Business & Finance - 22 January 2007

2007-01-22 13:21:00 · 5 answers · asked by litgun31 1 in United States

2007-01-22 13:16:49 · 7 answers · asked by Anonymous in Renting & Real Estate

2007-01-22 13:14:13 · 5 answers · asked by gamy2121 2 in Credit

OK so I found a condo I want to buy and I received two seperate pre approvals, one at $140,000 and the other at $170,000. Both loans however were the same monthly payment of $1300. What I can realistically afford per month is $1000. I am sort of confused how each lender came about the monthly payment and need to know if I can get the payment down to $1000? Also, my realtor spoke about giving $500. when we bid for good faith. What does this mean? Can I get it back or does it go towards something? Any and all help or knowledge you can provide will be a big help. Thanks so much!!! Oh and I am a first home buyer not looking to put anything down.

2007-01-22 13:14:00 · 5 answers · asked by DBL L 2 in Renting & Real Estate

This is in California. I lost my full time job in December. I have worked a few days here and there and get paid (W-9) as an independent contractor for the benefit of the employer. Will this disqualify me, even if I don't have my own business?

2007-01-22 13:12:04 · 6 answers · asked by ski 1 in Careers & Employment

I'm applying to be a correctional officer and the application form asks me to provide, in detail, all drugs i've taken in the past and when. i smoked pot once in high school and have taken Exctasy several time in the past year. I'm not addicted to anything and if required to take a urine sample i will pass. Should i admit that i've done the drugs in the past or just mark "No"?

2007-01-22 13:12:03 · 8 answers · asked by Anonymous in Careers & Employment

I make very little money a month. I have an IRA worth 150,000 dollars and a townhouse worth 240,000. I have a mortgage of 65,000. No other debt or car payment. Since my divorce, my salary has gone way down 20,000 a year. I have two girls in private colleges. Their dad, however, pays a big chunk of college. I worry about this every day. I want to know what you think about taking 65,000 from my investment account to pay off my mortgage. I know I would get hit with the penalty - it would ease up my finances considerably. My mortgage is 470 per month. Opinion please???? Thank you for your time.

2007-01-22 13:11:35 · 7 answers · asked by Anne B 4 in Personal Finance

What are the first steps I should take? Take pictures? File a report with police? Call a lawyer and ask for advice?

2007-01-22 13:11:33 · 3 answers · asked by Anonymous in Renting & Real Estate

2007-01-22 13:10:57 · 5 answers · asked by eeeehhhaa 1 in United States

2007-01-22 13:10:42 · 9 answers · asked by benzei147 1 in Careers & Employment

2007-01-22 13:09:57 · 5 answers · asked by jerod2406 1 in Renting & Real Estate

we are a trading company

2007-01-22 13:06:54 · 3 answers · asked by mellissa l 1 in Investing

hard to keep a job because they suck. hard to get a job because your expereince is minimal and how are you supposed to gain if no one gives u a chance?
struggling through college in the mean time.
ok, tell me that i am not the only (fairly [i'm 24]) young person going thru this??
i guess now a days, getting a job is more-over who you know, but what if you really don't know anyone to help you get anywhere??
and since when are retail jobs soooooo hard to get into?
when i graduated high school, you filled out a PAPER application and were hired the next day, now everyone has to go online to fill out an hour application which just wastes your time.. grrrr *frustration**

wut is up with society and the economy today?? y is it so hard for some of us to get thru what our parents have successfully gone thru? at my age my parents had jobs i could only dream of. it's no wonder they call this generation - 'generation x' and it sux ***.
ok i realesed my aggrevation LOL...

2007-01-22 13:06:10 · 5 answers · asked by dannYves 2 in Careers & Employment

2007-01-22 13:05:49 · 2 answers · asked by Anonymous in Careers & Employment

I am open to any suggestion thank you for your time and knowledge

2007-01-22 13:05:10 · 6 answers · asked by help? 1 in Personal Finance

I lived with my dad up until June 13 of 06 then i joined the army. Does he still get to claim me this year and if he does do still file for taxes?

2007-01-22 13:01:59 · 17 answers · asked by J 2 in United States

i have a recipe for BBQ sauce and i want to sell it any help would be great any idea's would be great any 1 do this and succeed?

