Business & Finance - 31 December 2006

It's a 1,998 square foot new home. 4 bdrm/2.5 bath.
Lease price per month $1,580, option amount per month $500
Total per month $2,080. After 2 years, we'll have $12,000 in our escrow account which will basically cover our closing costs. Plus the seller has offered 2% of the homes value as a credit. (Home is $550,000) Any insight?
(Note: For those that live in the Bay Area in Ca, the home is in Lathrop so we'll have a commute.)

2006-12-31 08:59:21 · 5 answers · asked by p.y.t 2 in Renting & Real Estate

OK say I go and deposit my money around.. 5pm.
the money wont be available until the midnight of the NEXT day right?
i know they give $100 first..

like tuesday 5 pm deposit
wednesday night 11:50PM it would be available

2006-12-31 08:57:29 · 9 answers · asked by Allen Woe 1 in Personal Finance

i cant remember the correct method for calculating YTM......example:
A bond makes annual interest payments of $75. The bond matures in four years, has a par value of $1,000, and sells for 975.30 (market value). What is the bonds YTM?

now i realise that for example the % to par is 7.5% and the bond is selling at a discount as it is valued at 975.30 so the interest must be higher than 7.5%. So the next stage is to calculate by making to guess's as to what the interest rate is so i would choose 8% and 12%. I would use these figures in the Po= cf/(1+r)^n......... to incorporate the time value of money and so on and so forth. then obviously i would be given to end values for both sets of interest so that i could find the market price of 975.30. But where do i go from here? the percentage that i get is out everytime , i know the figure is 8.25%. I am not using excel for this or a financial calculator......so no answers in this format. if you can help, much appreciated.

2006-12-31 08:55:20 · 3 answers · asked by Anonymous in Investing

2006-12-31 08:47:04 · 13 answers · asked by Anonymous in Personal Finance

A person wins a motor vehicle playing a slot machine in a casino. . The winner has the option of taking the new vehicle or a cash payment. The cash payment is the wholesale price of the vehicle that amounts to about 30 percent less than the retail sales value of the car.

Question # 1. If the winner takes the cash option, does the winner report the gross gambling earnings as the cash?
wholesale value of the car or the retail sales price of the new vehicle for U.S. Federal Income Tax purposes.

Question # 2. If the winner filled a Federal Income Tax form an reported the gambling earnings as the retail sales value of the vehicle, but later found out that IRS regulations requited reporting the whole value, can the winner file an amended tax return for over payment of taxes.

Question # 3. What period of time does the winner have to file an amended tax return should that be the situation?

Please give site of source of answer material if possible.

Thank you

2006-12-31 08:45:51 · 2 answers · asked by drjhbmd 1 in United States

moving to a different state, my current house has not sold in 4 months, is there a way to finance another house, and then foreclose on my house that i currently own? without losing my new house

2006-12-31 08:43:02 · 5 answers · asked by ryan s 1 in Renting & Real Estate

unallocated funds and property awards center for document administration form 182, enclosure 180, perlinary manifest?
Center for document admin, office of notification & fulfillment,
PO Boxb1505, 19 toryork, Dr Weston B, on M9L 2Z6 Canada

2006-12-31 08:42:10 · 9 answers · asked by Anonymous in Personal Finance

have a $1 bill that seems thicker than other $1 bill. Also, the margin is bigger at the bottom than the top and the serial # has a star at the end of it?

2006-12-31 08:30:10 · 7 answers · asked by Kathleen M 1 in Other - Business & Finance

Like stuffing envlopes and putting together pens ect...

2006-12-31 08:28:48 · 3 answers · asked by steffanie collette 1 in Personal Finance

What major would be the best for an information systems manager? Accounting, computer science, finance, or management information systems? I would like to know what would be the best, second best, and so on. Now how about for an investment banker? What would be the best, second best, etc.

2006-12-31 08:27:34 · 3 answers · asked by Anonymous in Careers & Employment

If the government gives people money for them to go and look for work , that is good (not sure how much about £70 I think), of the government . what I would like to know if that money is for a person to look for work , what money do they give the people to live on , while they have other bills . ( in London it costs well over £26 for weekly travel card)and the job centres expect you to write and post off job applications, failing to provide the prove then they stop their money how do these people manage to live on that money when you take all the expense out of the benefit that they receive, and do you think the government should help these people more in their search for work if they are showing that they are truly looking for work

2006-12-31 08:26:40 · 10 answers · asked by alectaf 5 in Careers & Employment

on the 28th I withdrew $50 from my paypal account to my checking account. On my paypal transaction page, the status is said to be "completed". However , on my bank balance page, I have yet to see any sign of the $50.

