Business & Finance - 6 July 2007

I wrote an offer on a home marketed through a Realtor as having 4 bedrooms and 2 bathrooms. Two bedrooms in the basement are illegal because they don't have windows or closets and one bathroom was a remodel in the basement but never pulled city permits. So really, its 2 bedrooms and 1 bathroom. Is this illegal for the Realtor to do this?

2007-07-06 10:34:29 · 4 answers · asked by Anonymous in Renting & Real Estate

The $ for the remaining two weeks

2007-07-06 10:33:38 · 3 answers · asked by cinovak 1 in Food Service

The neighbor has staked claim for this land as part of his deed. He is trying to use it as leverage to get my father to sell him 4.2 acres or trade that strip, about 1/10th of an acre for the 4.2 acres. He has put huge rocks on the land and was trying to put up a wire across the driveway today. Does anybody know the law in Arkansas. I think, possession and maintaining the land for 55 years makes it theirs, but cannot get ahold of my lawyer today. Thanks

2007-07-06 10:31:36 · 5 answers · asked by msmelmel 2 in Renting & Real Estate

2007-07-06 10:26:23 · 5 answers · asked by Angie 2 in Other - Careers & Employment

I have 7 positive accounts and 6 negatives. My credit score is pretty low. The 6 negatives are credit cards. Well actually 3 are cards and the other 3 are the same cards but are from collections. Each card is reporting me twice. I disputed all the negatives and they all came back as correct. The 3 cards plus one of the collection agency are scheduled to be removed in Nov. 2007. The other 2 collections are scheduled to be removed till Nov. 2013. I got the 3 credit cards in 2000, spent them and never made a payment.(yes i know, young and dumb). The other 2 collections are reporting that the accounts were open in 2006 and thats why they will not be removed till 2013. I didnt open anything in 2006. All 3 original debts were opened in 2000.
What could I do about this to try and get those last 2 dates changed?
I though it was 7 years and thats it. Can they keep selling your debt to diff. companies and restarting your 7 years?
Thanks for all the info in advance!

2007-07-06 10:23:59 · 1 answers · asked by bill t 2 in Personal Finance

I just recently found out that my furnace in my rental unit is non functional. The property mgmt company called a service tech, in which they identified a control board as "fried". With this, the technician and owner said the furnance company is no longer in business and replacement parts are non existant. So a new furnace is necessary. Being a mechanical engineer I have experience in the HVAC area and decided to do some research and get a second opinion. It turns out the controller is easily available and made by honewell ($70) and has nothing to do with the furnace make. The second technician told a different story and assessed a faulty on/off switch as the problem ($2). Said the furnace is in good working order (9 years old) and the board is NOT "fried". The original owner and technician apologized for the miss diagnosis but I feel he tried to pull a fast one on me. He said he will pay for the other service call, but then said only half. Should I report this to the BBB?

2007-07-06 10:22:43 · 2 answers · asked by Johnny H 1 in Renting & Real Estate

I am looking to buy a house in the Dallas area. we should have moved in this weekend but they called and said the power lines are to close and they can't sale it..! I need to know how far do the have to be from the house..? they are the big power lines. out in the country. Some one help me find this out please.

2007-07-06 10:19:53 · 4 answers · asked by Dani 2 in Renting & Real Estate

I would use part of the interest earned to pay the loan. I have $500,000 equity. My mortgage balance is $350,000.

2007-07-06 10:18:16 · 21 answers · asked by Wardlow 1 in Investing

We are going to sell autos on eBay motors and off our lot, auto detailing and repairs. We have been to a couple of local banks and just don't quite seem to fit their criteria. We've always been self employed in some form so our tax returns are pathetic. We don't have any money to put into the business which, well, that's why we need financing. Am I to believe that a business can't be started unless you have thousands of your own money to put into it? SBA apparantly requires 25% of the loan amount to be available from us as cash. If I had that money, I probably wouldn't need much of a loan. Anyway, I'm a bit frustrated because we're not fitting into the commercial lending 'box'. We are talented intelligent people with excellent credit but short on cash. Any ideas?

2007-07-06 10:17:37 · 6 answers · asked by jmb563 1 in Small Business

he keeps harrassing me and my rent is paid on time all the time hes trying everything to find a way to kick me out because he has something against me what should i do????

2007-07-06 10:13:46 · 10 answers · asked by thayerst44 1 in Renting & Real Estate

When we started renting the building we were told that the building inspector had to come by and take a look at it. Then he gives a list of stuff that needs to be done. So now who makes the repairs? Me or the person that owns the building. If you can provide proof that would be nice.

2007-07-06 10:11:48 · 6 answers · asked by midget05 2 in Renting & Real Estate

my husband owes discover 7000 dollars and I tried to settle with them and the woman was very rude and told me there was no settlement offer. I dont understand when your not paying they hownd you but when you want to pay the make it impossable. help

2007-07-06 10:11:20 · 6 answers · asked by Jennifer H 4 in Credit

I made over $24,000 last year. No tax places are open. Solid information please.

