Business & Finance - 12 June 2007

Ok so this house I'm looking at is $265,000. I'm able to pay 30% down and 15 year fixed-rate with 7.5% interest rate.

So that's $79,500 down and then ??????? a month for 15 years...

how much!?

2007-06-12 23:49:28 · 3 answers · asked by ♥Come Break Me Down♥ 2 in Renting & Real Estate

they take too much and i can advertise myself.. what other steps do i need to do this? I do understand that me and buyer must agree on a title agency also..

2007-06-12 23:42:40 · 10 answers · asked by toolate 3 in Renting & Real Estate

A housing association in my area have offered me the chance to sell my house to them and become a tenant. I am seriously considering because as a tenant I would be able to have all repairs done at no cost to me. Since buying the house over 10 years ago I have not been able to afford to do minor repairs or improvements. I no I will no longer be a "homeowner" but these days that is more of a status symbol than anything else.

2007-06-12 23:29:23 · 5 answers · asked by Anonymous in Renting & Real Estate

I will be living in the second house when I am working at my job and go to my original home for my days off.

If it is not tax deductible, is there any tax breaks for being forced to move away from my home because the economy is much worse there than the average (according to media and government reports).

2007-06-12 23:23:59 · 4 answers · asked by Traveler 4 in United States

I do not want to sell my home and am considering buying a second place near work. Will both mortgages be tax deductible on my year end income tax?

2007-06-12 23:17:31 · 3 answers · asked by Traveler 4 in United States

I have suffered from depression and ocd for a lot of years which has left me unable to do anything. Now I'm 26 and I'm sure that my life has gone and I won't be able to do anything. Does anyone have any advice?

2007-06-12 23:10:59 · 6 answers · asked by Anonymous in Other - Careers & Employment

Do all realtors in the USA require buyers to be pre-approved for a mortgage before even considering helping someone look at houses? It seems a bit extreme to have to divulge all of your financial information just to see a house on sale!

Also this seems like a way to manipulate what they show you in attempt to get you to buy the most expensive home one can afford and to pay the highest price possible... is this a local thing or is all of the USA the same?

2007-06-12 23:09:57 · 9 answers · asked by Traveler 4 in Renting & Real Estate

the new owners are closing on the 30th, but I'm afraid that the current renter won't leave and force us to evict.
But that could void the sale since new owners won't want to deal with that.

2007-06-12 22:51:00 · 5 answers · asked by BW 1 in Renting & Real Estate

if you are interested in investing in a foreign country that belongs to the WTO, are there laws and regulation that are there to protect you as an investor? where can i find more information about this?

2007-06-12 22:48:56 · 1 answers · asked by KevinLT 1 in Investing

2007-06-12 22:45:31 · 3 answers · asked by jadakiss 1 in Other - Advertising & Marketing

I am constantly getting charged overdraft fees from Wamu and would like to know what bank I can move to that I can get overdraft protection. According to wamu, I can't link an account that would cover the overages unless I sign up for their platinum banking which has a heft monthly fee and account minimums that are too high for me. Is there any bank that just makes it easy and lets you link a savings account to your checking account?

2007-06-12 22:34:58 · 3 answers · asked by FreakyGeeky 3 in Personal Finance

I have been to an interview and I really like the job. I called them on monday and they said, I should wait until later in the week. I am very keen to know whether I was successful or not. Should I call them again this week?

2007-06-12 22:21:09 · 9 answers · asked by Babe K 2 in Other - Careers & Employment

Any advice on how to fight a compulsory purchase case against United Utilites would be most appreciated

2007-06-12 21:57:35 · 1 answers · asked by Big D 1 in Renting & Real Estate

2007-06-12 21:47:49 · 3 answers · asked by Anonymous in Personal Finance

In the last two months or so I've finally reached the point where I can stop living paycheck to paycheck. I don't have much extra in the bank yet, but I'm at least at a point where I can pay the bills as they come in rather than waiting until my next payday. And the good thing is I don't see any reason why my position won't continue to improve every month.

So my question is what should I do now. Should I just focus on building up my bank account to the point where I have a 2-3 month cushion? Should I look at making bigger car payments? Should I start sticking money in a savings account or IRA?

I've always just managed to just get by going from paycheck to paycheck but between newly found financial discipline and a recent raise at work I'm able to myself actually having extra money each month and it feels good. I just don't know what to do next to further improve my situation.