When can I get the money? I kinda need it bad..

2006-12-31 08:23:28 · 4 answers · asked by Allen Woe 1 in Other - Business & Finance

I wanted to find out if people in my community are receiving any Avon, Regal, Home & Gift, or Watkins books and catalogues. If they aren't and if they are interested, I would offer them a choice of any catalogues. This may be a good way to get some leads.

Because of my work schedule and my child, I don't have time to go door-to-door. What would be the best words or phrases to use when asking people? Otherwise I don't like calling strangers out of the blue because of their negative reactions.

Or can I hire a person who can do the calls for me. If so, what's a good script for them to use?

The other methods I've used for gaining customeers are classified ads, having a booth at a flea market/craft show, the Welcome Wagon sponsor program, and giving incentives for customers who provide referrals.

2006-12-31 08:18:42 · 5 answers · asked by Helen Gates 2 in Small Business

im planning on opening an online store selling unique hhome decor. i need to think of a catchy name. the home deore will be sorta high end. the name i wanted was Sugarbakers,but that name is taken in our town anyone got any ideas?

2006-12-31 08:13:36 · 2 answers · asked by Anonymous in Other - Advertising & Marketing

Seriously, I need to find an apartment for myself and three boys under 5. Is it possible? Does EVERYONE check credit? I'm living with a family member now in NYC, but have to move soon. I work in Somerset, NJ. Any advice is appreciated.

But please no criticism abou the credit; I'm honestly working on it.

2006-12-31 08:12:43 · 9 answers · asked by cleo_michelle73 2 in Renting & Real Estate

the property became married to our house property , because it is right next to it, in the same name of owership ,how do we sub divide it?

2006-12-31 08:11:20 · 2 answers · asked by kelly s 1 in Renting & Real Estate

I know that the post office is gonna be cloded on tuesday but what about fedex and ups ?

2006-12-31 08:09:37 · 4 answers · asked by wildcat05 1 in Other - Business & Finance

2006-12-31 08:09:03 · 4 answers · asked by kcrossow 1 in Renting & Real Estate

2006-12-31 08:09:02 · 5 answers · asked by yukiphong2006 1 in Careers & Employment

Does it mean you can buy some land in that county and build whatever the heck you want?

2006-12-31 08:04:31 · 5 answers · asked by Anonymous in Renting & Real Estate

I'm really interested in real estate...thats all!

2006-12-31 08:02:31 · 3 answers · asked by Anonymous in Careers & Employment

2006-12-31 08:02:04 · 4 answers · asked by Isabella 1 in Renting & Real Estate

2006-12-31 08:01:11 · 8 answers · asked by Anonymous in Credit

2006-12-31 08:00:38 · 13 answers · asked by laney45 4 in Other - Business & Finance

over the limit each month and i don't be late. if increase by how much.

2006-12-31 07:56:38 · 4 answers · asked by Anonymous in Credit

For the last 3 years my fiance and I have been filing our taxes under married status, but are not married. H&R Block told us we had to file like that or else he couldnt claim me and my son. We still arent married and I am working now and we were told we could file seperately. Will we owe mony if we file Head of Household and single now? How do we rectify the situation?

2006-12-31 07:55:08 · 8 answers · asked by Anonymous in United States

What is the minimum amount of money I need to put with my broker in order to trade stocks. I do not wish to trade on margin.

Which broker gives a minimum trading fee ?

2006-12-31 07:52:59 · 10 answers · asked by Androit 1 in Investing

2006-12-31 07:50:57 · 2 answers · asked by Anonymous in Credit

We own a home that is impossible to afford (got screwed by a mortgage company). We also own a business which operates from our home, and which can't exist without our home. We would like to "sell" or transfer the house to the business and then rent it from the business for an affordible amount.

We thought creating a trust might work.

Any ideas on the best way to fix this mess would be great.

2006-12-31 07:50:10 · 3 answers · asked by Caryn 2 in Renting & Real Estate

He told me about an oppurtunity about making money sending people a movie about setting up their own website. the movie had two charactors talking about the oppuetunity and the charators use your name to tell you about it. if you're out there could you send it to me again

2006-12-31 07:49:57 · 1 answers · asked by MARTY A 2 in Careers & Employment