I have good to great credit, but my current card has me at 28% interest. Probably because I was careless about paying on time years ago, but there have been no lates on my credit report for the past 4 years. I pay it off completely within the 25 days 99% of the time, but last month I couldn't and I got burned. I asked them if a lower rate was available, they told me no.
So I'm definitely going to close this one out at the end of the month and look for another one. I really only use it to shop online (I'd rather use my debit card day to day), or for a couple of things like car insurance that I have to tie to a credit card. I'm looking for a low interest, no annual fee, gold card that covers car rentals and would like some type of awards program but can live without that. Thanks for any advice.
2006-11-07
07:58:53
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6 answers
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asked by
Rossonero NorCal SFECU
7
in
Credit