I wasnt responsible for a major credit card in 1999.Bills are the last thing you care about when you are told from a specialist that you are dying .
My bill was maybe $1100 but I wasnt able to pay or work for 13 months due to terminal illness,pain and strong research meds.injections, anyways it was never paid the acct. was closed in 2001. I avoided them after talking to them every week for the first year..The final charge due was maybe $2,100(after finance chgs) but it has been in charge off status for maybe a year now. I avoided them after talking to them all that year many times on the phone when i was ill .I have heard long ago avoiding contact is good if your not going to pay.I am in the very slow process of fixing my credit, or rebuilding it.The debt went into"CHARGE OFF"status /06. after being in late pay status for years but the account was closed in the yr 2000 . *When will the charge off be OFF my record of reporting agencies so that my credit score will be higher?
2006-12-31
03:33:38
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8 answers
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asked by
BluShadez
1
in
Credit