2007-06-12 21:31:20 · 9 answers · asked by Justin H 7 in Personal Finance

hi. if i don't make CC payments then what happens next?
i have 10 CC and not pay for 4 of it.
rest of 6 keep make payments on time.
keep checking , savings account open and pay my rent and all other payments on time..
the reason is i'm trying to ignore large amount of debt bills and save that payments for next 3~4 years for settle it at half if possible..
they can collect money from my bank account if i don't send payment? or they can take my car away?

2007-06-12 21:31:03 · 8 answers · asked by saywhat 1 in Credit

I have a job interview tomorrow afternoon in a local accounting practice for a Trainee Accountant!

I am AAT qualified and this job will allow me to progress onto a professional accounting qualification (ACCA)

What should I expect? Any particular questions they will ask?

What should I ask them?

How do I ask in a nice way about : Salary, Career progression, Pay rises on compleating exams, Training Contract. . .

2007-06-12 21:25:24 · 1 answers · asked by misslocke 2 in Other - Careers & Employment

I've read that with such high scores, you can qualify (hands down) for a good 30 yr fixed mortgage and no up front costs. Is that true?

2007-06-12 20:49:58 · 7 answers · asked by PlasticTrees 2 in Renting & Real Estate

2007-06-12 20:48:35 · 18 answers · asked by GARETH L 1 in Investing

2007-06-12 20:47:29 · 14 answers · asked by jml 3 in Credit

2007-06-12 20:39:59 · 4 answers · asked by Anonymous in Financial Services

I'm looking for a basic stock control software for stock monitoring , item and suppliers discription only.

I do not want to use excel or sage for this, can anyone advise.

2007-06-12 20:36:25 · 2 answers · asked by Anonymous in Small Business

what accounting entries should be made on the firm,s balance sheet for the following cases.
a) a firm sells 10,000 shares of $1 par common stock at $13 per share.
b)a firm sells 20,000 shares of $2 par common stock and receives $100,000.
c) a firm sells 200,000 shares of no par common stock for $8million.
d) a firm sells 14,000 shares of common stock for the par value of $5 per share

2007-06-12 19:49:41 · 6 answers · asked by Ampofo A 1 in Investing

I am in California and just made my first purchase using PayPal. Is there a company named PayPal? Where are they located and how do they get paid for their service? I put it on my Credit Card, they pay the person I am buying the item from and they charge my CC. But how do they make money? Am I charged a service charge? Or what? Thanks for your help.

2007-06-12 19:15:50 · 8 answers · asked by kingsley 6 in Credit

Hi I do a online business on ebay and it makes me good money, but I dont have a regualr job that will go into my irs as taxes. I want to buy a car is there a way I can like put the money that I make online into my irs, if so wont I pay money? Also is there a way not to do it without the proof of income can I show them something else. My credit score is gona be 702 around there in 2 months. I want to buy a new car, (first time buyer) How would I go about doing this all? Thanks in advance!!!

2007-06-12 19:11:30 · 5 answers · asked by Anonymous in United States

1) you have no money...
2) your expenses are more than your earnings..
3) You have no one to depend on..
4) you keep thinking about this problem and to get to see solutions...is it actually good to think of a problems..?

2007-06-12 19:07:28 · 7 answers · asked by Simi T 1 in Personal Finance

I'm 17. Basically I'm new at this whole 'income tax' thing. I got my first job at Wendy's a few months ago. They had me fill out a 'W-2' form I believe.

Money is autimatically took out of my paycheck for taxation. Though today I started earning money by taking online surveys (I did some looking around and found a legit site, among a few others). How am I supposed to report that money earned? It's not took out automatically. Should I take out 15% of each check and then submit it when the IRS asks for it? And how am I supposed to report it in the first place.

Despite the extra money from the surveys, what am I supposed to do with my Wendy's income when 'tax time' comes around.

I'm so confused!!!

Someone explain some things to me, please.

2007-06-12 19:06:25 · 7 answers · asked by N/A 3 in United States

They claim to pay high interest on your investment but when one tries to withdraw the investment, one does not hear anything from them.

2007-06-12 18:56:57 · 3 answers · asked by Anonymous in Credit

2007-06-12 17:52:17 · 1 answers · asked by schlum l 2 in Small Business

Do I convert the title first before selling it? (how's the tax base calculation?) Or should I sell it under the trust( my aunts are the trustees)? Which tax base of selling title will be higher so that I can pay less capital gain? Thanks.
Also my aunt is getting Federal Supplemental Security Income (SSI). She has no money interest (not a beneficiary) with the living trust. Does it hurt her SSI Status from being a trustee? Thanks.

2007-06-12 17:46:56 · 4 answers · asked by EggshellHead 1 in United States