2007-01-22 13:01:35 · 1 answers · asked by mylilsun 2 in Careers & Employment

my cooworkers dont like me and talk bad about me and my work , and they tell my boss too , how can i live with that ?

2007-01-22 12:59:44 · 21 answers · asked by esnomus 1 in Careers & Employment

I filled out my W2 as single because I didn't want to owe money at the end of the year, but now I don't know if I will be getting more or less of a refund than if I had filled as married to begin with. Where can I get free info? THANKS!

2007-01-22 12:59:16 · 5 answers · asked by Cute Gurl 1 in United States

I have an old Cingular Wireless bill that is in collections and I wanted to know if I can call Cingular and try to settle the debt with them, or do I have to deal with the collection agency that has the old debt now. Do you think they would be willing to negotiate a settlement offer with me for a lower payment then what I owe? I had an offer before with the agency at one time, but two weeks before the payment was due, I was laid off my job so I couldn't make the payment. They have since sent it to another agency that's trying to collect. Please, someone who knows, respond with suggestions.

2007-01-22 12:57:54 · 4 answers · asked by sleepingbeauty123 3 in Credit

I want to learn to invest myself but am not satisfied with mutual funds and lower rates of return. I am fairly new to australia and am not familiar with rules and investments here. I went to a couple of Options seminars here and have a couple of options books I am going though now. I also set up an account (no real money in it yet) on www.optionsxpress.com.au which allows me to do "virtual trades" to practice. what is the best software to (a) do technical analysis and (b) recommend the best trades. Again, I want to do better than just buying into mutual funds or bank stocks, etc. Those are safe but I won't make much money unless I wait 30 years. Any suggestions?

2007-01-22 12:56:39 · 8 answers · asked by jross62 1 in Investing

2007-01-22 12:55:23 · 2 answers · asked by imborntoberich 1 in Other - Taxes

I am looking to buy a condo and know that, before you buy a house, you need an inspection to make sure it is structurally sound. Since the condo association takes care of the structure (exterior walls, pipes, etc), would I need the same kind of inspector/inspection as someone who is buying a house? Is there such a thing as a 'condo inspector'? I just need to know if the furnance, water heater, interior walls are ok.

2007-01-22 12:54:42 · 6 answers · asked by Patti H 2 in Renting & Real Estate

2007-01-22 12:53:17 · 5 answers · asked by Cathy B 2 in United States

I am an USA citizen (California resident). I moved to Taiwan 10 years ago to teach English. In the past 10 years, I file tax return in Taiwan, but I thought I don't need to file tax return in USA and California. I earn approx. US$30,000 every year. Now I am applying green card for my wife. The embassy here ask me to file tax return for year 2005. My questions are:

1. Do I need to file income tax return (Fed and CA) for the past 10 years now?

2. Would I be penalized for not filing in the past?
3. Is private tutor income qualified for foreign earned income credit? If my students did not give me invoice, what kind of supporting document is needed?

2007-01-22 12:51:28 · 2 answers · asked by Anonymous in United States

2007-01-22 12:50:54 · 5 answers · asked by Apoorv S 1 in Personal Finance

i need researched information about what and how to become a cosmetoligist and what i need to do.

2007-01-22 12:49:03 · 6 answers · asked by kate w 1 in Careers & Employment

2007-01-22 12:48:48 · 19 answers · asked by Trish P 2 in Credit

2007-01-22 12:45:02 · 4 answers · asked by Jensen 2 in United States

Heres the scenario for a call option, and please answer the questions in brackets or correct me
lets say i buy 5 contracts (100shares/contract...is it always 100 shares/contract? ) of CALL OPTIONS of EBAY @ $20/share (is this price set by the market? and how much would it cost me to buy these 5 contracts?) and choose my expiration to be on Dec 1st, 07 (and do i choose my expiration date?), then the stock of ebay goes up to $30 in Septemeber so i decide to sell my calls in Sept(is that called excersing it?) would i have made 15,000 - 10,000 = $5000, i dont think thats the case...isnt the point of buying calls to buy 'em for a lot cheaper than $20/share and make a handsome profit? if its $20/share as the price on the stock market, how would calls be different than just buying and selling stocks? ok i guess this sums it better shouldnt the price/share when buying calls be a lot cheaper than the price in the stock market?

i thank u in advance for all the answer

2007-01-22 12:43:38 · 5 answers · asked by zesty 3 in Investing