique property at auction. Do I have to give the agent a reserve price. I don't trust agents. I don't trust their valuatuions nor their expertise to set a minimum.

If I DO GIVE them a reserve price, do I have to commit to that once auction is underway.

Please give me the best advice. Prefer answers from Victoria (Australia) only. Ta

Kaz

2007-07-06 10:41:37 · 3 answers · asked by Anonymous in Renting & Real Estate

What recourse do I have, if ANY ? I was in a state of hardship last year. I trusted a friend to put their name on the title of my property, and now I recognize what a FATAL mistake that turned out to be. I owed him some money, but NO WHERE NEAR the value of what my home is worth. His name is NOT on my loan. He also currently has his OWN HOME at a different location, and has NEVER resided with me, and I am the ONLY one who is making payments!! If I get an attny, and claim emotional duress, is there ANY chance of removing this flake from my title. I have filed a restraining order against the guy because he has become violent, and emotionally abusive around my children.. Thanks for reading

2007-07-06 10:40:11 · 5 answers · asked by Denise 1 in Renting & Real Estate

Okay so my mother lives in a house, and rents it monthly from a friend who owns it. She pays cash every month for rent. And now she got a new house, but said she will pay rent this month so she can get all of her stuff out.

So her landlord called and said to pay $3000 for a deposit and three months of rent. Before renting the house they said she did not need any depoist because they were friends and monthly rent is $400

Now the landlord went over there and threw everything out of the house and is keeping our familys boat until that bullshit $3000 is paid

What can we do


She didnt give us an eviction notice or anything, and keeping our boat in leau of the $3000

2007-07-06 10:37:55 · 6 answers · asked by Anonymous in Renting & Real Estate

2007-07-06 10:35:45 · 5 answers · asked by Love 1 in Personal Finance