2007-07-06 10:04:17 · 8 answers · asked by 2s2 4 in United States

What is the best way to obtain a 2nd mortgage with only 10% equity available?

2007-07-06 09:51:23 · 2 answers · asked by thetopnerd 1 in Renting & Real Estate

2007-07-06 09:38:49 · 1 answers · asked by banishedman 1 in United States

I didn't know if we could make a higher bid or if they get the house?

2007-07-06 09:37:25 · 6 answers · asked by Sarah B 1 in Renting & Real Estate

2007-07-06 09:30:41 · 6 answers · asked by Anne 1 in Personal Finance

I live in richmond missouri and i at the moment have just failed for bankruptcy and i have had three back surgerys and now need an apartment before im living on the street my son at one time had a web site where you filled out exactly what you were looking for and they would call you and you tell them whats going on and they found them an apartment because they were having trouble with there credit and they got the apartment without credit checks if anyone knows of this website what is it or if anyone has any information as to what to do please help.

2007-07-06 09:30:33 · 4 answers · asked by stebes5814_stebes5814 1 in Renting & Real Estate

my husband is working out of town and needs to send his check to me. he has to cash it to get his per diem money, and send me the rest. If h sends a money order, how do you cash it?

2007-07-06 09:28:04 · 15 answers · asked by Kimberly G 2 in Personal Finance

2007-07-06 09:25:22 · 12 answers · asked by sports_dude_48 3 in Investing

I am leasing a Dump Truck for my business. I have an auto policy, but the lessor is telling me that I need a Commercial General Liability policy as well. I know what a CGL policy is, but I have no need for it. Why do I need to insure my business with a CGL to lease a dump truck? I have already signed lease documents. I am not the "owner" of my vehicle until I fufill my lease, the bank is the current owner. Why do I need a CGL also?

2007-07-06 09:21:40 · 7 answers · asked by MarJohn 2 in Insurance

2007-07-06 09:16:04 · 11 answers · asked by Chelle 2 in Credit

If so what do you do with the extra one?

2007-07-06 09:14:10 · 5 answers · asked by . 4 in United States

2007-07-06 09:13:36 · 2 answers · asked by dan d 1 in United Kingdom

Please answer

2007-07-06 09:12:53 · 2 answers · asked by Anonymous in Renting & Real Estate

I am a 21 year old single dependant, expecting to earn about 2000$ for the 2007 year. I had zero earnings for the previous year. I believe I am tax exempt -- how do I fill out my W-4 to garuntee the least money is taken from my check? Need help for all lines (sans personal information)

2007-07-06 09:09:58 · 7 answers · asked by Michael 2 in United States

Most PMP certified project managers are usually from the IT (information technology) industry. I wonder if the PMP certification will be good for people who are in marketing.

2007-07-06 09:00:28 · 2 answers · asked by firesenshi 1 in Marketing & Sales

Long story short, my house was stolen by a dirty mortgage broker. This is a guy wanted by several gov't agencies, and currently in court with the DA's office. He literally stole my house (and several other people's) and my lawyers said my best option was to stop paying and hope the bank forecloses on him. Yes, I am still pursuing legal action for this situtation.

OK, so I only stopped paying on the house, and it apparently (one year later) just sold in a foreclosure auction. I now have a foreclosure on my credit report, which I know will be there for 7 years. All of my revolving credit cards are paid on time and usually in full. I have money in the bank. So basically, everything else is in tact but *the house*.
Who do I call to repair my credit? Debt consolidation company, bankruptcy attorney (even though I am NOT filing for bankruptcy)? Is time my only option?
How do I repair it if my only debt is the house?
Let me know if you know the answer to this because I am confused.

2007-07-06 08:58:22 · 2 answers · asked by ValentineP 4 in Renting & Real Estate

I have about a 650 rating. The only unpaid debt on my report is for a judgement in the amount of $500. Will paying this off raise my score very much. Lenders will still see that I had the judgement, so I am not sure how much of an effect that will have. I was told that by paying it off I could probably qualify for a home loan.

2007-07-06 08:49:43 · 9 answers · asked by miklo 2 in Credit

I am very new to this; I am going from a large corporation where I never had to think of this. But I have accepted a job with a corporation out of NY. I am the only employee in California. I receive Medical and Dental and was under the impression that my responsibility was to pay my part of the taxes on my own...............Fine, I can do that no problem. But I am being told that the Company will not be paying their half of FICA or SS or Unemployment since I am 1099. I feel like I am getting the shaft here. Can they do this if I am an employee not under contract or limited term? I was told they are doing this because they are not set up in California as an employer, but why would that stop them from paying half of the fed taxes on the employer side? I have an appointment with a CPA, but that is a week away and I am having trouble keeping my worries at bay. Any help would be appreciated.......Thanks

2007-07-06 08:44:41 · 11 answers · asked by Ryan R 1 in United States